- How high is the credit card loan security ratio? The total amount of credit card is the available amount. It does not mean that the cardholder will use up the total amount every month. In fact, the average monthly credit card spending amount only accounts for a certain percentage of the total amount, which is the actual credit card loan ratio. And this ratio is related to your consumption level and repayment ability...
- A little idle money What is more suitable for investment? This article is a 360 column author who said a lot of money original works, only on behalf of the author's personal views, does not represent the 360 official position, please contact the author's authorization. Whenever a reader friend asks a lot about what type of product to invest in, in fact, it is very passive, because I don’t...
- Guarantee the meaning of the loan and the guarantor's responsibility Guaranteed loan refers to a loan issued by a third party in accordance with the guarantee method stipulated in the Guarantee Law, when the borrower cannot repay the principal and interest of the loan, and assumes joint liability according to the provisions. The loan guarantee provided by the guarantor for the loan is irrevocable full and joint liability guarantee, that is...
- Personal consumption loans How to lend? In recent years, more and more banks have opened up the personal consumer loan market. These loan products, for young white-collar workers whose income status is still good but have few assets, can solve urgently needed and short-term consumption problems and are highly sought after. Although personal consumer loans seem to be relatively simple...
- Should you have a few credit cards? For many people, it is a daily routine to hold multiple credit cards from cashback credit cards to airline co-branded credit cards to store-specific credit cards. So is there a reason behind opening multiple different accounts? Using multiple credit cards can help you achieve the maximum reward...
How to choose a loan guarantor?
Rong 360 loan expert reply: Hello!
For smooth acquisitionBank loanEnterprises should choose those legally strong or reputable legal persons or citizens as loan guarantors. If a financial institution such as a bank can act as a guarantor of the company, the effect will be more satisfactory, and it is easier for the borrower to obtain bank loans.
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