During the event, the cardholder of the credit card holder of Industrial Bank can use the card redemption opportunity to redeem the lucky draw.
1. The cardholders of Industrial Bank Credit Card Personal Card Master Card holders who are restricted to use the card in this activity are not eligible to use the combined card (including but not limited to the Xiamen Airlines Egret Union Credit Card, Oriental Airlines Joint Credit Card, Auspicious aviation joint credit cards, Southern Airlines Pearl credit card) cardholders.
2, the number of redemption for each cardholder of this event is not limited. The same cardholder through the mall channels and messaging channels multiple redemption, redemption more, the higher the probability of winning. Successfully sent a redemption SMS as a redemption opportunity, successful delivery of multiple text messages as multiple redemption opportunities.
3, the cardholder can participate in more than one prize at the same time, each award won a chance to win.
4, the cardholder at the time of the round draw, the limited trading over 3000 yuan or bill, can enjoy the discount points for lucky draw chance discount. The cardholders who meet the discount points redemption opportunity will redeem the points of the lucky draw at ordinary points. The difference between ordinary points and discount points will be refunded to the credit card of the cardholder in the next month when the lottery draws to an end Account. Discount redemption qualifications only valid when the round.
Limited transactions include: overseas transactions, credit card merchants, pre-paid cash, installments, withholding business and online payment transactions (including fast payment transactions). Overseas transactions include overseas credit cards, overseas cash withdrawal and overseas online payment transactions. Regardless of points credit card spending business, Fujian tobacco brokerage business does not participate in this activity, all costs, interest excluded. USD will be converted into RMB at 1: 6.5. The transaction statistics date will be based on the actual transaction time recorded by the credit card system of the Bank. The pre-authorized transaction takes the pre-authorization time as an occurrence. The installment transaction is subject to the authorization approval date. Affiliate card transactions are credited to the main card account. All kinds of transactions are determined by our bank's system of running batch data.
5.Accommodation of affiliated card transactions is recorded in the main card account. Multiple main card transactions under the same cardholder name are merged and the U.S. dollar is converted into RMB at 1: 6.5. The transaction statistics date is based on the actual transaction record recorded by the credit card system of the Bank , Pre-authorized transactions to successfully handle the staging of the time, installment transactions to authorize the date of approval shall prevail.
6, cardholders need to use existing points to redeem lucky draw chances, can not pre-borrow points for redemption. Lucky draw once the exchange is complete shall not be canceled, the redemption points are not refunded.
7. Due to the discrepancy between the mobile phone number used by the cardholder in sending SMS and the registration in the system of the Bank and the editing error of the uplink SMS contents, the redemption opportunity redeemed by the client's mistake is failed. The responsibility is borne by the cardholder. As the basic operation of telecommunications Business Network or system failure led to the Bank can not receive the exchange of text messages, the Bank does not assume the relevant responsibilities.
8. Lucky Draw: The Credit Card Center of Industrial Bank Co., Ltd. extracts systemically recorded successful lottery redemption data for a specified period of time and generates lottery data including prize setting, customer name, ID card number and card number information for use in the lottery system, Among them, the ID card number is to identify the unique identity cardholder. The lucky draw will be conducted in the following month after the round of activities. Lottery draws will be won by a computer lottery in the lottery notary service platform of Shanghai Oriental Notary Office. The lottery process is notarized by the Shanghai Oriental Notary Office.
9. How to get the Participation Award: One non-award winning customer with the highest exchange value of each award (after deducting the returned points) will receive the participation award of this round of activity.
10. After the drawing is completed, our customer service will inform the winners by phone within 15 working days after the list is announced (including lucky draw prizes and participation prizes, in case of holidays), the gift will be passed about two weeks after the confirmation of the call Express delivery sent to the winner.
11, the client as one of the following situations, as the waiver of award-winning qualifications:
(1) Customers who have voluntarily canceled all the cards under the name of lottery draw data;
(2) Winning clients who have the wrong contact information and have not contacted the Bank within 60 days after the winners' announcement.
12, this lottery prizes shall not be exchanged for cash, Industrial Bank Credit Card Center will be responsible for the deduction of personal income tax cardholders withholding.
13, to the extent permitted by law, IB reserves the right to explain the terms of this activity.