Information > General articles > Raiders Channel > Mortgage >  text

The guarantee company suddenly disappeared

Time: 2013-01-08         Source: Qilu Evening News         Author: Qilu Evening News

        Taian citizen Mr. Liu guarantees through the Tai-an branch company of Haizhuo guarantee company.Bank loan39,000 yuan to buy a car. On the 7th, after the car loan had been completed for one month, the guarantee company could not find it, and it would have to return a 3,000-yuan security deposit. The 4S shop indicated that it had no relationship with him and asked Mr. Liu to handle the bank.loanThe bank stated that it has contacted the guarantee company and the branch is being resumed.
 
"My car loan was repaid for more than a month. The vehicle was immediately released. How can we not find a guarantee company?" On the 7th, Mr. Liu of Taicheng City could not find a guarantee company to make a loan and asked for a deposit. Know how to be good. Mr. Liu said that in November 2009, he purchased a car for 61,000 yuan from a Tianjin FAW store in Dongping. Dealing with car loans at 4S shop, through a company called Haizhuo guarantee company Taian branch, at the bankSecured loan39,000 yuan, payable in 3 years, at the same time paid more than 3,000 yuan security deposit, agreed to return the loan when it is repaid.
 
On December 22, 2012, on the final repayment date, Mr. Liu took the last loan and prepared to handle the vehicle withdrawal at the Vehicle Administration Office. When the guarantee company asked for a security deposit, Mr. Liu found that the guarantee company was gone and the phone could not work. When he asked the bank, he learned that the company he had sponsored had closed. The bank allowed him to go the legal route, but he did not know when the money would come back.
 
On the 7th, the reporter contacted Mr. Liu's 4S shop to buy a car. The staff member said that at that time, the loan was handled by the bank staff. It had nothing to do with the 4S shop, so Mr. Liu could find the bank. The bank staff who provided loans and helped with guarantees for Mr. Liu said that the Taian branch of the guarantee company is in the process of recovery. The bank has helped coordinate and let Mr. Liu wait. The company's Taian branch phone could not be reached. The reporter dialed Haizhuo's headquarters in Qingdao and the phone has not been answered. After the reporter’s message and telephone number and identity, there was no reply from the staff on the evening of the 7th.

【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 ​​Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violations of the above statement inflicted violations of the 360's legal rights will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email: academy@rong360.com

Comment list (User comments are only for users to express their personal views, does not mean that this site agrees with their views or confirms their description)
you may also like
  • Loan to buy a car caution deposit secured company deduction  Ten years ago, only a handful of loans were chosen to buy a car. Today, after 80 and 90, they enter the peak of the car market. Their concept of consumption and their life philosophy are more likely to accept loans to buy cars. However, although it is convenient for a loan to buy a car, it is also necessary to pay attention to some contract details. In 2010, weeks...
  • The car loan has paid off the renewal of the security deposit or will not return to the lawyer: no legal basis  Car loan has been paid off, renewal of the deposit will not return? Recently, users have encountered the non-compliance of breaking news. At that time, the instalment he handled was for a period of three years. The 4S shop staff helped him to complete the purchase procedure and asked him to pay a deposit of 500 yuan. They are not specific...
  • Also finished car loan refund deposit guarantee company "no"  Many people in the car loan will choose to guarantee companies to provide guarantees for them, it stands to reason that the guarantee company should return the guarantee deposit when the customer has finished the loan, but the citizen Mr. Chen after the completion of the car loan, When looking for a security company's return deposit...
  • During the Chinese New Year, why did they not return home?  In the past few days, I saw a news story about a college student who had been wandering the streets for more than ten years. Volunteers helped him contact his family. He refused to go home. The reason was simple: No money was earned, no face went back to finish reading, brother (says money with little signal, ID: iShuoqian) I remembered a lyric: once passionate...
  • Car Loan Bonded Insurance Car Owner Deposit Detained  Car mortgage loans have been paid off, and the security deposit of several thousand yuan has not yet been refunded. Ms. Li from Hangzhou recently angrily found the “Market Herald” rights protection center and complained about Hangzhou Shunchang Asset Management Co., Ltd. With the attention of the Herald reporter, the two parties finally reached an agreement...