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What is the bank's early repayment of liquidated damages?

Time: 2016-11-17         Source: Rong 360 finishing         Author: 360 Financial consolidation

1. China Merchants Bank: loans less than one year in advance repayment, the charge is not less than the actual amount of three months of repayment of interest, loans over a year after the early repayment, not less than the actual repayment amount of one month interest.

2. Construction Bank: loans less than one year in advance repayment, the amount of advance payment of three percent. Loans are repaid in advance from one year to two years, and two percent of the repayment amount is charged. Loans for two years to three years in advance repayment, charge an annual repayment amount of one percent.

3, Agricultural Bank: Loans less than one year in advance repayment, in accordance with the principal multiplied by the monthly rate of interest, the monthly interest rate for the loan interest rate divided by 12 months minus the repayment month. Loans are repaid early one year, as long as there is no prior repayment record, you do not receive liquidated damages. If you have taken early repayment, one year after the applicant, do not charge liquidated damages.

4, Industrial and Commercial Bank: loan less than one year in advance repayment, charge 5% of the amount of early repayment as liquidated damages. If the loan is repaid in advance one year later, no liquidated damages will be charged.

5,Bank of China: Loans less than one year in advance repayment, the maximum charge of up to six months of interest penalty (according to the early repayment of the loan interest rate). If the loan is repaid in advance one year later, no liquidated damages will be charged.

6,Bank of Communications: Part of the provisions of the early repayment of the minimum can not be less than 6 times the amount of monthly repayment, the maximum can not exceed 35% of monthly repayment, some early repayment of the annual free repayment once. All the early repayment of the need to bear the payment of liquidated damages, the amount of the repayment of the amount of 1%. But the specific amount of repayment needs to be implemented in accordance with the contract.

7, GF Bank: loans less than one year in advance repayment, charged two months interest as liquidated damages. Loans are repaid in advance one year afterwards and no liquidated damages are collected.

8,Everbright Bank: Loans less than one year in advance repayment, charge 3% to 6% of the interest as liquidated damages, the specific implementation of the provisions in accordance with the contract. Loans are repaid in advance one year afterwards and no liquidated damages are collected.

9, Shanghai Pudong Development Bank: loans less than one year in advance repayment, charge 1.5% or 3% of the different interest, but also do not receive liquidated damages, the number of contracts to charge how much. Loans are repaid in advance one year afterwards and no liquidated damages are collected.

10, the development of banks: repayment more than two years later can apply for early repayment, the specific circumstances need to be agreed under the contract. Loans less than two years in advance repayment, need to pay the contract when the contract breach of contract, if not agreed not to charge.

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