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Rong 360 credit card >Card selection center >CITIC Bank Credit Card > CITIC Bank White Strip Co-branded Card
China CITIC Bank White Strip Co-branded Card

China CITIC Bank White Strip Co-branded Card

Xiaobian Review

Integral for steel shovel, 1 steel smash to 1 yuan cash
  • Integral for steel 镚 1 steel 镚 to 1 yuan cash useIntegral for steel 镚 1 steel 镚 to 1 yuan cash use
  • Annual feeAnnual fee
  • New households will be sent to the US backpackNew households will be sent to the US backpack
apply immediately

Scan code collar APP card red envelope


  1. grade:Gold card
  2. Currency:Renminbi
  3. annual fee:200 yuan to open the card in the current month, credit card spending or cash withdrawal (no limit) free of charge for the first year, the first year of credit card spending or cash withdrawal five times (no amount) free of annual fees, and so on

Annual fee policy: Card credit consumption or cash withdrawal (unlimited amount) is free of charge for the first year of the card, and the first year of credit card spending or cash withdrawal five times (no amount) is exempt from the annual fee, and so on.

Points rules: Puka consumption or cash withdrawal 1 yuan product 1 point Gold card consumption or cash 1 yuan product 2 points Birthday double points

The validity period of the points: Valid for 1-2 years, the last day of the bill year is valid for 1 year, and the first day is valid for 2 years.

Cash withdrawal: The maximum cash withdrawal rate is 30%, the cash withdrawal fee is 2% of the cash withdrawal amount, and the minimum domestic fee is 20 yuan.

Minimum repayment ratio: 10%

Interest-free period: Minimum 30 days, up to 50 days

SMS notification: CITIC Bank Credit Card Trading SMS Notification

Lost card protection: CITIC Bank credit card can enjoy 48 hours of loss before the card loss protection service, 4 yuan per month

Application conditions: Any natural person who has full civil capacity can apply to the card issuer for the CITIC Credit Card Personal Card Master Card with his valid identity document and other documents required by the card issuer. Any enterprise that has a basic account in a financial institution in China, an enterprise with an independent legal personality, an administrative institution, a military unit, a social organization, or other economic organization authorized by a legal person may, in accordance with the account opening permit issued by the People's Bank of China, issue information to the card issuer. Apply for a CITIC official card. The qualification of the official card holder shall be specified and revoked in writing by the legal representative of the unit or its authorized agent. Each unit can apply for multiple business cards.

Application materials: A copy of the identity document of the applicant (primary and subsidiary cards); proof of work, such as: a copy of the work permit stamped with the official seal of the unit or the original work certificate issued by the unit; the financial proof document, such as the original proof of income issued by the unit, or The original bank deposit certificate, or a copy of the bank's payroll record showing the applicant's name, or a copy of the income tax withholding certificate, or a copy of the self-owned property certificate.

Exclusive privilege

Card privilege

  • Integral for steel 镚 1 steel 镚 to 1 yuan cash useIntegral for steel 镚 1 steel 镚 to 1 yuan cash use

    Shovel is a general-purpose point generated by Jingdong users participating in the conversion of cooperative merchant points on the platform of Jingdong Financial Website. At the time of consumption, one steel shovel can be used for one yuan in cash. In the month, the point transaction (including cash withdrawal) reached 800 yuan and accumulated 1 Jingdong Steel. JD.com, which was awarded in the same month, will be presented within 1 working day after the “Billing Day” of the following month. Jingdong Steel Co., Ltd. no longer accumulates transactions that have a point transaction that exceeds the permanent limit by more than three times per month.

  • Annual feeAnnual fee

    After you have swiped or withdrawed the card within 30 days, you can enjoy the annual fee for the first year. If you swipe or withdraw 5 times in one year, you can waive the annual fee for the next year, and so on. The annual fee is 200 yuan.

  • New households will be sent to the US backpackNew households will be sent to the US backpack

    From August 1st to November 30th, 2017, the new CITIC Bank credit card customer who applied for the White Card (UnionPay) for the first time, accumulated a total of 399 yuan in the credit card within 60 days of the approval of the card, and obtained the exclusive rights of the new customer on T+2. ", you can exchange a backpack for the United States. In the "moving card space" APP - card ceremony - card to send gifts - exchange. Gifts are limited and available on a first come, first served basis.

Related costs

Cash withdrawal: The maximum cash withdrawal rate is 30%, the cash withdrawal fee is 2% of the cash withdrawal amount, and the minimum domestic fee is 20 yuan.

Repayment: The minimum repayment amount is 10% of the monthly bill, and the daily interest rate is 0.05%.

