Credit card details

                        CITIC Bank Yanka Series IC Card - Red Card New household standard delivery JBL Bluetooth headset Gold card Renminbi Credit card free annual fee
Exclusive privilege
  • Custom card version
  • 9 yuan to see big movies
  • Online shopping has points
  • 4 hours 1000 yuan flight delay insurance
  • Custom card version
  • 9 yuan to see big movies
  • Online shopping has points
  • 4 hours 1000 yuan flight delay insurance
Basic InformationExpand More
  • LevelGold card
  • CurrencyRenminbi
  • Card issuing organizationUnionPay
  • Integral rulePuka consumption or cash withdrawal 1 yuan product 1 point Gold card consumption or cash 1 yuan product 2 points Birthday double points
  • grade Gold card
  • Currency Renminbi
  • Card issuing organization UnionPay
  • Integral rule Puka consumption or cash withdrawal 1 yuan product 1 point Gold card consumption or cash 1 yuan product 2 points Birthday double points
  • Interest-free period Minimum 20 days, up to 50 days
  • Application conditions Any natural person who has full civil capacity can apply to the card issuer for the CITIC Credit Card Personal Card Master Card with his valid identity document and other documents required by the card issuer. Any enterprise that has a basic account in a financial institution in China, an enterprise with an independent legal personality, an administrative institution, a military unit, a social organization, or other economic organization authorized by a legal person may, in accordance with the account opening permit issued by the People's Bank of China, issue information to the card issuer. Apply for a CITIC official card. The qualification of the official card holder shall be specified and revoked in writing by the legal representative of the unit or its authorized agent. Each unit can apply for multiple business cards.
Related costsMore fees
  • annual fee 200 yuan / year, card spending or cash withdrawal in the current month (no amount) is free of charge for the first year, the first year of credit card spending or cash withdrawal five times (no amount) free of annual fees, and so on
  • GetThe maximum cash withdrawal rate is 30%, the cash withdrawal fee is 2% of the cash withdrawal amount, and the minimum domestic cash withdrawal fee is 20 yuan.
  • Repayment The minimum repayment amount is 10% of the monthly bill, and the daily interest rate is 0.05%.
  • annual fee                                     200 yuan / year, card spending or cash withdrawal in the current month (no amount) is free of charge for the first year, the first year of credit card spending or cash withdrawal five times (no amount) free of annual fees, and so on
  • Cash withdrawal                                     The maximum cash withdrawal rate is 30%, the cash withdrawal fee is 2% of the cash withdrawal amount, and the minimum domestic cash withdrawal fee is 20 yuan.
  • Repayment                                     The minimum repayment amount is 10% of the monthly bill, and the daily interest rate is 0.05%.
  • Liquidated damages                                     Less than 5% of the minimum repayment amount, the minimum charge is 20 yuan / 2 US dollars / 20 Hong Kong dollars / 2 euros
  • Excess fee                                                                             More than 5% of the credit limit
  • Overdue payment                                                                             The deposit amount exceeds the amount owed, and 0.3% is charged when taken out
  • Instalment rate
    Phase 3 Phase 6 9 issues 12 issues 15 issues 18 issues 24 issues
    2.4% 4.8% 6.84% 8.76% -- 13.5% 18%
Same series card
Expand
Card friend strategy
Card process
Recommend for you
Popular bank
  • CITIC Bank

  • Everbright Bank

  • Guangfa Bank

  • China Merchants Bank

current location: 融360 >Credit card >CITIC Credit Card Application

apply immediately