- 3.15 anti-fraud: the car sold you a certificate but pledged in a bank loan Three or four months after buying a car can not get the certificate, resulting in unable to apply for the card, can not legally. In the "China Consumer Association (hereinafter referred to as the Consumer Association) recently released" 2015 National Consumers Association organizes the statistical analysis of complaints of auto products, "vehicle certification pledged ...
- Panzhihua City Commercial Bank car certification pledged financing [Business Introduction] refers to the car dealers with their ownership of a clear car certification as a pledge of security, supplemented by other rights pledged collateral for short-term financing. [Purpose] To provide car dealers with cash flow. [Quota and deadline] according to the car dealer's ...
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- Qingdao Bank account receivables pledges introduced credit Accounts Receivable Pledged Credit Accounts Receivable Pledged credit is a financial asset-backed loan that is financed with accounts receivable as a pledge. Accounts receivable refers to the obligee's rights to pay the obligor due to the provision of certain goods, services or facilities, ...
Automobile Certification Pledge Loan Introduction
Automobile certificatePledgeloanRefers to the working capital loans granted to automobile dealerships in order to meet the short-term capital needs of automobile dealers, collaterals of certificates of automobiles distributed by them.
Note: car dealers can take the certificate as a pledge.
The automobile certificate is the vehicle's automobile factory certificate of conformity, the Department of Motor Vehicle manufacturers printed and distributed with the vehicle containing the name of the enterprise, corporate identity and security documents proof. For consumers, the automobile certificate is one of the legal documents that must be submitted when handling procedures such as motor vehicle registration, insurance and cancellation.
As the car manufacturers to implement order-type production, dealers must first car from the manufacturer, and then car sales to consumers. If the sales are not good, the vehicle will stay in the hands of dealers for a long time, leading to dealer cash flow breakdown, then the dealer will be in the hands of the car mortgage to the bank, while the certificate is the most secured by the guarantee Bank temporarily custody. When the new car is sold out, the funds are returned to the bank, and the money is returned to the bank. The certificate of eligibility is returned and distributed to the car buyer.
However, if the dealer funds can not be withdrawn immediately, or the capital chain abnormalities, the car certification will be pledged at the bank, so you want to buy a car, before the success of the transaction must understand the automotive certification issues related to After the transaction must be successful in the first time get your car certificate. Apply for steamCar loanWe must first understand the application of the loan agencies, we must go to the formal, professional lending institutions, there is a need to understand in detail the various aspects of auto loans, so secure loans.
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