Information > General article > Home loan strategy >  text

CITIC Bank housing plus mortgage loan term, quota and interest rate

Time: 2012-12-27         Source: Rong 360         Author: 360 Financial consolidation
The housing plus mortgage loan is a RMB loan issued by CITIC Bank for housing mortgage borrowers to extend the original loan term or increase the original loan amount.
 
The new loan period for CITIC Bank's housing plus mortgage loan is no more than 30 years minus the original loan period.
 
The maximum amount of mortgage loan is the net value of the collateral (housing) market multiplied by 70% of the maximum mortgage, minus the outstanding loan principal.
 
The loan interest rate is implemented in accordance with the term rate and adjustment method prescribed by the People's Bank of China.

    You may need these loans

    Room loan

    Loan with mortgage record

    500000

    Maximum amount

    0.89%

    Minimum monthly interest rate

    1 day

    Fastest loan time

    apply immediately

    Redemption

    Debt mortgage

    6.5 million

    Maximum amount

    2.20%

    Minimum monthly interest rate

    30 days

    Fastest loan time

    apply immediately

    Home loan

    Home mortgage, good capital turnover

    10 million

    Maximum amount

    1.20%

    Minimum monthly interest rate

    7 days

    Fastest loan time

    apply immediately

    Decoration loan

    Buying a house renovation loan

    500000

    Maximum amount

    0.37%

    Minimum monthly interest rate

    1 day

    Fastest loan time

    apply immediately
    Save this article to my mailbox
    Subscribe to mortgage, property news

    Sweep and make buying a home easier!

    Welcome to pay attention to Rong 360 mortgage
    Official WeChat (Fangdai123)

    [Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: academy@rong360.com

    Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
    you may also like
    • Minsheng Bank second-hand commercial housing mortgage loan object, loan quota, term and interest rate  Product definition: Minsheng Bank second-hand commercial housing mortgage loan means that the borrower (purchasing person) first pays the first payment when purchasing the commercial house with legal full property right (has obtained real estate right certificate) and can be listed and circulated to the seller. The rest is loaned by the bank...
    • Applicant, loan quota, term and interest rate of second-hand housing mortgage loan of Minsheng Bank  Product definition: Minsheng Bank second-hand housing mortgage loan means that the borrower (purchasing person) pays the first payment when purchasing the housing with legal full property right (has obtained real estate right certificate) and can be listed and circulated to the seller. The rest is made by the first payment. Bank loans, and use...
    • Bank of Beijing second-hand housing mortgage loan quota, term and interest rate  Product introduction: Second-hand housing mortgage loan refers to the individual purchaser who uses the real-time second-hand housing as collateral to apply for a loan from the bank to pay for the purchase of the house other than the down payment, and then the individual purchaser pays the loan service to the bank. Product features: Term: the longest...
    • CITIC Bank Housing Plus Mortgage Loan  The housing plus mortgage loan is a RMB loan issued by CITIC Bank for housing mortgage borrowers to extend the original loan term or increase the original loan amount. I. Loan conditions The borrower is in China, aged between 18 and 60, and has full civil capacity...
    • China CITIC Bank's loan refinancing loan term, quota and interest rate  The housing refinance loan is a CITIC Bank personal housing refinancing loan. The original borrower sells the house that has been mortgaged to the bank to a third party. The third party applies for the mortgage of the house to the bank for the return of the borrower. Home loan. Refinancing mortgage borrower's...

    Buying a house loan

    Room loan

    Loan with mortgage record

    Redemption

    Debt mortgage

    Home loan

    Home mortgage, good capital turnover

    Decoration loan

    Buying a house renovation loan