Liquidated damages: A repayment of less than the minimum repayment amount is subject to a 5% liquidated damages, and the minimum fee is 20 yuan / 2 US dollars / 20 Hong Kong dollars / 2 euros

Overrun fee: More than 5% of the credit limit

Overdue payment: The deposit amount exceeds the amount owed, and 0.3% is charged when taken out

Loss of charge: 40 yuan

Reissue card fee: 15 yuan

Instalment rate:
  • Phase 3Phase 612 issues18 issues24 issues
  • 2.4%4.8%8.76%13.5%18%

Promotions

Entertainment | Watching movies, the maximum reduction of 15 yuan!
long term effective
Online seat selection to buy regular-priced movie tickets, each order can enjoy a random discount of 8-15 yuan, each customer enjoys a weekly opportunity to use orders.
The event starts at 10:00 am every day, with a minimum of two tickets per order and a maximum of 5 tickets.
Card friend reviews
  • 135348
  • There are many cases in which credit card applications are rejected by banks, but there are thousands of reasons for rejection. If you are rejected by a credit card application, what should you do? Xiao Bian This article is rejected for the CITIC Bank credit card application. It summarizes the points and hopes to help you successfully apply for the card. Reason for rejection of Shenka 1 The working period has not been more than half a year Generally speaking, CITIC Bank's criteria for approving credit cards are that it requires more than half a year in terms of work, or place of residence. If it does not, the bank may feel that your current work and life are not stable enough. 2 Monthly income is not enough In order to prevent cardholders from paying back on time, CITIC Bank places great emphasis on materials that prove stable income, such as wages and salaries, as much as 3,000 yuan. If your salary is paid in cash, you can use the bank card transaction record for more than half a year to prove it. 3 Bad credit record The taint of the credit is an untimely bomb. If it is not very serious, CITIC Bank may open the Internet. If a serious overdue record is generated, it is normal for the credit card application to be rejected. Therefore, it is necessary to protect your credit history. The secret of successful application 1 Figure out why the application was rejected Under normal circumstances, the reason for the rejection of CITIC Bank's credit card application is that the comprehensive score is insufficient. Then we can analyze our own information from various angles to find the most likely reason for optimization. 2 The submitted materials are comprehensive and accurate It is normal to reject the application of the incomplete information. The information on the application form is all filled in as well. The more comprehensive the more favorable, the less the package can be properly packaged. 3 Choose the right card type There are many kinds of credit card issued by China CITIC Bank. If the conditions of the card application are not very good, please use the card below for the purpose of selecting the card or the bank recommended card. For example, the public comment joint card, Taobao joint name card, CITIC "Yan" series of credit cards. 4 Pay attention to answering the return call CITIC Bank will not make a telephone call back to every applicant. However, if the bank has a call, it must be sure to receive it, and it will be able to complete the question and answer. The missed connection may result in rejection. 5 Apply to go to the official channel of the bank Now the liar is invincible, and the black intermediary is also pervasive. The online application is from the official website of CITIC Bank or the official WeChat, mobile banking, and the third party authorized by CITIC Bank. The entity can go directly to the bank counter to apply; if it passes the salesman, Have a basic judgment, so as not to be fooled, the data is stolen and so on.
  • 21476
  • Previously, Xiaobian has published several articles about CITIC Yanka, but there are still many small partners who are asking questions in the background about the rights and interests. This time, I specially brought this CITIC card from Shenka to the card with the use of rights and gifts, and come together! Part 1. The face card of Yankaka is divided into two models, seven-color card and custom card. The seven-color card is made up of seven solid colors with different elements and different styles. Another set of custom models is also divided into many series, including attitude cards, cute cards, zodiac cards, life cards and recently launched new constellation cards. The application is very simple. After selecting the favorite card face, you can apply for some relevant information and wait for approval. Part 2. If you can successfully apply for a new card, you will receive a card from the card center. The card information and card guide will be included with the card. After you get the card, you can go to the nearest place. The counter is signed to activate the card. It can be used after activation, but if you already have other CITIC credit cards under your name, you will not be a new account and you will not be able to receive a new account. About the new household gift card page is written to the official website to receive the platform, its practical PC to open the card page, click on the gift to receive the Raiders, you can jump directly to the collection page, do not have to go to the official website to find the entrance, fill in the information verification code The gift will be sent to the billing address. The two series of new cards of Yanka are also different. The seven-color card is a pen, and the custom card is a headset. It should be noted that this activity is currently written on the official website before December 31, 2017 and the card is opened. 