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China ETC credit card

China ETC credit card

Xiaobian reviews

Automatic deduction of highway tolls
  • Pass first, pay laterPass first, pay later
  • Automatic deduction of highway tolls, toll discountsAutomatic deduction of highway tolls, toll discounts
  • SMS notificationHua Xia Bank credit card transaction SMS notification is completely free
This card does not support online application

Annual fee policy: Exemption from the first year annual fee, the first year of consumption or withdrawal of cash transactions can be exempted from the annual fee for the following year.

Integral rules: Consumption is 1 yuan for 1 yuan, consumption is 1 dollar for 9 points

Validity of points: Permanent

Cash out: The maximum cash withdrawal rate is 30%, the cash withdrawal fee is 1% of the cash withdrawal amount, and the minimum domestic fee is 5 yuan.

The minimum repayment ratio: 10%

Interest-free period: The shortest 25 days, the longest 55 days

SMS notification: Hua Xia Bank credit card transaction SMS notification is completely free

Lost card guarantee: Hua Xia Bank Credit Card can enjoy 120 hours of lost card loss protection service before long loss

Application conditions: 18 years of age or older, with full capacity for civil conduct; working unit at the place where the card is issued and with stable income and fixed residence

Application materials: Copy of ID Card Work Certificate RV Certificate Other Bank Credit Card Certificate

Special privileges

Card privilege

  • Pass first, pay laterPass first, pay later

    You do not need to deposit any money in your ETC credit card to use your credit line to pay your freeway toll. You only need to pay in accordance with the monthly bill amount to satisfy your more flexible and convenient experience. (For details, please refer to each city ETC credit card chargeback function rules)

  • Automatic deduction of highway tolls, toll discountsAutomatic deduction of highway tolls, toll discounts

    The credit card can be used as a debit account for freeway tolls. When you cross the toll road in the ETC exclusive lane, the toll will be automatically deducted from the China ETC credit card.
    The use of China ETC card to cross the road not only can enjoy the advantages of skip-free, fast access, some cities can enjoy freeway toll discount!

Related costs

Cash out: The maximum cash withdrawal rate is 30%, the cash withdrawal fee is 1% of the cash withdrawal amount, and the minimum domestic fee is 5 yuan.

Repayments: The minimum repayment amount is 10% of the monthly bill, 0.05% of the daily rate

Liquidated damages: Repayments below the minimum repayment amount will be subject to a penalty of 5%, with a minimum charge of $10 or $2.

Over-limit fee: Over 5% of credit limit, minimum charge 10 yuan

Overpayment fee: The amount of money deposited exceeds the amount owed, and 0.5% is charged upon withdrawal.

