- Bank of East Asia personal property mortgage revolving loan Personal real estate mortgage revolving loan Bank of East Asia to provide operators with RMB personal real estate mortgage revolving loan service. Product characteristics Interest rate concessions Various types of reasonable operating use Repayment flexibility: equal principal / equal principal / interest rate / bike for simple procedures: quick approval, easy ...
- What are the conditions for housing mortgage loans? 2, with a stable occupation and income, good credit, the ability to repay the loan principal and interest; 3, with the purchase of housing contracts or the purchase of housing or Agreement;
- What are the procedures for housing mortgage loans? Buyers in the mortgage loans to buy a house, generally in accordance with the following steps for mortgage procedures: 1, signed with the developer purchase contract at this time need to pay attention to review the developer has five cards: "state-owned land use permit", "construction land planning permit certificate","...
- What are the differences between home mortgages and mortgage loans? Bank loans varied, and made a lot of people, but confused, like housing mortgages and mortgage loans sometimes silly not clear. So what's the difference? Interest rate pricing different housing mortgage loan interest rates can be discounted, of course, can also ...
- What are the benefits of second-hand car mortgage? The price of used cars is cheaper than the price of new cars. Moreover, the lower amount of the loan makes the loan applicant pay a much higher monthly debt. For credit bad loan applicants, the use of second-hand car mortgage also helps to improve the credit score. Although used cars ...
Which banks have mortgage housing revolving loans
1, Shenzhen Development BankRevolving loan
Shenzhen Development said that the cycle of loans is the public goods will be mortgaged to the bank, you can get a certain amount of loans, in the real estate mortgage period can be sub - withdrawals, recycling. Housing mortgage loans up to 10 million yuan. The maximum period of up to 30 years, the public during this period can be used with the mention. This type of loan can enjoy the mortgage interest rate associated with the mortgage.
Personal property, the highest mortgage that is a small house to buy a house when the money can be real estate mortgages to make fixed assets "move up": as long as not stocks, do futures, access to loans for buy a house, buy a car, travel, study , Consumption and so do all become. With the general housing mortgage loans, this type of loan customers only need to do a mortgage, nuclear loan procedures, can get up to 30 years of credit loans. In the credit period, the loan would like to use, do not have to be available at any time, each time before the loan, just to the Construction Bank to submit an application form, specify the amount of the loan can be. Loan interest is calculated only in accordance with the loan time determined by the application form and is consistent with the benchmark interest rate for the same period as the central bank.
3, China Merchants Bank individual housing revolving loan
Circular credit refers to the customer to the housing (full or mortgage room) to the China Merchants Bank mortgage, after assessment, the bank according to the value of the housing to give a certain credit line, in the amount of customers can be used for many times for consumption or business purposes, After repayment of the loan, the credit line is automatically restored.
Credit amount: up to 80% credit line. Credit period: the longest period of 30 years. Credit rate under credit: minimum to 15% of the benchmark interest rate.
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