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What is the second-hand housing transaction process in Chengdu?
(1) The buyer and the seller establish information communication channels. The buyer understands the overall status and property rights of the house and requires the seller to provide legal documents, including the house ownership certificate, identity document and other documents.
(2) If the house provided by the seller is legal, it can be listed and traded, and the buyer can pay the purchase deposit (the payment of the purchase deposit is not a necessary procedure for the sale of the commercial house), and the buyer and the seller sign a house sale contract (or a house sale contract). After the buyer and the seller reached an agreement on the location of the house, the property rights and the transaction price, the delivery time of the house, the delivery of the house, and the property rights through negotiation, the two parties signed at least three copies of the house sale and purchase contract.
(3) The buyer and the seller jointly submit an application to the real estate transaction management department for review. After the two-way real estate management department submits the application procedures, the management department shall examine the relevant documents, examine the property rights, and approve the transfer procedures for the houses that meet the listing conditions, and reject the non-property rights or partial property rights without the written consent of the other property owners. Apply to prohibit listing transactions.
(4), the deed. The real estate transaction management department can apply for the deed of the transaction according to the property rights of the transaction house and the object of purchase, and the approval of the transaction department for the approval of the approval authority. Now Beijing has canceled the real estate sales contract in the course of the transaction, which is commonly known as the “white deed”.
(5) Pay taxes and fees. The composition of taxes and fees is more complicated and depends on the nature of the transaction house. For example, the tax and fee structure of housing reform, dangerously relocated houses, affordable housing and other commercial housing is different.
(6) Handling the transfer procedures of property rights transfer. After the transaction parties have completed the registration of the change of property rights in the real estate transaction management department, the transaction materials are transferred to the issuing department, and the buyer obtains the new title certificate from the issuing department by receiving the notice of the building ownership certificate.
(7), rightloanThe buyer is responsible for the loan procedure between the buyer and the seller after signing the house sale contract with the seller. The bank reviews the buyer’s credit and evaluates the house to be traded to determine the buyer’sLoan amountThen, the buyer's loan is approved, and the two parties complete the property registration change. After the buyer receives the house ownership certificate, the bank will issue the loan at one time.
(8) The buyer receives the house ownership certificate, pays all the house money, and the seller delivers the house and settles all the property fees.
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