- Apply for Personal Housing Loan Conditions I. Conditions for Personal Housing Mortgage Loans 1. The loan applicant has stable employment and income, good credit, and the ability to repay the principal and interest of the loan; 2. The purchased housing is located in the towns (including the urban areas, county seats, and Daji Town). In principle, the loan applicant's current residence or...
- What are the application conditions for personal consumption loans? Question: Melt 360 loan expert, hello! What are the application conditions for personal consumer loans? Financial 360 loan expert reply: Hello! Personal consumption loans refer to the RMB loans issued by banks to individual customers for specific consumer purposes. The purpose of these loans is personal residence...
- Bank of China's personal second-hand housing loan application conditions The borrower who applies for a personal second-hand home loan must meet the following conditions: 1. The purchased home has the conditions for entering the real estate secondary market, the property rights are clear, and the buyer and the seller sign a lawful and effective home sales contract or agreement; 2. The payment meets the relevant regulatory requirements. of...
- Construction Bank's personal re-transaction housing loan application conditions The borrower of CCB's personal re-transaction housing loan must meet the following conditions: (1) It has a legal status. (2) It has a stable economic income, good credit, and the ability to repay the loan principal and interest. (3) There are legal and effective contracts and agreements for the purchase of housing...
- Personal loan application conditions In general, a personal loan application shall meet the following conditions: (1) The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or an overseas natural person who complies with the relevant regulations of the country; (2) The use of the loan is clear and legal; (3) The amount of loan application ...
Apply for Personal Housing Loan Conditions
I. Conditions for Personal Housing Mortgage Loans 1. The loan applicant has stable employment and income, good credit, and the ability to repay the principal and interest of the loan; 2. The purchased housing is located in the towns (including the urban areas, county seats, and Daji Town). In principle, the Loan Applicant is currently residing or working, and is in business; 3. A “Commercial Housing Sales Contract” has been signed with the developer. According to the personal credit situation, the Bank has paid the down payment rate as stipulated by the Bank, and the minimum is 30% or more. 4. The loan amount shall be determined according to the loan applicant’s credit status, occupation, education level, ability to repay, and the ability to purchase the purchased housing. 5. It is agreed that the pre-purchased commodity house mortgage registration shall be completed first, and the completion of the purchase of the house shall be undertaken. After acquiring the real estate warrant, the purchased house is used as a mortgage and the mortgage registration process is resumed.
Second, individual housingMortgageCondition 1, natural persons with full capacity for civil conduct, aged between 18 (inclusive) - 65 (excluding) years of age; foreigners and residents of Hong Kong, Macao and Taiwan who are loan applicants should be residing in the territory of the People's Republic of China. If a person has fixed residences and occupations for one year, and the loans are used for house purchases, they must also meet the relevant policies for home purchase by foreigners in China. 2. Have valid legal identification, family registration certificate (or valid residence certificate) and proof of marital status (or unmarried statement). 3, has a good credit record and the willingness to repay. 4. Has a stable income source and the ability to repay loan principal and interest on time and in full. 5. There is a clear loan use; the loan is used in accordance with national laws, regulations and relevant regulations, and it is committed that the loan will not flow into the securities market, futures market, equity investment, real estate project development in any form, and is not used for borrowing to obtain illegal income. As well as other projects that are clearly prohibited by laws and regulations of the country. 6. It can provide legal, effective and reliable home mortgage approved by the bank. 7. Open a personal settlement account at the bank. 8. Other conditions stipulated by the bank.
three peopleHousing provident fund loansCondition 1, with urban permanent residence or effective residence status; 2, with a stable occupation and income have the ability to repay the loan principal and interest; 3, in their own cities, suburbs and counties to purchase self-occupied housing; 4, have a contract to buy housing or Relevant documents 5. The loan applicant must be establishedhousing fund6 months (inclusive) or more, at the same time, the normal amount of the housing deposits is 6 months (inclusive) or more (normal applications include monthly deposit, prepayment, and repayment of housing accumulation funds), and when applying for loans In deposit status.
【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violation of the above statement will infringe upon 360's legal rights and interests and will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email: email@example.com
- Comment list (User comments are only for users to express personal views, does not mean that this site agrees with their views or confirms their description)
- Mobile Edition: Apply for Personal Housing Loan Conditions
- How to successfully apply for a bank loan
- What are the conditions for the loan?
- Apply for Bank Loan Raiders
- Mortgage tightens the urban landscape in the background
- Which "high-value" unsecured loans can be applied for by Kitasato Guangshen
- Monthly income of 4,000 yuan Which loan products can be applied for in Beijing?
- Which mortgage products do you apply for in Beijing?
- A little trick, from which ants are turned off by the opening function?
- Which kind of repayment method is the most cost-effective? Look over and teach you some money!
- Seven reasons why credit was rejected. Did you shoot it?
- Is it true that the loan is not refunded and that the bad record is automatically eliminated after five years?
- Apply for second cash withdrawal on the same day! 15 small loans for short-term loans follow you
- What are the reasons for the rejection of consumer loans? Give you this list!
- What are the hazards of borrowing loan sharks? These consequences make it hard for you to imagine!
- Tearing WeChat, Alipay hand-in-ofo, and sesame-credit credit-free deposits
- Three Minutes to Learn PayPal Ants to Get 10W+
- Call Alipay! Microbank has pushed a new interest rate lower than micro-lending
- Agricultural Bank's personal comprehensive consumer loan application conditions
- Dalian Bank Personal Loans Pledge Loan Application Conditions
- What are the conditions for South Korea to apply for personal bank loans?
- Quzhou Bank "Hakka Le" personal comprehensive consumer loan application conditions
- What conditions apply to apply for a personal loan?
- Industrial Bank's Personal Construction Machinery Equipment Mortgage Loan Application Conditions
- Zhuhai City individual application for the use of housing provident fund application conditions
- Application conditions for the development of individual guarantee loans
- Personal Business Loan Application Conditions
- Everbright Bank First-hand Housing Loan Application Conditions and Materials