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Can foreign banks make a purchase loan?

Time: 2017-01-19         Source: Rong 360 finishing         Author: 360 Financial consolidation

1, the applicant age requirements: Standard Chartered Bank applicants must be at least 21 years of age, not more than 65 years of age, "loan age + lender age" as long as no more than 70 years old; HSBC Bank In the terms of the loan terms, the age of the lender plus the repayment period shall not exceed 65 years, while the second - hand housing age must be within 10 years. 2, the applicant income requirements: Bank of East AsiaMortgageThe minimum amount of 40 million, Standard Chartered Bank 20 million, HSBC Bank for 30 million. And HSBC in Shanghai, there is a mortgage business requirements, the applicant monthly income must be more than 10,000 yuan, the application of housing loans down to a minimum of 3 percent can be handled.

Second, foreign investment bank to apply for the need to provide information. 1, the applicant's identity card (positive and negative copy); 2, the applicant's account of this (all copies, including blank pages); 3, 5 years of social security records and proof of duty;Proof of income7, if the applicant is married, must provide a marriage certificate; 8, the housing pre-sale contract, the residence certificate, the residence certificate, House sale contract or deposit contract, other documents required by the bank.

Third, foreign banks for housingMortgage Loansstep. The first step, the loan applicant to provide identity card number and the purchase of housing address, floor and other information, the bank's staff will pre-trial, mainly depends on whether the purchase of buyers to meet the purchase conditions, the amount of purchase housing and the amount of money can be Amount and so on. The second step, the loan applicant to apply for a foreign bank signed a loan contract and submit the relevant proof, such as the applicant ID card, marriage certificate, proof of income, tax payment, housing sales contracts. The third step, the application of foreign banks to review the loan contract. The fourth step, after the approval of the loan contract, the applicant in cooperation with the landlord for property rights transactions. The fifth step, the loan applicant to submit him to prove to the applied foreign bank, bank income he proved, 3-7 working days after the loan.

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