- 2017 Bank Credit Card Payment Limit Latest Regulations The credit card online payment limit refers to the maximum bank payment limit and the maximum daily expenditure amount when online online shopping transactions. The online payment limits of different bank credit cards are also different, but most of them can meet the daily online shopping needs of cardholders. And 2017 is coming soon...
- New Regulations for Anhui Hefei Provident Fund Loan On June 30, the Hefei City Provident Fund Management Center issued a notice to stop the payment of housing provident fund personal housing loans to the families of paid workers who purchased the third and above houses from July 1. The notice said that this regulation is based on the General Office of the People's Government of Hefei City.
- 2017 version of the new credit card analysis The "Notice on Matters Related to Credit Card Business" issued by the People's Bank of China recently will be implemented on January 1, 2017. There are three major disruptive changes in the new credit card rules, bringing you four super-powerful benefits. Specifically, one of the changes is to let go...
- 2017 credit card new rules full resolution! In April this year, the central bank issued the "Notice on Matters Related to Credit Card Business", and the "Notice" will be implemented on January 1, 2017. According to the contents of the Notice, there are the following changes to the bank's regulations on credit card charges: 1. Cancellation of credit card stagnation...
- 2016 housing provident fund new regulations As a long-term housing deposit, the housing provident fund is very important for every urban worker. Have you understood the new housing provident fund policy in 2016? If you don't know it, just take a look. The following is a compilation of 360 Xiaobian for everyone: 2016 housing provident fund new...
2017 credit card new regulations
1. Look at the overdraft interest rate:credit cardThe overdraft interest rate is capped at the upper and lower limits. The overdraft interest rate is capped at five-quarters of the daily interest rate, and the lower limit of the overdraft interest rate is 0.7 times the daily interest rate of five tenths of a million. This means that the overdraft interest rate is 3.5% of the minimum, and the card friends will do the card later. Remember to compare the credit card daily overdraft rate and choose the bank with the lowest overdraft interest rate.
2. Look at the interest-free period: The new regulations cancel the maximum period of interest-free repayment period, which is determined by the card issuer. The interest-free period of different banks was originally different. After that, it was completely decided by the card issuer itself. The length of the interest-free period is also an important reference indicator for Shenka.
3. Look at the “liquidated damages”: the cancellation of the late payment fee introduces “liquidated damages”. For the cardholder’s breach of contract and overdue payment, the card issuer should agree with the cardholder whether to collect liquidated damages and related collection methods and standards. Before the card is processed, the card friend must compare the proportion of the bank's “liquidated damages” and choose the most cost-effective and economical bank.
4, look at cash advance: credit card pre-borrowing cash business includes cash withdrawal, cash transfer and cash recharge, card friends must know the cash withdrawal amount, cash transfer amount and handling fee standard before the card, more importantly: Knowing whether the bank allows credit cards to be used to recharge WeChat and Alipay is absolutely 100% positive for card friends, allowing cardholders to use more overdrafts.
5. See the minimum repayment amount: The new regulation cancels the minimum repayment amount in the first month shall not be lower than 10% of the current month's overdraft balance, and the minimum repayment amount shall be determined by the card issuer. For card friends who are not well-funded and have poor repayment ability, the credit card with the lowest minimum repayment amount is undoubtedly the best choice.
6. See the method of compensation for stolen brush: The new regulations encourage card issuers to make reasonable compensation for the loss of cardholders through commercial insurance cooperation and accrual of risk compensation funds. Therefore, before the card friend can do the card, it is very important to compare the credit card theft compensation method of each bank. After all, the credit card theft is often happening, and most of them are the cardholders themselves.
[Exclusive Manuscript and Disclaimer] Any work, such as "360 Original", without the written authorization of 360, may not be reproduced, extracted or otherwise used by any unit, organization or individual. If you have been authorized in writing, please indicate the source of 360. Anyone who violates the above statement and infringes on the legal rights and interests of Rong 360 shall be investigated for legal responsibility according to law. The materials and conclusions in the works are for user's reference only and do not constitute operational recommendations. To obtain written authorization, please send an email to: firstname.lastname@example.org
- Comment list (user comments are only for users to express their personal views, does not mean that the site agrees with its views or confirms its description)
- Mobile Edition: 2017 credit card new regulations
- A small action, from which the ant borrowing function is turned off?
- Which repayment method is the most cost-effective? Look over and teach you to save some money!
- The seven reasons why credit was rejected, have you shot it!
- The loan is not returned, is it true that the bad record is automatically eliminated after five years?
- Apply for a second withdrawal on the same day! 15 small loans for short-term loans will pick you up
- What are the reasons for the rejection of consumer loans? I will give you this!
- What are the dangers of borrowing usury? These consequences make you hard to imagine!
- Torn WeChat, Alipay teamed with ofo, with sesame credit can be free of deposit
- Three minutes to learn Alipay Ants to borrow 10W+
- Call the board Alipay! Micro-banks pushed a new interest rate lower than the micro-loan
- Everbright Bank Credit Card Reward Program Special Provisions
- New Provisions for Guangzhou Provident Fund Loan: CPF loans for adjacent houses are not accepted
- How is the Guangzhou Bank Credit Card policy of “time tolerance” implemented?
- It’s hard to prevent credit card fraud and new tricks
- Four new uses for credit card points
- Foshan Housing Provident Fund Extraction Regulations
- What are the rules after the ABC credit card is repaid in advance?
- China Merchants Bank Credit Card Crayon Shinchan Fan Card
- Harbin City Housing Provident Fund Extraction Management Regulations
- Credit card or new channel for financing small and micro enterprises