Loss report fee: 50 RMB

Renewal fee: 0 yuan

Instalment rate:
  • Phase 36 issues12 issues18th issue24th issue
  • 2.55%4.5%8.4%12.6%16.8%
Card Friends Reviews
  • 20992
  • Bank of China Credit Card [Intermediary Advertising] National orders, the Bank of China credit card black technology strikes, even more than industrial and commercial credit cards are not face to face, do not face, get the card directly activated, pure white and white through to apply for, home old man, farming, dung , illiteracy, disability, as long as it is alive! High point, 1-3 days, the card, the key came, I can not activate the card after the issue! 【Application card type】 It is recommended to apply for Urban Fun Card if you have a car to apply for a Global Pass Car Card [Path analysis] The hype of the bank's credit card is only a routine, and many of the agents actually sell the marketing code of the bank outlets! Go directly to the bank counter or the card member and give it to you in minutes. The card can be operated normally. Banks can find banks to cooperate with them. Without channels, they can live from WeChat public account or Bank of China. In the cities where there are no credit information, customers fill in according to the information on the credit information. Good results are obtained on the same day. The Bank of China generally does not return visits for 1-3 days. It will be mailed after 3-5 days. Received the card. Need a small partner can try. [Application card channel] 1, download colorful life app 2, WeChat concern: Bank of China credit card - My Account - Office card recommendation 【Precautions】 1. If you apply for a card with a UnionPay logo, do not apply for a foreign currency card. 2, there is no credit of packaging customers in the city, there is a matching credit information letter to fill in the line. 3, colorful life app application, a single brush machine, replace ip to avoid risk control [free face sign principle] After the activation of the card is successful, the customer is allowed to go to the Bank of China to open a savings card, and then open a mobile bank to open an online bank, apply U shield or electronic crypto After you have this online banking, you can get a credit card directly and plug in the U shield on your computer to activate it. You can do it in one minute. This avoids the network outlets from having to provide a lot of information or the customers being cautious and nervous. CITIC Bank Credit Card [Intermediary Advertising] CITIC Express card speed to follow suit! World income! Just ignored ignoring! Ultra low point! 5 minutes, wait in line and pass in real time! Credit 1 starts at -10W! Wanted operation! The comer does not refuse new openings! To the speed of the mouth 188 red packets! Do not brush your face! Welcome test orders! The amount of water discharge is basically more than 10,000, and there is no credit card speed on the CITIC! Those who have just refused can come back through my mouth, not most of them can go. There are pictures like real! [Path analysis] Very simple, specify the card species to release water The type of cards that are now released are two of the "Yan" cards of CITIC. Only the red and pink cards are available, and they can only be selected. To tell you the truth, true TM does not look good! Huaxia Bank Credit Card [Intermediary Advertising] Huaxia credit card was drained, and Huaxia Credit Card issued a second batch of platinum cards, each with a quota of 30,000. It is also a way that Huaxia credit card is approved in seconds. According to the normal situation, after the credit card of a bank is rejected, it usually takes 3-6 months to reapply, otherwise the same bank application is too frequent Passed the review. However, the recent appearance of Huaxia's credit card has been rejected for two or three days before the application can be passed, and the level of application for the card has not been reduced, are all high-level platinum cards, there are plans to prove. [Additional skills] 1. Marital Status: Married children have the highest score because they are relatively stable. 2. Education: Higher education will be awarded, at least undergraduate. 3, residential conditions: since the purchase of no loans, plus points. It shows that the economic strength is good and there is no burden. 4. Individual annual income: The better, don't exaggerate. 5, the current residence residence time: the longer the better, pay attention not to be outrageous. 6, the working time of the unit: at least 1 year, the longer the better. 7. Occupation and industry types: Institutions, state-owned enterprises, top 500 companies, best-known companies. 8, mailing address: The best choice for the unit address, you can add points.
  • 9393
  •  Everbright Bank Integral rules: 1 yuan = 1 credit 1 US dollar = 8 credits 1 euro = 8 credits 100% credit for taking 1 yuan for 1 yuan, 800 credits for 1 dollar/1 euro Validity of points: 5 years RMB online payment transaction does not integrate Birthday Multiples: Pucainka's Birthday 2 Months of the Month, Platinum Card/Diamond Card/Infinity Card Birthday Month 3x Everbright does not integrate merchant types      1. Real estate transactions 2. Automobile sales transactions 3. Wholesale transactions 4. Public hospital transactions 5. Public school transactions 6. Charity and social service transactions 7. Government transactions Online trading; 9. Agricultural cooperation transactions. 10, county and township preferential transactions. Plan focus: Everbright Bank's integral rules are generally simple. The non-credit merchants are all listed in large categories and contain common types of non-integrated merchants. Everbright's points activities are very headstrong, all of them are staged, and they are biased towards Platinum Cards and above. Therefore, Everbright’s need to apply for cards is to target Platinum Cards. The Gold Card Card Level is a drawer card. Activities are not, and the amount is not high. If Everbright Gold Card wants to apply for a 2 card Platinum Card, it must have a quota of more than 30,000. Otherwise, the “You do not meet our bank’s cardholder customer application policy” will appear. HSBC Bank Integral rules: 1 yuan = 1 point 1 dollar = 7 points The maximum limit of 500,000 points per billing cycle Validity period of points: There is no limit period, that is, the period of validity of the account is permanent. RMB Alipay fast payment transactions have points Multiple birthday points: All cards are for the first three days + the last three days of the birthday, for a total of seven days, with double points and a limit of 500,000 points. Huaxia Bank does not integrate merchant types      The consumption of real estate merchants, various motor vehicle merchants, aircraft merchants, wholesale merchants, insurance merchants, and tobacco distribution merchants;     Telecommunication, cable and other pay TV, Ministry of Railways, public transportation, utilities, etc.     Lottery tickets, hospitals and related medical institutions, medical and health activities, health care services, schools, government services;     Expenditure for other non-profit businesses such as government loans, charitable social services, etc.     Consulate fees, court fees, fines, bail, taxes, etc. In addition, Huaxia Bank has a long list of sporadic non-integrated merchants. It is too long to list all of them. I put it in “read the original text”, and we can open up queries on our own. Plan focus: China 88 points can be redeemed for a Starbucks Cup once a month. Sporadic business is not too many points, if you touch the credit card does not integrate, you can carefully find if there is no inside to find this business. Mr. Hua Xia Bank North has recommended the card resources of the Shanghai branch staff. If there are local Huaxia outlets and want to apply for the Huaxia credit card, you can leave a message to me. Absolute accumulation of capital, accurate investment life. Pay attention to the public number: Mr.Mr. North's Financial Life (yqz8z8), sharing credit card financing with like-minded people.
  • 36975
  • Huaxia Smart Credit Card has been used for two or three years. Personally I think that the card is very special. I list the advantages as follows: 1. The first free affirmation is that you can avoid it. You can use the credit card for 5 times to avoid annual fees. 2. Points The advantage is that there are points on the offline line, cola! Points can also be exchanged for points and points, which can be used when shopping. 550 points for 100 sets of points treasure, seemingly not enough power. but Small mosquitoes are also meat! PS: It's just a matter of redeeming points for manual services. 3. Credit limit It's special to say that this card is special. Smart credit cards are gold cards that don't have a card, a red one, a red-blue one. Gold Card The maximum amount is generally 5W, the maximum amount of this card is 20W! Is it really stunned, very happy, likes a large amount of money and does not want to pay a high annual fee? It is a good choice. 4. Exclusive credit report If the cardholder activates China Smart Credit Card for more than one year, you can apply for an exclusive credit report according to your needs. The report is based on yours. Develop credit card usage during the year to document your credit growth. Need to call customer service, you can try it. 5. About customer service Huaxia's customer service manual service is really good and it is easy to receive manual services. Unlike some banks, it’s not easy to score in People then, Huaxia's service attitude is not bad. 6. Cash withdrawal fee 0 With Huaxia Smart Credit Card, you can enjoy instant cash withdrawals regardless of overdraft cash withdrawal or cash withdrawal. Although there is no hand to take cash However, there is interest on the renewal fee. I generally do not recommend taking cash.
  • 58269
  • I previously had a China Standard Card, which had been refrigerated and was written off last year. After that, I re-applied Zhang SMRAT card and bound ETC. There was no other consumption at ordinary times, that is, high-speed charges. In June last year, I made a sub-phase. Always make a backup card. Suddenly received a text message today, found that a fixed amount from 2W direct 4W, really too much to force! Huaxia, I love you! {:6_151:}

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