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Monthly calculation

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Purchase restriction policy

Repayment tool

Portfolio loan calculator

On October 24, 2015, the latest commercial loan interest rate was 4.90%, and the provident fund interest rate was 3.25%.点击了解详情>>

Input data

Loan term
Provident fund loan amount
Ten thousand yuan
Public reserve amount approval standard
Provident fund loan interest rate Provident fund rate table
Commercial loan amount
Ten thousand yuan
Commercial loan interest rate
Bank interest rate comparison
You can also enter it manually

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Output result

Equal monthly repayment
        The monthly repayment is equal to the principal and interest repayment method, which means that the borrower repays the principal and interest of the loan in an equal amount each month, and the monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and is settled monthly.
Total loan 0 yuan
Repayment month 0 month
Monthly repayment 0 yuan
Total interest paid 0 yuan
Total principal and interest 0 yuan
Monthly repayment
        The monthly repayment of repayment is the same principal repayment method, which means that the principal remains the same, the interest is decremented month by month, and the monthly repayment amount is decremented; since the monthly repayment amount is fixed and the interest is less and less, the lender initially Repayment pressure is greater, but the monthly repayments are getting smaller and smaller over time.
Total loan 0 yuan
Repayment month 0 month
First month repayment 0 yuan
Monthly deduction:0 yuan
Total interest paid 0 yuan
Total principal and interest 0 yuan
Next you can:
This result is for reference only, the actual payment is subject to local conditions.

Tool introduction

The combined loan calculator is used to calculate the monthly payment of each period of the commercial loan part and the provident fund part when the user chooses the combination loan of the provident fund loan + commercial loan, and adopts different repayment methods such as equal principal amount and equal principal and interest. Total amount and total repayments.

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