60 days, that is, within two months, the accumulated points transaction can be received at 399 yuan. Then the question is coming. How do you think that your trading plan does not count points? Please click on the next part~ Part 3. In those years when you have not taken advantage of the rights to enter this most important part, we need an indispensable tool, that is, the official APP of CITIC Credit Card - the mobile card space. After downloading and registering, we will first solve the problem of the point inquiry, because the card is also a network transaction, so basically you will have points when you use it. Open the card space, click on "Services" below, the total score is displayed in the upper right corner. If you exceed 399, you can get the new account according to the previous part process! Then come into the 薅 wool stage! Let's talk about the wonderful 365 activities without threshold. In fact, many card friends will miss this or don't know. Under the “Brush Offer” category on the homepage, enter the wonderful 365 column, click on the location to view all the preferential merchants and detailed preferential rules. You need to remind everyone that some of the offers are chain stores, but also pay attention to the specific stores where the rights are available. Some offers are available at designated outlets. Key notes: Wonderful 365 and the following 9 share these two benefits, only enjoy twice a month. Then there is 9 share exchange, the entrance is in the bottom of the "equity", the threshold for obtaining equity is simply to fill 3 pens in the specified merchant type, each pen must be over 299 yuan, you can get an interest. Get 2 times with 6 strokes, and so on. In fact, you don't have to care about which merchants you are spending. As soon as you enter the equity page, you will automatically display the available number of times when you reach the trading threshold. It is very smart. 9 sharing starts at 10 o'clock every day, the variety of redemption is available, and the food and beverage discounts are the majority, but the hot ones have to fight fast. In addition to the star daddy Pizza Hut and several popular items, the others are easy to redeem, including Youku. VIP month card and other very real rights. Key notes: The exchange rights obtained will only be retained until the 5th of the following month, and the serial number after successful redemption is only valid for 7 days. Please remember to use it~ 9 yuan to enjoy this part is a little complicated, you can focus on the screenshot! Sharing the exchange with 9 is the same entry, and it also automatically displays the number of redemptions. After entering, click on the online selection to see the cooperative theater. There are two forms of movie offers. One is a price. The preferential threshold for this discount is 2999, 29 yuan for 2D movies, 3D movies for 39 yuan. Said that this price is comparable to the price of many ticketing platform activities. A price of 2D can enjoy two, 3D can only buy one price ticket, the second one does not enjoy a price, but it is also a preferential price. If you want to enjoy 9 yuan, you need to spend 3999, 2D movies 9 yuan, 3D movies 19 yuan, but 9 yuan to enjoy watching 2F or 3D can only enjoy a fare discount. There is also a very practical aviation delay insurance, which can compensate 1,000 yuan for 4 hours. Long delays in flying this year are also very common, and there are many ticketing platforms that can enjoy this payment. You can go to the "Services" "Insurance Service" to view the platform list. Part 4. Raiders Summary Although Yanka is eating by face, it is no more than a credit card with a large proportion of equity. But seriously, the daily wool is just as indispensable. The key is that the parents who can't stand can look good, and the optional card version is rich. Such a good-looking card, the original text can be selected ~ Yanka: https://creditcard.ecitic.com/shenqing/yan/index.html?sid=SJYKRWTG1 Yanka Custom Edition: https://creditcard.ecitic.com/shenqing/yan_x/index.html?sid=SJYKRWTG1
  • 9393
  • I have sent a few more comments about my use of the card in the past, but every time I post a lot of card friends, I ask questions about the rights and gifts. In line with the common progress and the mentality of the advanced god, Ben Leifeng specially made a strategy for all aspects of the use of rights and gifts in the process of applying for the CITIC card from Shenka to the card, trying to cover every aspect, I hope to Card friends can be useful! Part1. Yankaka face full introduction of the card, there are actually two kinds, seven color card and Yanka custom models. The seven-color card is made of seven solid colors with different elements, cool and cute. There is also a custom-made model that I have set up. The custom models are also divided into many series. My wave belongs to the attitude card, and the rest also has the cute card card Zoe card life card. Recently, it seems to be on the line. The application is very simple. After you have selected the card face you like, you can apply for some relevant information and you can wait for approval. Before I saw a lot of card friends, I said that I was rejected. I can't answer this question... Part2. If the new card is approved, you will receive the card from the card center. After the card, there will be a card information introduction and two papers similar to the card guide. Then you can go. Look for the counter lady to sign the activation card! At the time, after I signed the visa, the counter lady reminded me that I could apply for a new family gift. I remembered this. Many new card friends about the