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Second-hand housing transfer needs to pay attention to matters

Time: 2017-01-12         Source: Rong 360 finishing         Author: 360 Financial consolidation

1. After the transfer, the property is registered under the buyer's name, but it will take some time to obtain the real estate license. During this period of time, according to different handling agencies, the time is not the same. Generally, in some working days, about 7 working days, some houses need to go to the Municipal Construction Committee to apply for land certificates. The time for all the certificates will take about 40 days.

2. If the parties to the buyer and the seller are not allowed to go through the formalities for the transfer of real estate, the law stipulates that they can entrust others to handle the matter. The seller entrusts others to provide a power of attorney that is notarized by a notary public. The buyer can write a power of attorney, indicating the authority and time of the commission. Can not apply for notarization.

3. Under very special circumstances, the buyers and sellers have handled the formalities for the transfer of real estate in the construction committee, but the buyer does not receive the real estate license at the prescribed time. At this time, the buyer must be highly vigilant and should immediately ask the issuing authority for the situation. If the issuing authority needs to improve the procedures to modify the data and delay the issuance of the license for a period of time, the buyer can wait for this situation. If it is a false transaction and cannot handle the real estate license, it should immediately take judicial measures to protect its legitimate interests. The vast majority of delays in issuing certificates in practice are due to the need for the Construction Committee to improve procedures and modify data. It is extremely rare to receive a real estate license after the transfer procedure.

4, toloanThe way to pay the house payment, the bank lending time is after the transfer of the property. This may lead to such a situation, that is, once the transfer is completed, the bank refuses to release the money for some reason, and the homeowner will face the embarrassing situation of both the house and the money. In fact, this situation will not occur. This is because the bank does not need the buyer to sign the authorization after the transfer of the property, so that the house can be directly placed in the account of the homeowner. The bank plays a role here. To protect the interests of both buyers and sellers. There are two modes of bank lending. One is based on the transfer information (the deed tax payment certificate and the notice for obtaining the real estate license), and the second is based on the mortgage material (the other right certificate). The second mode is quicker and easier, but requires a guarantee from the guarantee agency to operate.

5, policy housing such as affordable housing and housing reform housing Central delivery room in the transfer procedures have some restrictions, do not meet the prescribed conditions can not handle the transfer procedures. Both buyers and sellers need to communicate in advance, effectively remove barriers to transfer, and prevent all formalities from being completed before they find that they cannot be transferred, causing huge losses to both parties.

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