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Beijing how to loan a car

Time: 2017-01-19         Source: Financial 360 finishing         Author: 360 Financial consolidation

1, choose Minsheng Bank "car pass"

Minsheng Bank currently cooperates with FAW-Volkswagen and Volvo. FAW-Volkswagen models include Magotan, Sagitar, New Bora, Golf and Jetta. The total amount of instalments is 40,000 to 150,000 yuan, and the Volvo model is S40, due to the higher prices. The amount of installment payment is 40,000-300,000 yuan. Can apply for the maximum amount, fromCredit card limit, Credit status and the current use of credit cards and other factors comprehensively decided that the proportion of down payment for car purchases should reach 40% or more. In terms of fees, Minsheng Bank can provide three phases of December, 24, and 36. For FAW-Volkswagen models, the processing fee is 2.99%, 5.99%, and 9.99% respectively; for Volvo models, the processing fee is 0, 5.99 respectively. % and 9.99%.

When you need to apply for a car pass, you need to apply for an installment car with a credit card and ID card at the designated dealership, and fill in the car phased goods orders. The China Minsheng Bank verified in real time in the background, took out the car and then went through the vehicle mortgage procedure, and then paid the first payment for the car, and brushed the instalment amount at the POS designated by Minsheng Bank.

2, chooseChina Merchants Bank"Car purchase easy"

China Merchants Bank’s “Car Purchase” business has been launched since 2006. The current cooperation partners include FAW-Volkswagen, Dongfeng Peugeot, Guangzhou Honda, Beijing Hyundai, Dongfeng Citroen, Shanghai Volkswagen Skoda, Changan Suzuki and Volvo. Currently, there are more credits for cooperative manufacturers. product. In the past, customers who were required to hold a card for more than 3 months, have a credit limit of 5,000 yuan or more, and had a good repayment record were able to handle it. At present, new customers can apply.

If you want to buy a car through the "car purchase easy", can not enjoy free down payment, generally need to pay the first payment of 30% -40% of the first payment, and can not be usedChina Merchants Bank Credit CardPayment can only be made by debit card or other bank's credit card. The rest of the car can be applied for payment by installment. China Merchants Bank can provide loans ranging from 30,000 yuan to 200,000 yuan (multiples of 5,000 yuan). The amount of this loan line is mainly based on the credit line of credit card and the previous repayment record, if your credit card quota is 50,000 yuan. Yuan, the credit record is good, then the maximum loan can be about 20 million. Beijing China Merchants Bank declared that after submitting the complete application materials, it will be approved as soon as 4 hours.

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