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Chengdu second-hand housing transaction process is what

Time: 2017-01-03         Source: Financial 360 finishing         Author: 360 Financial consolidation

(1) Both buyers and sellers establish information communication channels. The buyer understands the overall status of the housing and the status of the property rights and requires the seller to provide legal documents, including housing ownership certificates, identity documents and other documents.

(2) If the house provided by the seller is legal, it can be listed and traded, and the buyer can pay the purchase deposit (the payment of the purchase deposit is not a necessary procedure for the sale of the commercial house), and the buyer and seller sign the house sale contract (or the house sale contract). After the buyers and sellers reached an agreement through negotiations on the location of the house, the status of the property, the transaction price, the delivery time of the house, the delivery of the house, and the property management, the two parties signed at least three copies of the house sale contract.

(3) Both buyers and sellers jointly apply to the real estate transaction management department for review. After both parties have applied for formalities by the real estate management department, the management department shall inspect the relevant documents, review the property rights, grant the transfer formalities to the houses that meet the listing conditions, and reject the case where there is no property rights or part of the property rights and no written consent is obtained from the joint ownership of other properties. Application, prohibit the listing transaction.

(4) Establishment. The real estate transaction management department can report the approval and approval of the trading department according to the property status of the transaction house and the purchase object, and the transaction can be processed by both parties. Now Beijing has cancelled the real estate sales deed in the transaction process, which is commonly known as the “white deed”.

(5) Pay taxes and fees. The composition of taxes and fees is more complex and depends on the nature of the transaction housing. For example, the composition of taxes and fees for housing reform, risk-renovation and relocation houses, affordable housing, and other commercial housing are different.

(6) Handling transfer procedures of property rights transfer. After both parties to the transaction complete registration of the change of property rights in the real estate transaction management department, the transaction materials are transferred to the issuance authority, and the buyer obtains the house ownership certificate notice to the issuing department to apply for a new property right certificate.

(7), YesloanAfter the purchaser has concluded a home sales contract with the seller, the buyer and seller jointly go through the loan formalities with the loan bank. The bank audits the buyer’s credit and evaluates the houses to be exchanged between the two parties to determine the buyer’sLoan amountThen, the buyer’s loan is approved until the parties complete the change of ownership registration. After the buyer receives the building ownership certificate, the bank will issue the loan once.

(8) The buyer receives the building ownership certificate and pays off all the housing payment. After the seller delivers the house and settles all the property fees, the two parties complete the second-hand housing sale contract.

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