CITIC Baidu financial joint card
Editor CommentsNew account card to get Baidu wallet 80 yuan in cash
- Binding baidu wallet, 3% cashback cashback
- Consumption of standard consumption in a month can enjoy 9 points Starbucks, Haagen-Dazs and other great deals
- Monthly consumption of up to 9 yuan to enjoy the cinema blockbuster
- grade:Gold card
- annual fee:200 yuan card month card spending or take cash once (not limited to the amount of the first year-free annual fee; then credit card spending or cash withdrawal five times (not limited amount) free annual fee; and so on
Annual fee policy: Card spending on the opening month or take cash (no amount) from the first annual fee; then credit card spending or cash withdrawal five times (unlimited amount) free annual fee; and so on
Points rules: Puka consumption or cash withdrawal 1 yuan product 1 gold card consumption or cash withdrawal 1 yuan product 2 points double birthday bonus
Credits expiry: Valid 1-2 years, the last day of the bill is valid for 1 year, the first day of validity of 2 years.
Cash and cash: The highest cash withdrawal ratio of 30%, cash withdrawal fee is 2% of the cash, the lowest domestic charges 20 yuan
Minimum repayment ratio: 10%
Interest-free period: The shortest 20 days, the longest 50 days
SMS notification: CITIC Bank credit card transactions SMS notification
Lost Card Security: CITIC Bank credit card can enjoy 48 hours loss report before the loss of card security services, charge 4 yuan per month
Application conditions: All natural persons with full capacity for civil conduct may apply to CIQ for the main card of CITIC Credit Card with their valid ID card and other documents required by the issuer. Any enterprise, administrative institution, army, social organization or other economic organization authorized by a legal person who has opened a basic account with an independent legal entity within the territory of China may, with the permission of the People's Bank of China, issue an account opening permit and other information to the issuer Apply for CITIC business card. The qualification of official card holder shall be designated and canceled in writing by the legal representative of the unit or the entrusted agent. Each unit can apply for multiple business cards.
Application materials: 1. The applicant (primary, ancillary card) a copy of identity documents; 2. Work documents, such as: stamped with the official seal of the work permit or original proof of work issued by the unit; 3. Financial documents, such as: units issued Of the original proof of income or original bank deposit, or showing the applicant's name on behalf of the bank on behalf of the payroll records, or a copy of income tax withholding certificate, or a copy of its own copy of real estate license.
Binding Baidu wallet, enjoy the payment of 3% cash back
Binding Baidu wallet, pay through Baidu wallet, enjoy the payment of 3% cash back, single day back to the upper limit of 10 yuan, 200 yuan a month
Consumption of standard consumption in a month can enjoy 9 points Starbucks, Haagen-Dazs and other great deals
Monthly consumption of up to 9 yuan to enjoy the cinema blockbuster
Cash and cash: The highest cash withdrawal ratio of 30%, cash withdrawal fee is 2% of the cash, the lowest domestic charges 20 yuan
Repayment: The minimum repayment amount is 10% of the current month's bill, 0.05%
Liquidated damages: Repayment of less than the minimum amount of part of the required payment of 5% liquidated damages, the minimum charge of 20 yuan / 2 US dollars / 20 Hong Kong dollars / 2 euros
Overrun fee: More than 5% of credit limit
Overdraft fee: Deposited amount exceeds the amount of arrears, when removed by 0.3%
Report loss: 40 yuan
Card fee: 15 yuan
- 3 period6 issues12 issues1824 issues
CITIC Baidu financial co-branded card back to cash back where? CITIC Bank and Baidu Finance jointly created a CITIC Baidu financial joint-name card with two versions of UnionPay and Visa. So, how is this credit card back now? Return now and back where? It is understood that Baidu financial co-branded card currently there are two main returns, one is the UnionPay card to pay back the amount of 3%, one is visa card return 10% return, as follows: 1, After applying for the UnionPay version of the joint card, it will be bound to a credit card in Baidu Wallet and consumed in the scene of Baidu Glutinous Rice, Baidu Takeaway, Uber, Youbao, Miyuan and so on, up to a maximum of 200 yuan per month. 2, visa version of the joint card new customers in the use of joint card swipe payment, can enjoy the transaction amount up to 10% of the cash back, up to $ 100 per month. However, you want to participate in the cash back first registration to enjoy the cash back qualifications, there are two registration methods, one is to edit the text "wego" sent to 106980095558, there is a through the micro-channel "zxxyk" to register. In addition, the cash back user must register and spend between August 1, 2016 and March 31, 2017. As for the cash back where, under normal circumstances, if you have already registered back to cash, then in the registration of the month and after the transaction can enjoy the cash back, cash back naturally to the cardholder's credit card in the household back to back now Before the end of next month. In the cashback process, but also pay attention to these points: 1, after registration if you replace the phone or replace the card, you need to re-register before you can enjoy cash back. 2, back to the scenes of goods consumption does not include part of the life service class (such as phone recharge, flow recharge, etc.), tickets class of goods. 3, in case of return or cancel the transaction, the cashback amount will be deducted in real time.
