Gold application conditions:

Anyone who is 18 years of age or older, has full civil capacity, a legal and stable source of income, and has a good credit standing can apply for a Personal Credit Card Master Card to the Bank's credit card issuer with valid ID card. The company is located in:

Affiliated Card Applicant Eligibility:

Personal Card Master Card Holders may apply for a supplementary card for their nominated natural persons with full civil capacity or limited civil capacity 15 years of age or above. Applicants with a subsidiary card under the age of 18 shall be required to obtain their statutory Agent's consent. The main cardholder assumes all the debt incurred by the auxiliary card.

200 yuan / year

The first annual fee-free, credit card five times can avoid annual fee

1, interest-free repayment period

You can enjoy a maximum of 50 days interest-free repayment period, you can also follow the financial needs, choose to repay the minimum repayment amount, enjoy the convenience of flexible financial management.

2, advance cash

National Bank outlets and ATM machines in the Industrial Bank and all ATM machines in the CUP network can provide RMB cash advance service and local currency can also be collected at overseas ATMs with the UnionPay, VISA or MasterCard symbols.

3, interest-free installment plan

You can enjoy the freedom of mail order staging and interest-free staging buy your favorite goods, monthly repayment, simple procedures and no additional interest, in advance to achieve your dreams.

4, the domestic discount merchants

Enjoy hotel deals: United e dragon travel network, Ctrip, mango network to provide more than 5900 cities more than 28,000 hotel booking, domestic and international flight tickets and domestic and international travel product booking service.

5, credit card optional password

Can choose to spend in the country with "signature" or "signature plus password" two kinds of consumer confirmation, take full care of your consumer convenience and security needs.

6, transaction notification SMS service

If you open the transaction notification SMS service in the country, as long as your credit card transactions occur, your mobile phone can immediately receive transaction notification SMS, a comprehensive grasp of card dynamics, security card security. (Gold free; Puka received quarterly, 3 yuan per account / month)

7, report a zero risk

To protect your card security, credit card once lost, stolen or occupied by others, please immediately through the following ways to report the loss report:

1, with my cell phone to write text messages "34 + card number after the four (34 ****)" sent to 95,561 received a reply SMS confirmation report a success.

2, log in www.cib.com.cn;

3, call the 24-hour customer service hotline 95561;

4, to the Industrial Bank counter points report the loss.

Reported by the Bank immediately after the entry into force, so you have no worries.

8, 24 hours overseas emergency rescue

Overseas travel, just call the international organizations free calls, you can enjoy, including emergency cash withdrawal, emergency relief cards and other overseas aid services.

1.2 million flight risk insurance

During the period from January 1, 2016 from January 1, 2016 to December 31, 2016, you only need to pay the full amount of the ticket of the current flight (refer to the face value) for you by using the standard Industrial Bank Standard Credit Card Gold Card. Or pay more than 80% (inclusive) of the tour fare with the fare of this flight ticket, and take the corresponding flight, you can get the current flight aviation accident insurance, the maximum insured amount of 2 million yuan. Special protection, make your trip safe and worry free!

2. Extreme car courtesy

From January 1, 2016 to December 31, 2016, you enjoy the Best of Car Rental Privileges on the standard Industrial Bank Credit Card Gold Card / Puka Card.