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CITIC Bank housing plus mortgage loan term, quota and interest rate

Time: 2012-12-27         Source: Rong 360         Author: 360 Financial consolidation
Housing plusMortgage LoansYesCITIC BankA RMB loan for the purpose of extending the original loan period or increasing the original loan amount for the mortgage borrower.
 
The new loan period for CITIC Bank's housing plus mortgage loan is no more than 30 years minus the original loan period.
 
The maximum amount of mortgage loan is the net value of the collateral (housing) market multiplied by 70% of the maximum mortgage, minus the outstanding loan principal.
 
Lending ratesExecute according to the term rate and adjustment method prescribed by the People's Bank of China.

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