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- Supreme law: private lending rate of more than 36% part of the invalid! Summary summary! 20 years, private lending has been applied for 94 years of judicial interpretation and 95 years of general terms of the loan, the gray age of private finance! Supreme Court judicial interpretation of the official text for the civil loan name; loan general into history! Inter-firm lending is not invalid! On the people ...
Four Kinds of Invalid Loan Contracts in Private Loan
In general,Private lendingIs legal, but must be within the scope permitted by law, otherwise unprotected. The interest rate of private personal borrowing shall be determined by negotiation between the two parties, but the interest rate negotiated by both parties shall not exceed the stipulations of the State. The borrowing between citizens and enterprises, as long as the parties meaning that the real can be valid. In practice, one of the following circumstances should be determined that the loan contract is invalid:
(1) enterprises in the name of borrowing to illegal workers to raise funds.
(2) enterprises in the name of lending to the community illegal fund-raising.
(3) enterprises to borrow the name of the public to the publicloanThe
(4) other acts of violation of laws and administrative regulations.
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