- The Supreme Court issued a judicial interpretation of private lending On August 6th, the Supreme People's Court issued the "Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases". The "Regulations" clarified that five kinds of private lending contracts should be deemed invalid, including the lending of financial institutions. The funds are highly profitable...
- Private lending, the loan contract is invalid in the following cases What are the specific circumstances of private lending and invalid contracts? The following is a detailed explanation for you: 1. The subject of one or both borrowers is unqualified; 2. One party has entered into a loan contract by means of fraud or coercion, and has harmed the national interest; 3. The borrower and the lender are malicious...
- Lawyer reminds: private lending, the following situation is invalid What are the specific circumstances of private lending and invalid contracts? The following is a detailed explanation for you: 1. The subject of one or both borrowers is unqualified; 2. One party has entered into a loan contract by means of fraud or coercion, and has harmed the national interest; 3. The borrower and the lender are malicious...
- Invalid contract in the sale of a house After signing the purchase contract, the purchaser will think that everything is going well, but I don’t know that several purchase contracts are invalid. The first type: the contract with the subject of the property rights is invalid. The person who sells the house must be the owner of the house, if the owner of the house is a few people,...
- Improper big head! Four types of words that must be understood when signing a contract for a house Buying a house is really a painful job: seeing the house and running off the leg, it is hard to buy a favorite house before the house price rises again. When the house purchase contract is signed, the full term is started again. Noisy: Let's delve into it, there is no time and energy...
Four types of invalid lending contracts in private lending
Generally speaking, private lending is legal, but it must be within the scope permitted by law, otherwise it is not protected. The interest rate of private individual lending shall be determined by negotiation between the borrower and the lender, but the interest rate negotiated by both parties shall not exceed the state regulations. Borrowing between citizens and businesses can be considered valid as long as the meaning of the parties is true. In practice, for one of the following circumstances, the loan contract shall be deemed invalid:
(1) The enterprise illegally raises funds from employees in the name of borrowing.
(2) The enterprise illegally raises funds from the society in the name of borrowing.
(3) The company grants loans to the public in the name of borrowing.
(4) Other borrowing behaviors that violate laws and administrative regulations.
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