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How to apply for a business loan
With the encouragement of national policies, the methods of self-employment are becoming increasingly diversified. For example, college graduates who apply for entrepreneurial loans can enjoy financial discounts. However, if you are no longer a college student, what kind of "pro-individualized" loan methods?
Related question and answer
  • What information and procedures are required for independent entrepreneurial loans for college students?
    The materials and procedures required for university students to apply for starting a business loan are as follows: College students need to bring the original and photocopy of registration card, original and photocopy of graduation certificate, original ID card and photocopy, and 2 recent color photographs are submitted to the Municipal Personnel Bureau Graduate Office for the bid. Self-starting business permit, and then, holding the "individual business license" can directly apply for small-sum secured loans in the service hall of graduates of the Municipal Bureau of Personnel, and engage in 25 small-interest profit-making items such as household handicrafts. Specific procedures: Step 1: Apply. Graduates hold various types of materials and apply to the Municipal Personnel Bureau. The second step: first trial. The Municipal Personnel Bureau is responsible for the pre-lending of micro-credit loans, and examines whether the graduates meet the loan conditions and whether the loan application project belongs to the micro-loan financial discount interest meager profit item and publishes a recommendation form. At the same time, the graduates applying for small-sum secured loans are also required. Conduct entrepreneurial ability assessment. The third step: review. It shall be reviewed by the district/county (city) Personnel Bureau and submitted to the county (city) guarantee agency for review. Step 4: Guarantee. The guarantee agency reviews the loan applicant’s guarantee application and the counter-guarantee measures provided. Step 5: Approval. The Personnel Bureau of the Joint Banking County, County (city) Personnel Bureau and the guarantee agency shall jointly review the loan project and be responsible for the final validation of the loan application. After the bank has agreed to approve the loan, the handling bank will sign a guarantee contract with the guarantee agency and sign a loan contract with the loan applicant. Step 6: Lending.
  • How to apply for a business loan?
    Entrepreneurs applying for entrepreneurial loans are handled in accordance with the procedures for the District Employment Bureau to accept applications for preliminary review, the Municipal Employment Bureau for re-examination, the financial department's commitment to discount interest, the guarantee agency's review of guarantees, and approval of the bank's procedures for approval of lending. At the time of application, the entrepreneur must hold the lender's residence booklet, identity card, residence certificate of the small secured loan applicant issued by the residence community (village committee), business license issued by the administration for industry and commerce, and tax registration certificate issued by the tax bureau. , Employment unemployment registration certificate (if there are diplomas for colleges and universities, military veterans, entrepreneurship training certificates, etc. must be attached to the loan data), loan plan (business status, loan use, repayment source, number of employees), Marriage certification (if not married is required to open a certificate of unmarried) and spouse ID card, anti-guarantee mortgage and shop rental contract.
  • 2016 Business Loan Application Process?
    Has full civil capacity and is under 50 years of age. Hold industrial and commercial business licenses, tax registration certificates and relevant industry business licenses issued by the administrative authorities for industry and commerce. Engaged in legitimate production and business activities, the project has the development potential or market competitiveness, and has the ability to repay loan principal and interest on schedule. Good credit, law-abiding, no bad credit and debt record, and can provide bank approved mortgage, pledge or guarantee. In the handling agencies have a fixed place of residence and business premises. Open a settlement account at the bank and handle the daily settlement through the bank account. Other conditions stipulated by the bank.
  • College students reading how to apply for a business loan
    Can I apply for a business loan from the Communist Youth League? What is the application procedure Where to apply?
    Hello can provide mortgage or secured loan
  • What are the conditions for applying for a youth entrepreneurship loan in 2017?
    The details of the loans are as follows: 1 Target: Rural young people under the age of 40 with a strong entrepreneurial dream. 2 Term: Within 3 years, up to 5 years, specific agreed by the borrower and the lender 3 ways: one credit, use and loan, recycling 4 Procedures: Rural youth resources that meet the requirements are reported to the mission - The mission of the mission is strictly scrutinized by the project applicants and borrowers - The project is recommended by the credit program and the intended borrower - The credit status of the applicant, the feasibility of the business plan, and the development prospects are reviewed The basic conditions of the estimated repayment ability—determine the risk and feasibility of the loan—develop ratings and credit extensions—select and disburse loans.
  • How do students go to the bank to apply for a business loan?
    College students need to bring original and photocopy of registration card, original and photocopy of graduation certificate, and original and photocopy of ID card. One inch of recent color photographs will be submitted to the Municipal Personnel Bureau Graduate Office to bid for the “Individual Entrepreneurship Certificate”. 》You can directly apply for a small secured loan in the service hall of graduates of the Municipal Personnel Bureau, and engage in 25 profit-making subsidy items such as family handicrafts. Specific procedures: The first step: apply. Graduates hold various types of materials and apply to the Municipal Personnel Bureau. The second step: first trial. The Municipal Personnel Bureau is responsible for the pre-lending of micro-credit loans, and examines whether the graduates meet the loan conditions and whether the loan application project belongs to the micro-loan financial discount interest meager profit item and publishes a recommendation form. At the same time, the graduates applying for small-sum secured loans are also required. Conduct entrepreneurial ability assessment. The third step: review. It shall be reviewed by the district/county (city) Personnel Bureau and submitted to the county (city) guarantee agency for review. Step 4: Guarantee. The guarantee agency reviews the loan applicant’s guarantee application and the counter-guarantee measures provided. Step 5: Approval. The Personnel Bureau of the Joint Banking County, County (city) Personnel Bureau and the guarantee agency shall jointly review the loan project and be responsible for the final validation of the loan application. After the bank has agreed to approve the loan, the handling bank will sign a guarantee contract with the guarantee agency and sign a loan contract with the loan applicant. Step 6: Lending.
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