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Car loan calculator

On October 24, 2015, the latest commercial loan interest rate was 4.90%, and the provident fund interest rate was 3.25%.点击了解详情>>

Input data

location Beijing 
Car price
yuan
Search for car loans
number of seats
down payment
Loan term
Annual interest rate
You can also enter it manually

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Output result

Basic taxes         ¥0 yuan
Purchase tax    yuan
Carding fee
                            Usually, the one-stop service provided by the merchant costs about 500 yuan, and the individual handles about 373 yuan, including industrial and commercial verification, 150 yuan for delivery, 30 yuan for mobile card, 3 yuan for environmental protection card, 40 yuan for extension number, 20 yuan for driving license, and tray. The fee is 130 yuan, which is subject to the local conditions.
   yuan
vehicle usage tax
 yuan
To pay high insurance    yuan
business insurance         ¥0 yuan
  • Basic guarantee
  • Economic guarantee
  • Full risk
                            The third party liability insurance refers to the accident caused by the insured or its permitted driver during the use of the insured vehicle, causing the third party to suffer personal injury or direct damage to the property, and the economic responsibility that the insured should bear in accordance with the law, insurance The company is responsible for compensation. At the same time, if the insured has an arbitration or litigation fee due to the written consent of the insurance company, the insurance company shall compensate for the compensation limit, but the maximum shall not exceed 30% of the liability limit. Because the cross-border insurance is partially compensated for the third party's property losses and medical expenses, consider purchasing third-party liability insurance as a supplement to the cross-border insurance.
                    Payout amount:
 yuan
                            Vehicle loss insurance is the most widely used type of vehicle insurance. It is responsible for compensating for the loss of own vehicles caused by natural disasters and accidents. Whether it is a small cockroach or a serious damage, the insurance company can pay for the repair.
                            The insured or its qualified qualified driver in the process of using the insured vehicle shall cause the loss of the insured vehicle for the following reasons: The insurance company shall be responsible for compensation: 1. Collision, overturning; 2. Fire, explosion; 3. The external objects collapsed, the objects in the air fall, and the insurance vehicles fall in parallel; 4. Lightning strikes, storms, tornadoes, heavy rains, floods, tsunamis, subsidence, ice subsidence, cliff collapses, avalanches, locusts, mudslides, landslides; 5. Ferries carrying insurance vehicles suffer from natural disasters (only for drivers with car care) .
                            In the event of an insured event, the insurance company is responsible for compensation for the reasonable expenses incurred by the insured or its qualified qualified pilot for the rescue and protection measures of the insured vehicle. However, the maximum amount of compensation for this fee is limited to the limit of liability.
   yuan
                            It means that the entire vehicle of the insurance vehicle has been stolen, robbed, or robbed. If the public security criminal investigation department at or above the county level has investigated and confirmed that there is no whereabouts within a certain period of time, the insurance company will compensate the insurance amount. If some parts of the vehicle are stolen, such as theft of the tire, theft of the property in the car, and the loss of items in the trunk, the insurance company is not responsible for compensation. However, the insurance company is generally responsible for compensation for damage or loss of parts on the insurance vehicle during the period of the vehicle being stolen.
                            The whole vehicle burglary insurance is an additional risk and must be insured after the insurance of the vehicle is insured.
   yuan
                            Responsible for the compensation of insurance vehicles in the process of use, the insurance company that has broken the glass of the car alone in accordance with the insurance contract to compensate. The glass in the glass alone is the windshield glass and the window glass. If the lamp, the mirror glass is broken and the vehicle is broken during the repair process, the insurance company will not be liable for compensation.
                            The glass breakage insurance is an additional risk and must be insured after the insurance of the vehicle is insured.
    yuan
                            Responsible for compensation for the loss of the vehicle itself caused by the failure of the vehicle's electrical appliances, lines, fuel supply system and the cause of the cargo itself. When a partial loss occurs in the vehicle, the repair cost is compensated according to the actual repair cost. If the vehicle is burnt down due to spontaneous combustion or has lost the repair value, the actual value of the vehicle at the time of the accident is compensated, but the liability limit is not exceeded.
   yuan
                            Responsible for compensation for the amount of deductible that should be borne by the insured in the car damage insurance and third party liability insurance, that is, 100% compensation.
                            Excluding the non-deductible special insurance is an additional insurance, which must be insured after the insured car damage insurance and third party liability insurance.
   yuan
                            During the use of the insured vehicle, a traffic accident with a non-motor vehicle or a pedestrian causes direct injury or damage to the other party’s personnel, but the loss is not the fault of the insured, but the liability of the other party, but the insurance If the person refuses to pay compensation, the insurance company shall be responsible for compensation according to the “Measures for Handling Road Traffic Accidents” for the expenses that the insurer has already paid to the other party and cannot be recovered.
                            No fault liability insurance is an additional risk and must be insured after the third party liability insurance.
   yuan
                            The insurance company shall be liable for compensation for the loss of expenses caused by accidents caused by accidents of the insurance vehicle and the necessary reasonable rescue and protection costs for the loss reduction.
Number of insured people  yuan
                            The body scratch risk is an additional risk and must be insured after the insurance of the vehicle is insured.
                    Payout amount:
        
 yuan
Total cost of car purchase         ¥0 yuan
Total cost of car purchase         ¥0 yuan down payment         ¥0 yuan
Equal monthly repayment
                            The monthly repayment is equal to the principal and interest repayment method, which means that the borrower repays the principal and interest of the loan in an equal amount each month, and the monthly loan interest is calculated based on the remaining loan principal at the beginning of the month and is settled monthly.
Total loan 0 yuan
Repayment month 0 month
Monthly repayment 0 yuan
Total interest paid 0 yuan
Total principal and interest 0 yuan
Monthly repayment
                            The monthly repayment of repayment is the same principal repayment method, which means that the principal remains the same, the interest is decremented month by month, and the monthly repayment amount is decremented; since the monthly repayment amount is fixed and the interest is less and less, the lender initially Repayment pressure is greater, but the monthly repayments are getting smaller and smaller over time.
Total loan 0 yuan
Repayment month 0 month
First month repayment 0 yuan
Monthly deduction:0 yuan
Total interest paid 0 yuan
Total principal and interest 0 yuan
This result is for reference only, the actual payment is subject to local conditions.
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  • Tool introduction

    The car loan calculator is used to calculate the monthly payment, the total amount of car loan interest and the total repayment amount after the two types of repayment methods of the same amount of principal and equal principal and interest are selected.

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