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Five tips for applying for a credit card

Time: 2016-12-30         Source: Rong 360 finishing         Author: 360 Financial consolidation

1, select the correct bankFor credit cardThe Choose the right bank to apply for a credit card that has real needs and is right for you. As the characteristics of different banks, each credit card also has its own merits. Shen card can be based on their actual needs to choose their own banks. In general, commercial banks 'credit cards are easier to apply than state-owned banks because banks compete with each other, commercial banks are still in the stage of laying the market, preferring to issue credit cards for conditional applicants; and commercial banks' credit cards Promotional activities are more, such as doing card courtesy, etc., to encourage qualified people to apply. Recommended for Bank, CITIC, GF, Merchants Bank, Societe Generale, Everbright, Shanghai Pudong Development, Citigroup and other bank credit card.

2, choose easy card under the card for processing. Different credit card card application is difficult to apply different degrees, such as the general Puka, gold card is easier to apply than the platinum card, the general standard card is easier than the special card application, the bank promotion of the joint card, the subject card than Non-promotional cards are easier to apply.

3, in the bank to save a regular or purchase of bank financial products. Strive to become a bank of high quality customers. More than 50,000 yuan deposit will let the bank on your Shen card green light. If you do not have so much money, you can first in this bank to do a savings card, daily capital transactions are used to do a few banks to the bank card is also helpful.

4, have the skills to fill outCredit card application formThe Marriage, house status. It can be filled, if the age of 30 unmarried, the bank will think you are unstable. Income to fill a great skill, truthfully fill out, should not make up the mess. Of course, do not forget the basis of the tax after the social security, provident fund, welfare, year-end awards. The length of service length directly shows the stability of your work, but also indirectly show the sustainability of your income. Address: The address of the statement has a unit address and residential address of the two options, check the unit address, the side shows that you really work in this company.

5, to card card. Have his line of credit cards, which is commonly known as card card. If the Shen card is a credit white, for the first timeApply for a credit card, Will face a relatively stringent audit of the bank, usually if the card has been other bank credit card, and the amount is high, then he will be relatively good for some credit card. So we recommend that the first card to choose the application of the lower threshold of the bank and the lower level of card for processing, in the card has been under the premise of the card as much as possible to increase the amount of credit card will help you apply again.

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