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Prepayment notice for CCB commercial loans
PrepaymentConditions: According to Article 41 of the loan contract: 1.loanWithin 12 months from the date of issue, the loan applicant may not repay the loan in advance; (ie after the expiration of the 12th period, the loan applicant may apply to the lending department of the loan bank for early repayment); 2. The loan applicant must be 30 years in advance. Daily loan applicants submit an application for early repayment and can be handled only after the approval of the lender. 3. If the loan applicant partially repays the loan in advance, the amount of early repayment must be an integral multiple of ten thousand yuan; 4. The loan applicant shall return twice in advance. The interval between the funds must not be less than 6 months.
Repayment process in advance: Early repayment application – apply for prepayment reimbursement before the specified time on the prepayment receipt notice – return the receipt after the counter is deducted, and apply for: Early settlement of the loan needs to be canceled Mortgage entrustment application; part of the repayment plan will receive deduction plan details.
Data preparation and points of attention: Advance loan repayment application: The loan applicant himself brings the loan contract and his ID card to the loan dept. loan department to apply for early repayment. The loan bank will review the relevant information of the loan applicant and meet the conditions for early repayment. An advance repayment acceptance notice will be issued to the loan applicant;
Early repayment procedures: The loan applicant brings together advance notice of acceptance of repayment, loan contract, bank account of IB, or bank card, as well as the original and copy of my ID card, and pay attention to the following:
Prepayment in advance requires manual debiting, and it is necessary to ensure that the deduction account has enough advance repayment amount and remember the password in advance; 2. Normal repayment is required before repayment in advance; deduction cannot be made on the deduction date; 3. Loan Two or more applicants need to prepare all loan applicants' identity cards and photocopies.
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