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Precautions for handling high credit cards

Time: 2017-01-18         Source: Financial 360 finishing         Author: 360 Financial consolidation

A high-value credit card, as its name implies, knows that it is based on the customer's personal credit. However, it is based on a certain amount of revenue and financial resources of the customer. Otherwise, the bank will become a truly “fool” and will not consider the risk-balance between benefits.

High-value credit card: (1) Original ID card; (2) Certificate of income and in-service certification issued by the company, which must be stamped with official seals or financial and labor funds; (3) Duty-paid certification (You can print your tax payment after you get your ID card from your local tax bureau.) Table can be in the last 1 year;)

Supplementary conditions for processing high-value credit cards: 1. Is there a fixed telephone number in this Municipality (having a fixed telephone in this city means that your place of residence is stable, it will increase the bank’s credit rating for you); 2. Whether to get married (married ratio) The score of the unmarried must be high.) 3. Whether it is a city-based account (the city's account has a higher score than the foreign account); 4. Whether there is a house (having a higher score than owning a house, and the ratio of the owner-occupier to living with the parents 5.) Education level (The higher the education level, the higher the score); 6. The nature of the work unit (the more stable and well-known work unit, the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 companies score Relatively high

Can a credit card really do it? Bank staff all say that the credit card must be handled by me personally and need to provide a work unit, proof of salary,Personal credit historyAnd other details. Without stable work and income, it is difficult to pass approval. The size of the credit limit depends on the applicant's industry, income, and other factors. "Online agent credit cards are deceiving, fraudulent fees, deposits, deposits, etc. Do not believe." A bank staff said.For credit cardNo fee is required, and all those who want to obtain fees through remittances are mostly scams. The Wenhe police station also reminded the general public that for such information on the “agent bank credit cards” on the Internet, the general public must be vigilant and not to disclose their credentials to others in order to prevent them from being used by criminals. In fact, if we really feel that the quota is not enough, we can ask the issuing bank to make temporary adjustments, or we can think of ways to make loans such as bank credit loans and mortgage loans. As already said, highCredit card applicationIt depends on the applicant’s income level, financial status, etc. It is still unsuitable for people with average income to reluctantly apply.

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