new family have also asked me to apply, in fact, super simple The page is written to the receiving platform of the official website to receive, the utility computer to open the page of the card, click on the gift to receive the Raiders, you can jump directly to the receiving page, do not have to go to the official website to find the entrance, and then fill in the information verification code On OK, the gift will be sent to the billing address. What I want to say is that if you have already held other CITIC credit cards under your name, you will not be a new one. You will forget this prize~ It is said that the two series of new household gifts of Yanka are also different. The seven-color card is a pen, and my custom card is a headset. It should be noted that this activity is currently written on the official website before December 31, 2017 and the card is opened. 60 days, that is, within two months, the accumulated points transaction can be received at 399 yuan. (Strike the key to knock on the blackboard!! Dear students remember the notes!!) Then the question is coming, how do you see your trading plan does not count points, please card friends then look at the next part~ Part3. Those years that you have not used well to enter this most important part, we need an indispensable tool, that is, CITIC credit card official love fart - moving card space. After downloading and registering, we will first solve the problem of the point inquiry, because the card is also a network transaction, so basically you will have points when you use it. Open the card space, click on the "Services" below, you will have your total points in the upper right corner, more than 399 can follow the previous part of the process to receive a new household gift! The first wool is beautiful~ Then come into the 薅 wool stage! Let's talk about the wonderful 365 activities without threshold. In fact, many card friends will miss this or don't know. Under the “Brush Offer” category on the homepage, enter the wonderful 365 column, click on your location to view all the preferential merchants and detailed preferential rules. Intimate, if I need to remind everyone that some of the offers are chain stores, but also pay attention to the rights. Specific stores available, some offers are used by designated stores. Key notes: Wonderful 365 and the following 9 share these two benefits, only enjoy twice a month~ Then there is a lot of people who care about the 9 shares, the entrance is in the bottom of the "equity", the threshold for getting equity is simply to fill 3 pens in the specified business type, each pen must be over 299 yuan, you can get once rights and interests. Get 2 times with 6 strokes, and so on. In fact, you don't have to care about which merchants you are spending, because as soon as you enter the equity page, you will automatically display the available number of times when you reach the trading threshold. It can be said that it is very smart. 9 sharing is starting at 10 o'clock every day. There are a lot of things to redeem. The food and beverage discounts are the majority, but the hot ones have to be hand-in-hand. In addition to the star daddy Pizza Hut and several popular items, the others are easy to redeem. Including such as Youku VIP monthly card, it is also a very real interest. Key notes: The exchange rights obtained will only be retained until the 5th of the following month, and the serial number after successful redemption is only valid for 7 days. Please remember to use it~ 9 yuan to enjoy this part is a little complicated, but it is quite easy to use, everyone pays attention to! Sharing the exchange with 9 is the same entry, and it also automatically displays the number of redemptions. However, after entering the movie, the consumer threshold can be clicked on the online seat to see the cooperative theater. The movie offer has two forms. One is a price. The preferential threshold for this offer is 2999, and 29 yuan for 2D. The movie, 3D movie 39 yuan, has to say that this price is comparable to the activity price of many ticketing platforms. But a price of 2D can enjoy two, 3D can only buy one price ticket, the second one does not enjoy a price, but it is also a special price, you can take a look at my screenshot. If you want to enjoy 9 yuan, you need to spend 3999, 2D movies 9 yuan, 3D movies 19 yuan, but 9 yuan to enjoy watching 2F or 3D can only enjoy a fare discount. There are also screenshots, but in short it is cheaper than other platforms. I finally entered the last part of this part, and I am exhausted by the code code. This part is an aviation delay insurance that I think is very useful. It can compensate 1,000 yuan for 4 hours. This year, whoever has been on the plane has not encountered several long delays, and there are many ticketing platforms that can enjoy this payment. You can go to the "Services" "Insurance Service" to view the list of platforms. Part4. Raiders summary of the main building code, these are almost exhausted... In fact, there are still many hidden welfare eggs, but I have not had time to develop one by one, as a white, can only help you Xiaobai here. Card friends can use the experience to share it~ If you are useful to everyone, I hope that you can double-click 666 to give me the comfort of typing on the keyboard! !
  • 505
