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# Second-hand housing loan calculator

On October 24, 2015, the latest commercial loan interest rate was 4.90%, and the provident fund interest rate was 3.25%.点击了解详情>>

### Input data

 Calculation Calculated by loan amount   Calculate by area loan amount Ten thousand yuan Which banks can also approve loans? Flat rice unit price Yuan/square meter area Square meter Nature of home purchase One suite   Two suites Two suites define the standard:                     1. The borrower first applies for a loan to purchase a house. In the home registration information system (including the pre-sale contract registration and filing system) of the intended home, the family has already registered one set (or more) of complete sets of housing.                     2. The borrower has used the loan to purchase a set (or more) of housing and applied for a loan to purchase the house.                     3. The lender inquired through due diligence in the form of credit record, surface survey, interview, etc., and was convinced that the borrower's family had a set (and above) of housing. down payment Loan period year Annual interest rate Bank interest rate comparison Provident Fund Rate Table You can also manually enter

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### Output results Save the results to my email

Monthly repayments
The equal monthly repayment equals the principal and interest repayment method, which means that the borrower repays the loan principal and interest by the same amount each month. The monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and settled on a monthly basis.
 Total loan 0 yuan Repayment months 0 month Monthly repayment 0 yuan Total interest paid 0 yuan Total interest and interest 0 yuan
Decrease monthly repayments
The declining monthly repayment means equal principal repayment method, in which the principal remains the same, the interest decreases month by month, and the monthly repayment amount decreases; since the monthly repayment principal amount is fixed and the interest is decreasing, the lender initially The repayment pressure is greater, but the number of repayments per month is also decreasing over time.
 Total loan 0 yuan Repayment months 0 month First month repayment 0 yuanDecrease monthly:0 yuan Total interest paid 0 yuan Total interest and interest 0 yuan
Next you can:
This result is for reference only, actual payment should be based on local

### Tool Introduction

The second-hand housing loan calculator can help users calculate the monthly payments, total interest amount, and total repayment amount that need to be repaid after choosing the equal principal amount, equal principal and interest, and other repayment methods when applying for a second-hand housing business loan.

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