- China Merchants Bank credit card arrears did not pay off in time, what should I do? At the end of the month, many people got headaches. Credit card bills arrived. The credit card should still be owed money. Xiao Li, a netizen, was a typical Moonlight tribe. When the credit card was issued at the end of the month, it was depressed. What kind of money was still owed? Xiao Li came up with a very clever way,...
- Did not return the car loan in time. The two-month car loan did not return the car was forcibly detained. Qingdao citizen Wang paid 140,000 yuan at the end of 2013 and purchased a car from the Pingan Bank loan of 137,000 yuan. On January 6, 2014, shortly after Mr. Wang paid his first loan of 4,499.93 yuan, his father was diagnosed with liver cancer. father...
- House Slave Reduction: Choosing the Right Mortgage Repayment Law and Bank Products Mortgage is the most expensive item for most home buyers. Many netizens are the owners of housing slaves. Every move of the mortgage policy affects everyone's nerves. Although the mortgage is hard, how to deal with mortgages is very expensive and you have mastered the mortgage. Tips can often be four or two...
- The loan was not sued and the auction house did not discuss Today, I would like to give you the consequences of being charged if everyone owes a bank loan if he owes it a refund. First of all, if you are a small partner who has been indicted because the bank’s loan is not refunded, don’t assume that it’s okay to not receive a subpoena. It’s not really that simple. Call through...
- Mortgage breaks for house slaves sued by the developer September 28, 2010, Mr. Liu purchased a set of housing, a total of 762,500 yuan. The bank provided it with a mortgage loan of 610,000 yuan for a period of 15 years. At the same time, the real estate company provided joint guarantee responsibility for Mr. Liang’s mortgage loan. Before and after Liang paid a total of more than 160,000 yuan in mortgage payments...
Three months have not been repaid on time
House slaves are difficult, and while no one admires the house, the house slaves are under tremendous pressure. For most people, “house slaves” means a sharp increase in work pressure and a decline in the quality of life if there is a slight inadvertacy. May be sued by the bank.
Wuxi Fangnu Xiaozhang forgot to return for three monthsMortgageNot only did it receive a court summons, but also found itself being "claimed" by the bank for 430,000 yuan. In the first half of 2009, Xiao Zhang, who was in the cloth business in Wuxi, had some savings in his hands and applied to a bank for 510,000 yuan in real estate.Mortgage LoansMonthly repayment of 2,000 yuan. One day in October 2012, Xiao Zhang, who was busy doing business in Guangdong, suddenly received a summons from Wuxi Beitang Court. He saw the summons before he remembered that he had not returned the mortgage for three months and the bank would sue him. Xiao Zhang rushed to the bank to pay off the overdueloanPrincipal, interest and penalty interest, and contact the bank to withdraw the appeal. But the answer he got was: The bank has spent more than 17,000 yuan on legal fees, 3,000 yuan in legal fees, and 3020 yuan in maintenance costs for this matter. "You have to bear the cost, and we can withdraw the lawsuit." The bank answered. Xiao Zhang believes that just arrears of a few thousand dollars, the bank will come to court to prosecute, too close to human feelings! "I paid off overdue loans. There is no reason for the banks to withdraw all the loans at one time. I have to bear such a high amount of legal fees and litigation fees!"
The bank agent then took out the loan contract signed by both parties. The contract stipulated that the bank could not repay the principal and interest on schedule for three consecutive months or a cumulative period of six months. The bank has the right to announce the early maturity of the loan and require the borrower to return the remaining amount once. All loans and pay overdue interest. The resulting litigation fees and maintenance fees are also borne by the borrower. Accordingly, the bank not only had to repay the mortgage, but also asked him to return the balance of the remaining borrowings with interest and penalties in a one-time manner, and to bear the legal fees and maintenance fees spent by the bank, totaling more than 430,000 yuan.
Given the special circumstances of the case, the court hearing the case conducted mediation. In the end, the bank reduced the share of expenses and withdrew the lawsuit request. The two parties settled. In addition to paying the loan interest and penalties owed to the bank for the first three months, Xiao Zhang paid an additional four or five thousand yuan, including the ones that cannot be waived. Fees, as well as legal fees after the meeting. Although he did not request huge fees like the indictment, Xiao Zhang also paid a certain "cost."
For the majority of housing slaves, repayment on time and in full amount is very important. Because in the real estate industry, loan contracts signed by loan owners and banks are generally format contracts unilaterally established by banks. Not only are there a lot of content and most of the terms are favored on the side of the bank, and the borrower can only sign and accept the loans.
【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violations of the above statement inflicted violations of the 360's legal rights will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email: email@example.com
- Comment list (User comments are only for users to express their personal views, does not mean that this site agrees with their views or confirms their description)
- Mobile Edition: Three months have not been repaid on time
- School District Room Purchase
- Skills for the first
- Selection of homes, homes, home inspections
- Real Estate Agents Classroom Tells about the intermediary
- Home Mortgage Loan Essentials
- Things you must know before and after your home mortgage loan is processed
- Is it really feasible to implement "to provide housing for the elderly" in China?
- Repertoire: People who lent you money may not want you to return
- Alipay has added six more functions. These people are blessed!
- What if the loan limit is too low? Five strokes to help you easily raise the amount!
- [spoken] identity credit loan 5 minutes to take the money the small loan hole which?
- A little trick, from which ant is turned off by the opening function?
- Which kind of repayment method is the most cost-effective? Look over and teach you some money!
- Seven reasons why credit was rejected. Did you shoot it?
- Is it true that the loan is not refunded and that the bad record is automatically eliminated after five years?
- Apply for second cash withdrawal on the same day! 15 small loans for short-term loans follow you
- What are the reasons for the rejection of consumer loans? Give you this list!
- At the end of the year, should the house slaves repay the loan in advance?
- Man's credit card stolen nearly 40,000 yuan bank repayment
- Nanchang Bank timely loans
- As soon as possible to get rid of the house slaves, how can the mortgage be advanced?
- Before the National Day of the House Slave, I also remember that the mortgage transfer will be suspended.
- Graduate student housing slaves repay the mortgage and rent
- Scientific Card Repayment on Time to Avoid Negative Records
- The three elements of second-hand good room purchase
- Nanchang Bank timely loan processing process
- Chongqing Men's Borrowing Is Not Still Asked by Bank to Apply for Auction