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What are the differences between the interest rates of various bank loans?

Time: 2017-01-20         Source: Rong 360 finishing         Author: 360 Financial consolidation

  Ping An BankLoan to buy a carInterest rate: 1. Short-term loans: 5.60 within six months (including six months); 6.00 for six months to one year (including one year); 2. Medium and long-term loans: one to three years (including three years) 6.15; three to Five years (including five years) 6.40 five years or more 6.5; 3, discount: discounted to re-post interest rate as the lower limit plus a point.

  ICBCLoan to buy car interest rates. The interest rates of auto loans of some banks such as ICBC are generally based on the 6.4% annual interest rate standard. For example, to buy a family car with a price of about 140,000 yuan, the consumer pays 30% down, and the 3-year loan period is calculated to be about 3100 yuan per month. If the interest rate rises by about 30%, it will lead to consumption. The monthly expenditure will be about 200 yuan.

According to QuickEasy, the loan to buy a car, the bank's loan interest rate requirements are different. At the same time, the loan interest rate is also related to many factors such as the asset capacity and credit status of the loan applicant. The assessment criteria for these factors are different for each bank. The loan interest rates of the same people applying in different banks may also be different.

Therefore, the quick and easy loan editor suggested that in the process of loan purchase, you can find more information about several banks asking for loans, and choose a loan bank that is most suitable for you to apply for a car loan according to your actual situation. In addition, some lending institutions will not only generate interest charges on loans, but also fees and other expenses. In the loan calculation process, these costs should be calculated into the loan cost.

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