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Precautions for handling high credit cards
High credit card, as the name implies, to know that it is based on the customer's personal credit. But it is based on the customer's income and financial resources on the basis of, otherwise the bank has become a real "fool", without considering the risk - the balance between income.
(2) the unit issued income and proof of employment, to be stamped with official seal or financial, labor chapter; (3) proof of duty payment (to the local tax bureau to take the ID card to print their own tax paid tax Table in the last year);
Supplementary conditions for high credit card: 1. Is there a fixed telephone number in the city (the fixed telephone number of the city indicates that your place of residence is stable and will increase the bank's credit rating); 2. whether to marry (married (Whether the housing is higher than the non-housing score, and the ratio of occupancy to living is higher than that of the parent). (The higher the level of education, the higher the score); 6. The nature of the work unit (the more stable the more well-known work unit, the higher the score, such as institutions and institutions, large state-owned enterprises and the world's top 500 corporate scoring Relatively high);
Credit card really can charge d'affaires? Bank staff have said that the credit card must be handled by yourself, need to provide work units, wage certificates,Personal credit recordAnd other details. There is no stable work and income, it is difficult to pass approval. And the size of the amount of credit overdraft, depending on the applicant's industry, income and other factors. "Online charge d'affaires credit cards are deceptive, cheating fees, deposit, margin, etc., do not believe." A bank staff said,For credit cardDo not need fees, usually through the way to obtain the cost of remittances, mostly scams. Wenhe police station also reminded the general public, for online "agent bank credit card" of such information, the general public to be vigilant, do not arbitrarily disclose their own documents to others, so as not to be used by criminals. In fact, if you really feel that the amount is not enough, you can ask the issuing bank to adjust the amount of temporary, but also from the bank's credit loans, mortgages and other loans on the way to think of a way. As already said, highCredit card application, Is to look at the applicant's income level, the financial situation. Income of the general people barely apply, in the end or not suitable.
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