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- How to use car loan calculator ● What is a car loan calculator? The car loan calculator is used to calculate the monthly payments, total car loan interest, and total repayment amount that are required to be paid after choosing the equal principal amount and equal principal and interest repayment method when applying for a car loan. . ...
How to Use Car Loan Mortgage Calculator
Car mortgageLoan calculatorhow to use? details as follows:
The first thing to know is thatLoan to buy a carThe calculator is a calculator designed to calculate monthly payments for car loans. According to different repayment methods, repayment periods, and interest rates, different repayment amounts can be calculated. In addition, the year-limit interest rate is different from that of the local area. A good car loan calculator needs strong back-end data support.
One, car purchaseMortgage LoansThe steps of using the calculator: 1) The loan applicant chooses provinces and cities (based on different cities, the interest rate for car loans is different); 2) The loan applicant fills in the car's bare car price (excluding the fees for the purchase of the car, purchase tax, etc.) 3) Select the type of loan (ie repayment method); 4) The loan applicant enters the first payment (minimum cannot be less than 30% of the vehicle price); 5) The loan applicant chooses the repayment period (optional 13 (month to 60 months); 6) The loan applicant clicks Calculate.
For example: Cruze 1.6 SL MT, official guide price: 108,900 yuan, region selection: Hangzhou, enter the first payment: 30%, select the period: 3 years, repayment method: search money network direct passenger car loan, this calculator's The calculation result is: monthly repayment of 2,000 yuan.
Second, car mortgage loan fee calculation:
The calculated monthly supply price is the price to be paid each month after a bare car loan. After calculating the monthly supply using the method of calculating the direct payment of money, the required payment for the initial period of car purchase = bare car price × down payment ratio + tax and fee (purchase tax, vehicle and vessel use tax) + insurance fee + on-board fee; total car purchase cost = The initial fee + the number of monthly payments × repayment period; the search for direct monthly repayment method is lower, and the monthly repayment pressure is small, which will not have much impact on the quality of daily life.
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