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Mortgage Calculator

On October 24, 2015, the latest commercial loan interest rate was 4.90%, and the provident fund interest rate was 3.25%.点击了解详情>>

Input data

Calculation   
loan amount
Ten thousand yuan
Which banks can also approve loans?
Flat rice unit price
Yuan/square meter
area
Square meter
Nature of home purchase   
Two suites define the standard:
                    1. The borrower first applies for a loan to purchase a house. In the home registration information system (including the pre-sale contract registration and filing system) of the intended home, the family has already registered one set (or more) of complete sets of housing.
                    2. The borrower has used the loan to purchase a set (or more) of housing and applied for a loan to purchase the house.
                    3. The lender inquires into the form of due diligence in the form of credit records, interviews, interviews, etc., and is convinced that the borrower's family already has one (or more) housing units.
down payment
Loan period
Annual interest rate
Bank interest rate comparison Provident Fund Rate Table
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Output results
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Monthly repayments
        The equal monthly repayment equals the principal and interest repayment method, which means that the borrower repays the loan principal and interest by the same amount each month. The monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and settled on a monthly basis.
Total loan 0 yuan
Repayment months 0 month
Monthly repayment 0 yuan
Total interest paid 0 yuan
Total interest and interest 0 yuan
Decrease monthly repayments
        The declining monthly repayment means equal principal repayment method, in which the principal remains the same, the interest decreases month by month, and the monthly repayment amount decreases. Since the monthly repayment principal amount is fixed, the interest becomes less and less, and the lender initially The repayment pressure is greater, but the number of repayments per month is also decreasing over time.
Total loan 0 yuan
Repayment months 0 month
First month repayment 0 yuan
Decrease monthly:0 yuan
Total interest paid 0 yuan
Total interest and interest 0 yuan
Next you can:
This result is for reference only, actual payment should be based on local

Tool introduction

The mortgage calculator is used to calculate the monthly repayment of the commercial loan, the total amount of interest and the total amount of repayment in each period after the user selects the equal amount of principal and the equal amount of the principal and interest in the case of applying for a commercial loan.

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