CITIC Bank and Baidu Finance jointly launched a Baidu financial joint card, known as the young black card. Many card friends want to apply for this credit card, but do not know how much can be obtained. Under normal circumstances, the credit card credit limit are bank applicants comprehensive assessment of credit conditions, each person's situation is different, the amount obtained is not the same, the following together to understand. First, CITIC Baidu financial joint card amount of credit 1, this co-branded card is jointly built by CITIC Bank and Baidu Finance, the amount of more or less will be affected by two aspects, of course, the most important thing is that CITIC Bank played a leading role. Baidu financial aspects, although the impact of a little less, but if the applicant registered Baidu wallet, and the high level, presumably the amount will be higher. 2, Baidu financial joint card located in the gold card level, the amount of its range of natural and CITIC gold card quota is almost the same, generally 1 million to 50000 yuan between it, each person's situation is different, the amount obtained is also available the difference. 3. When credit card credit card overdraft amount is granted, CITIC Bank will approve the ceiling amount according to the applicant's credit status. Specific reference items include age, sex, unit, income, position, housing, education, marriage, real estate, job title, credit Records, personal financial assets and so on, a score corresponding to a result, never approved cards to approved cards, from the amount of low to high. 4, if your economic conditions are good, the asset status is very good, for example, a room with a car, stable income is also high, then the amount of access will not be low Oh. In addition, you have more than 50,000 large deposits in CITIC Bank, then the amount will be much higher than others. Second, CITIC Baidu financial joint card amount is too small how to do 1. If you are not satisfied with the amount of the credit card you hand, the cardholder can apply to raise the temporary amount after 3 months of holding the card. If you hold the card for 6 months, you can apply for the increase of the fixed amount. 2, CITIC Bank through your consumer repayment records, analysis, adjust the amount for you. Here to remind card friends best credit card, be sure to repay on time, so as to maintain a good credit status. 3, if you can prove that their income has increased useful. In general, the more money your card friends have, the easier it will be to increase their approval. 4, when your income level has some improvement, it is best to CITIC Bank to provide relevant evidence, such as you have not provided some proof, real estate, car production, savings, etc., CITIC Bank card will be submitted according to the information Adjustment.
Saying the last post Yan Ban, a lot of card friends responded enthusiastically, as I do a little new card mood excited little ha ha ha ~ Portal: Credit card white first Shenkaitian experience Yan cards also took to hand after spending a few times, including the last consumer Starbucks, then also unlock the right to consume 50% of food and beverage! And the little sister to Haagen-Dazs afternoon tea, with the direct use of CITIC Yen 88 pint to give a half-price concessions! Of course, this is not the point I want to talk about today, to turn around to unlock more businesses to share with you again, Today I want to say is after spending a new gift! Because I was a credit card white, these mechanisms do not understand anything, but was activated at the counter when the card, CITIC counter remind me to spend 399 yuan card holders can receive a pair of brand headphones, remember to receive . Very considerate of wood there, or I will forget ... ... and then do not think of it received it, is also very simple, received directly from the official website of CITIC Gift Platform, received today! Very beautiful! As far as I know a friend of headphones that JBL is a very good brand, which is also worth 249 headphones, CITIC Dad is very generous ah ha ha do not know what time to give me a lift! The above picture for everyone to see ~ so that you like Yan card card friends can move up, like headphones can act ah!
