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Chengdu second - hand housing transaction process is what

Time: 2017-01-03         Source: Rong 360 finishing         Author: 360 Financial consolidation

(1), buyers and sellers to establish information communication channels, the buyer understand the overall status of housing and property rights, requiring the seller to provide legal documents, including housing ownership certificates, identity documents and other documents.

(2), if the seller to provide housing legal, can be listed on the transaction, the buyer can pay the purchase deposit (to pay the purchase deposit is not the sale of commercial housing must be procedures), buyers and sellers signed a contract for sale of housing (or housing contract). The two sides signed a contract for the sale of the house at least three times after agreement between the buyers and sellers through consultation, the location of the premises, the property status and the transaction price, the delivery time of the house, the delivery of housing, and the handling of property rights.

(3), both buyers and sellers to the real estate transaction management department to apply for review. After the buyers and sellers apply to the real estate management department, the administrative department shall check the relevant documents, examine the property rights, go through the formalities for the transfer of the houses that meet the conditions of listing, and reject the written consent of the owners without any property rights or part of the property rights Application, prohibit the listing of transactions.

(4), deed. Real estate transaction management department in accordance with the property status of the transaction housing and the purchase of the object, according to the pre - set authority of the trading department to declare the approval level after the approval of the transaction, the two sides can handle the deed formalities. Now Beijing has canceled the transaction process of real estate sales, that is, we commonly known as the "white deed."

(5) to pay taxes. The composition of taxes and fees is more complex, depending on the nature of the transaction housing. Such as housing reform room, change the resettlement room, affordable housing and other commercial housing tax is not the same composition.

(6), for the transfer of property rights transfer procedures. The two sides in the real estate transaction management department in charge of property rights change registration, the transaction material transferred to the issuing department, the buyer to receive a house warrants notice to the issuing department to apply for a new title certificate.

(7), yesloanOf the buyer in the sale of the contract with the seller after the sale of the contract by the buyers and sellers to the loan bank to complete the loan procedures, the bank audit the buyer's credit, the two sides want to trade housing assessment to determine the buyer'sLoan amount, And then approved the buyer's loan until the two sides to complete the property rights registration changes, the buyer to receive housing ownership, the bank will issue a one-time loan.

(8), the buyer to receive housing ownership certificate, pay all the principal, the seller to pay housing and settlement of all property charges after the two sides of the second - hand housing sales contract all completed.

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