  • Pot friends, remember the Apple conference some time ago? I wanted to confess in my colleagues' group: "The new machine started immediately," and now I am flustered... The iPhone XS Max with dual card dual standby is actually starting at 9999 yuan! The 512GB high-end version actually costs 12,799 yuan! When I was ready for "Kidney", I had to book an iPhone XS Max and suddenly found a shocking secret! With the CITIC card, you can purchase the iPhone Xs in an interest-free installment. The iPhoneXs Max official website has the same price, the spot is on sale, and you can also send 10 times points! I grabbed the iPhone XS Max and I was forced to press without pressure. I can tell you how to make a new card for the new card. First look at the three major events of the event: 1 The whole game purchase will send 10 times points. It should be noted that the points are issued within 3 months after the end of the event, so don’t worry about buying iPhone XS or Max partners, calculate the time, Large accumulation points are estimated to hit the big event of CITIC at the end of the year. At that time, there will be a bunch of gifts that can be exchanged for free~~~ 2 interest-free staging is the mobile phone in this area to avoid the installment fee, interest fees and the like, and the official website with the same price! 3 Waiting for courtesy After I studied it, I want to be delayed in distribution. After all, Apple’s official website has a mobile phone shell of 300, not to mention the wireless charger. It is simply unincorporated! Understand the versatile Yanka wool, and then take you to see the legendary million machine, the price is really apple! Key notes: This is not an unlimited amount. It is limited to killing new machines every day. The activity entrance is in the CITIC mobile card space app, which can be seen in the popular options on the homepage. The steps are super convenient! In short, I have calculated, not only the purchase of no pressure and delay in delivery can also get gifts for free, the important thing is that such a buy, my card card must also rise, after all, I heard that Yanka raises a nutrient, easy to The amount is 50,000, which is very good for the gold card! I don’t have any friends from Yanka to recommend you to do it:
  • 12028
  • Friends set an alarm clock, and the annual CITIC 919 Business Day event started again! What do you mean? There are a lot of white flowers and wool waiting for you, brother dei~ happy to finish the flowers and the Burger King package, I finally remembered to write a summary of the wool collection strategy, after all, Lele is not as good as the music. Think about CITIC's server is still not easy to collapse, so card friends are very likely to grab gifts according to the following schedule~ [9 points redemption big name explosives] Since it is CITIC’s annual event, the most popular 9 share exchanges must not be less. If you have 3 strokes in the specified merchant type and each ticket is 299 yuan, you will get a 9 share bonus. Get 2 with 6 strokes, and so on. Accumulate your own equity number against the timetable below, and grab it on time! I am redeeming a bouquet of flowers and flowers, and I will redeem the flower on the 919. I will exchange my needs. The single Monday that was filled last Friday is here, and the flowers are fresh and can be changed. Members who have been redeemed for one month are also given a month, which is equivalent to a member who has been redeemed for 2 months, which is more valuable than usual! Appeared, Haagen-Dazs mooncakes, Costa custom ceramic cups, and a full box of kiwifruit! It’s time to fight fast! The benefits on the day of the event are more favorable! There are many types of redemption, and the number of most of the exchanges has increased to nearly 10,000. There is no rush to grab or take advantage of the unsuccessful rights. The chance of redemption on this day is even greater! Key notes: The same gift is redeemed once per customer activity period, and you can quickly swipe your credit card! [Bill cycle 99 points against the ceremony] As of the last repayment date of the bill, the minimum repayment amount of the bill or more, but not fully repaid, is in circulation. During the CITIC 919 event, the bills can be redeemed for a superb gift! Key notes: The time for the standard compliance is September-November 2018, but the time for gift redemption is from 26th to 30th in November. Don’t miss the time of the card friends~ [Offline low-cost food] 1. The mobile card space app pays 20 minus 10 lines, and there are also benefits. From now until October 6, 2018, every week, five, six use the mobile card space App to pay, Xi Shi Duo or Xi Shi Duo stores spend 10 yuan to reduce 10 yuan. 2. Brush 9.19 yuan to enjoy 35 yuan Haagen-Dazs single ball September 15 - September 19 in Haagen-Dazs store, credit card 9.19 yuan can be exchanged for 35 yuan Haagen-Dazs single ball. A limited number of 1,000 copies are issued each day, and on the 919 day, the volume is 2000; each customer is limited to one single ball per day. 3. US group "first tie" full 10 minus 5 from now until October 29, the first time using CITIC Bank credit card binding US group to pay, the first order over 10 yuan minus 5 yuan, for the US group App, public comment App , the US group take-out App and so on. [Instalment Free Fee] Lead 5000 yuan instalment red envelopes, do 50,000 yuan instalments can be free for 1 year! Key notes: The red envelope can only be obtained on the 19th of each month. The time for the installment is as of January 31, 2019. [Points and Values] [Yanka new household to send JBL Bluetooth headset] The new household card consumption standard can receive a value of 399 yuan JBL Bluetooth headset From handling cards, swiping cards to staging, you have the opportunity to take these gifts with you! Of course, the number of gifts is limited, so the early card will be a long-term interest, as soon as the time is up, the gift will be won in minutes! Raiders are here for you, don't forget to come back to call 1 oh~

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