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Hefei provident fund advance repayment instructions

Time: 2016-11-22         Source: Financial 360 finishing         Author: 360 Financial consolidation

1. Advance loan repayment is limited to the city levelHousing provident fund loansICBC, CCB, Agricultural Bank of China, Bank of China, Bank of Communications, Huishang Bank, Shanghai Pudong Development Bank, China CITIC Bank, China Everbright Bank and Industrial Bankhousing fundLoan applicants of loan business, due to the early return of housing provident fund loans (excluding the commercial loan portion of the portfolio loan), and directly to the Hefei City Housing Fund Management Center for advance loan applications. This notice does not include advance loan repayment services by the four counties, the Chaohu Sub-center, and the railway sub-centers, but the loan applicants directly submit loan requisition applications to the loan-receiving bank. 2. Early repayment of loans is divided into early partial repayments and full early settlements, all of which require application within one month after normal repayment. 3. The loan applicant may repay the loan in advance under the precondition of paying off the arrears. If part of the loan is repaid in advance, the principal repayment amount in advance must not be less than RMB 10,000 (excluding the loan principal and interest that should be returned in the current period). 4. The agreed early repayment date shall be the normal working day (excluding holidays), and prior to the normal deduction date in the current period, the application for early repayment will not be accepted within 3 business days before and after the normal deduction date of the current period. 5. The loan applicant shall ensure that the balance of the repayment bankbook (card) before the agreed deduction day shall not be less than the personal housing.Provident Fund loan repayment in advanceThe application for the agreement shall repay principal and interest in the current period and the sum of advance and repayment of principal and interest. If the failure to repay the loan in advance or the overdue of the loan due to breach of this agreement, the loan applicant shall bear the consequences. 6. If the loan applicant does not fully deposit the amount of principal and interest reimbursed under the “Application for Prepayment of Personal Housing Provident Fund Loan” on the day prior to the agreed deduction date, the early repayment application will automatically expire and the loan applicant needs to Early repayment should be applied again. 7. If the loan is fully settled in advance, after a successful deduction has been made, a “Certificate of Loan Clearance” can be printed at the guarantee counter on the second floor of the Management Center, which will directly prove to the mortgagee to apply for cancellation of the mortgage right. The commercial loan portion of the portfolio loan can also apply to the loan-receiving bank for early repayment. 8. Advance loan repayment (excluding full settlement in advance) can be applied once a year, not for cross-year advance loan repayment applications, and December 20 each year is the deadline for early application for loan repayment.

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