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How to loan a car in Beijing

Time: 2017-01-19         Source: Rong 360 finishing         Author: 360 Financial consolidation

1. Choose Minsheng Bank “Car Purchase”

Minsheng Bank currently cooperates with FAW-Volkswagen and Volvo. FAW-Volkswagen's models include Magotan, Sagitar, New Bora, Golf, and Jetta. The total installment payment is 40,000-150,000 yuan, and the Volvo model is S40. Due to the high price, The amount of installment payment is 40,000-300,000 yuan. Can you apply for the maximum amount, byCredit card limitThe factors such as the credit status and the current use of credit cards are determined in a comprehensive manner, and the down payment ratio of car purchases must reach 40% or more. In terms of handling fees, Minsheng Bank can provide three phases in December, 24, and 36. For FAW-Volkswagen models, the handling fee is 2.99%, 5.99%, and 9.99% respectively. For Volvo models, the handling fee is 0, 5.99. % and 9.99%.

When you need to apply for a car, you need to bring your credit card and ID card to the designated dealer to apply for the installment of the car, and fill out the order for the car installment. China Minsheng Bank verified the background in real time, and then handled the vehicle mortgage procedure after picking up the car, and then paid the first payment for the purchase of the car, and brushed the installment amount at the POS designated by Minsheng Bank.

2, chooseChina Merchants Bank"Car purchase easy"

China Merchants Bank's “Car Buying” business has been launched since 2006. Currently, the cooperative manufacturers include FAW-Volkswagen, Dongfeng Peugeot, Guangzhou Honda, Beijing Hyundai, Dongfeng Citroen, Shanghai Volkswagen Skoda, Changan Suzuki and Volvo. product. Customers who previously required a card for more than 3 months, a credit limit of 5,000 yuan or more, and a good repayment history can handle it, and new customers can apply now.

If you want to buy a car through "Car Purchase Easy", you can't enjoy the down payment. Generally, you need to pay the first payment of 30%-40% of the car first, and you can't use it.China Merchants Bank Credit CardPayment can only be made with a debit card or other bank's credit card. The remaining car models can be applied for instalment payment by car. China Merchants Bank can provide a loan amount of 30,000-200,000 yuan (a multiple of 5,000 yuan), and the amount of this loan is mainly based on the credit line of the credit card and the previous repayment record, if your credit card limit is 50,000. Yuan, the credit record is good, then you can borrow up to about 200,000 yuan. Beijing Merchants Bank announced that it will approve the approval within 4 hours after submitting the complete application materials.

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