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Repayment tool

Equal principal repayment calculator

On October 24, 2015, the latest commercial loan interest rate was 4.90%, and the provident fund interest rate was 3.25%.点击了解详情>>

Input data

Calculation   
loan amount
Ten thousand yuan
Which banks can still lend?
Square meter unit price
Yuan/square meter
area
Square meter
Property purchase   
The second suite defines the standard:
                    1. The borrower applies for the loan for the first time to purchase the house. In the house registration information system (including the pre-sale contract registration and filing system) where the house is to be purchased, the family has registered one (and above) complete sets of housing.
                    2. The borrower has used the loan to purchase a set of (and above) housing and applied for a loan to purchase the housing.
                    3. The lenders are convinced that the borrower's family has a set of (and above) housing by conducting due diligence investigations such as credit reporting, face testing, and interviews.
down payment
Loan term
Annual interest rate
Bank interest rate comparison Provident fund rate table
You can also enter it manually

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Output result
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Monthly repayment
        The monthly repayment of repayment is the same principal repayment method, which means that the principal remains the same, the interest is decremented month by month, and the monthly repayment amount is decremented; since the monthly repayment amount is fixed and the interest is less and less, the lender initially Repayment pressure is greater, but the monthly repayments are getting smaller and smaller over time.
Total loan 0 yuan
Repayment month 0 month
First month repayment 0 yuan
Monthly deduction:0 yuan
Total interest paid 0 yuan
Total principal and interest 0 yuan
Next you can:
This result is for reference only, the actual payment is subject to local conditions.

Tool introduction

The equal principal repayment calculator (the same monthly repayment of the principal, the monthly repayment amount is reduced month by month), will help the user to calculate the different loan terms and different loan interest, when using the equal principal and interest repayment method, need to pay Monthly payments, total interest and total repayments.

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