Pick up yesterday Probably looked around the Taobao co-branded cards, in fact, compared to some non-co-branded cards with Alipay to pay more points. Some have become tasteless, nothing about the rights and interests do not say, Alipay credit card points are not to force. For example, Shanghai Pudong Development basically blessing option opened five times the points, it is to force. As another example, Bank of China card Alipay weekend are double points for two days. China Construction Bank credit card weekend also have double points to send, activities are as of the end of the year. Therefore, although some Taobao Taobao hanging name card name, in fact, really bad points to pay, not as good as the above several bank cards to force. Through the comparison yesterday, you can also see the pros and cons, you must have a CITIC Taobao co-branded card (naughty version). Today to come to a detailed introduction, and why I recommend this card. Alipay shortcut up to 10 times the points This one, can spike all Taobao co-card, believe it or not. Up to 10 times the points, is not out of CITIC, is indeed conditional availability. Special days include: 9th, 19th and November 11 and December 12th each month These days to keep in mind that you can double the score, before CITIC Taobao co-card called Taobao V card, because it is linked with the membership level of Taobao, divided into V0-V6 level, so called V card. Taobao members now adjust the rules of the hierarchy, mainly based on naughty value is divided into three levels, more concise. Therefore, we basically can correspond to their own level, and then look at the table to see how they can get through the shortcut to get several times the points. This is not to say in detail. Want to take more, pay attention to the above several special dates, special day consumption is in accordance with the table in double the integral count. Reminded: Alipay online only quick points, other network transactions do not points. Points cap up to 40,000 points per month Summary: 1, Gold and Platinum card monthly cap points is actually the same, so this naughty card Platinum Edition 2000 fee, the contribution of points is almost zero, because of the additional Big Platinum rights, will be so expensive annual fee. In itself I think, purely from the point of view of integration, a gold card enough. 2, the principle of the highest points according to the quota, so a lower amount, in fact, is not worthwhile, because the highest points according to the amount of 3 times to calculate, 40,000 points and the amount of three times / five times, whichever is lower. Therefore, the amount of gold card is less than 10,000 yuan, Platinum card amount less than 6667 yuan are not get the highest points, this is whether you deserve the application of the measure. Offline credit card has 2 times the points This is another God set, such as yesterday's safe Taobao card listed, limiting most of the offline merchants credit card points to highlight only Alipay shortcut to have this feature. The credit card of this joint line POS card (CUP Paypal, Apple Pay) are integral, and is 2 times, regardless of special day and ordinary day. Need to pay attention to some questions 1, the cumulative monthly bill points, not a natural month. 2, the accumulated points donated within 7 working days after the bill date is presented. 3, Taobao membership level changes will affect the integral rate, so every month on the 25th to keep your highest level of Taobao members. 4, gold card approved within 30 days of the first brush to avoid the first annual fee, the cumulative credit card 5 (to cash is also considered) free next year annual fee. Other benefits There are two benefits before the end of this card. First, the new head first brush activation ceremony, Second, the natural monthly trading ceremony 173 *** The above two activities, there are some restrictions, such as places, gifts, rights and interests of the use of time limit, receive web site, etc., here is not detailed, but also additional, interested can go to the official website Taobao card page view. Some other reasons I platinum can replace the Internet transaction double points, the average person Taobao member level should also have a super member of it, the lowest average member is 3 times the integral, more than i double platinum double security points. After applying for an E-card, we all know E-cards up to 9 times the points, even if you do not finance, Platinum cards also have 3 times the points, and E-cards of aviation delay insurance without preconditions, and I Platinum also need to spend last month Full 3000 yuan, the second month to enjoy the risk of delay. Therefore, the best combination of CITIC Bank credit card is the combination of CITIC Card Platinum + CITIC Taobao card gold card, Taobao card only up to 40,000 points per month, and want more every month to take more CITIC Card Platinum Card To add that this is the best combination of brush integral with. And both cards replace the main interest in i Platinum and are better than i Platinum, so i Platinum can be laid off. Concerned about the public number: Mr. North's financial life (yqz8z8) Share credit cards with like-minded people
Apply for a credit card has always been a very difficult thing, apply for a Gold Platinum card is even more difficult, but yet, the difficulty is still high and low points. Today to recommend to you a good application but also for free annual platinum credit card - CITIC i platinum credit card. More Credit Card Information Attention Principal V 九四 八 八 51 三 27! CITIC i platinum card, once also a generation of God card, just came out a lot of people vying to apply, although now the rights and interests weakened, but still a good platinum card, but also enjoy Platinum card treatment. If you can prove that your monthly salary before tax reaches 5,000, or if you have a credit card with a credit of more than 1W and you do not have any other Platinum card from CITIC Bank, you will have no problem applying for this platinum card. So what are the benefits of CITIC i Platinum now? Here's to explain. Annual fee policy: annual fee for the first year, the following year credit card (including cash withdrawal) 12 annual meeting fee, you can also use 60,000 points for the next year to cash out: the highest cash withdrawal ratio of 30%, cash withdrawal fee for cash 2%, the lowest domestic charges 20 yuan minimum repayment ratio: the minimum repayment amount of 10% of the current bill, daily interest 0.05% over limit fee: more than 5% of credit limit online trading to enjoy double points: Times integral, up to 10000 points / billing month. Your platinum card can be double the points, the birthday of the month can enjoy 4 times more points. (Limited to the total number of points card) Points for Gifts: Credit card points in exchange for a variety of awards, gifts, annual fees and flight benefits Aisin Account Circle your public welfare dreams: You can participate in or initiate charity donations, Aisin account details The list will clearly record every love donation you and your friend make. 5 million aviation accidental injury insurance: Use CITIC Bank i Platinum credit card to pay the plane tickets in full or pay 80% and above the tour fee, free access to high accident insurance. i Platinum card insured up to 5 million yuan, peer spouses and children enjoy protection. More credit card knowledge concerned about the public number magic financial network. 2 hours delay flight insurance: Each natural monthly basis points up to 3,000 yuan transaction date, the month before the end of the month to enjoy the claim by flight. That is eligible for the transaction conditions CITIC Bank i Platinum Credit Card through the designated booking channels for I and qualified peer book tickets and full payment of air tickets, flight delays up to 2 hours lost 1000 yuan ticket.
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