Home >Loan calculator> Mortgage Calculator       > Which banks have mortgage loans?

Which banks have mortgage housing revolving loans

Time: 2017-01-19         Source: Financial 360 finishing         Author: 360 Financial consolidation

1. Shenzhen Development BankRevolving loan

According to Shenzhen Development, revolving loan means that citizens can mortgage a commercial house to a bank and they can obtain a certain amount of credit. During the period of property mortgage, the citizens can make withdrawals and use it repeatedly. Housing mortgage loans up to 10 million yuan. The limit period can be as long as 30 years. Citizens can use it with their own hands during this period. This kind of loan can enjoy the relevant preferential interest rate for housing mortgages.

2,Construction BankHighest individual propertyMortgage

Personal real estate The highest mortgage loan is a large sum of money that a person spends on a home purchase. The real estate mortgage can be used to make the fixed assets "move up": as long as it is not stocks, futures, loans are used to buy a house, buy a car, travel, study abroad. , consumption, etc. are all done. Unlike ordinary home mortgage loans, this kind of loan customer only needs to complete a mortgage and a nuclear loan procedure, and can obtain up to 30 years of loan credit. During the credit extension period, the loan is intended for use, and it is not necessary to return it at any time. Before each loan is collected, it is only necessary to submit an application form to the China Construction Bank to specify the loan amount. Loan interest is only calculated based on the loan time determined in the application form and is consistent with the benchmark interest rate of the central bank during the same period.

3, China Merchants Bank personal housing revolving loan

Circular credit refers to the customer's mortgage to China Merchants Bank for housing (full or mortgage house). After evaluation, the bank grants a certain amount of credit according to the housing appraisal value. Within this quota, the customer can use multiple cash withdrawals for consumption or business purposes. After the loan was repaid, the credit line was automatically restored.

Credit amount: up to 80% of the credit limit. Credit Term: The maximum period of 30 years. Loan interest rate under the credit line: the lowest one can be lowered by 15% from the benchmark interest rate.

【Exclusive Manuscripts and Disclaimer】 All works marked as “Future 360 ​​Original” must be reproduced, excerpted or otherwise used by any entity, organization or individual without authorization in writing. Has been authorized in writing, indicating the source melts 360. Violation of the above statement will infringe upon 360's legal rights and interests and will be legally pursued. The materials and conclusions in the work are for reference only and do not constitute operational recommendations. For written authorization, please email: academy@rong360.com

Comment list (User comments are only for users to express personal views, does not mean that this site agrees with their views or confirms their description)
you may also like
  • Bank of East Asia Personal Property Mortgage Revolving Loans  Personal Property Mortgage Revolving Loans BEA provides RMB personal personal property mortgage revolving loan services for operators. Product Features Interest Rate Concessions All types of reasonable business use Repayment flexibility: equal principal/ equal principal and interest/bi-weekly procedures Simple and convenient: quick approval, easy...
  • What are the conditions for housing mortgage loans?  For the details of mortgage loans, please refer to the following: Loan conditions 1. Have a permanent residence or valid residence status in cities and towns; 2. Have a stable career and income, good credit, and the ability to repay loans and principals; 3. Have a contract for the purchase of housing or Agreement; 4, can...
  • What are the formalities for housing mortgage loans?  When home buyers apply for mortgage loans to buy a house, they generally go through the following steps to apply for mortgage loans: 1. Sign the contract for house purchase with the developer. At this point, it is necessary to pay attention to review whether the developer has five certificates: State-owned Land Use Permit, and Planning Permit for Construction Land Use. certificate","...
  • What is the difference between home mortgage loans and mortgage loans?  Bank loans are varied and many people are confused. It is almost as silly as home mortgage loans and mortgage loans. So what's the difference? Different interest rate pricing Home mortgage loan interest rates can be discounted, of course, can also be ...
  • What are the benefits of used car mortgage?  The price of a used car is cheaper than the price of a new car. Moreover, the lower loan quota allows the loan applicant to bear a much lighter monthly debt. For loan applicants with bad credit, using a used car mortgage can also help improve the credit score. Although used car ...