Gold card application conditions:

Individuals who are at least 18 years of age, have full civil capacity, have a legal and stable source of income, and have good credit standing can apply for a personal credit card master card with their valid ID card.

Affiliated Card Applicant Qualification:

The card holder of a personal card may apply for a supplementary card for a natural person with full civil capacity or limited civil capacity who is 15 years of age or older. If the applicant of the subsidiary card is under 18 years of age, he/she must obtain the statutory card. The consent of the agent. The cardholder of the primary card bears all the debts incurred by the card.

200 yuan / year

Free annual fee for the first year, free of charge for five times

1. Interest-free repayment period

You can enjoy an interest-free repayment period of up to 50 days. You can also choose to repay the minimum repayment amount according to your financial needs and enjoy the convenience of flexible financial management.

2, pre-borrowing cash

The Industrial Bank's national outlets and ATMs, as well as all UnionPay-connected ATMs, can provide RMB cash advance services, as well as local currency at ATMs with UnionPay, VISA or MasterCard logos.

3. Interest-free installment plan

You can enjoy the mail-order interest-free installment and store interest-free installment to purchase your favorite products, repay monthly, simple procedures and no additional interest, to realize your dreams in advance.

4, domestic preferential merchants

Enjoy hotel ticket discounts: United eLong Travel Network, Ctrip.com, Mango.com offers more than 28,000 hotel reservations in more than 5,900 cities, domestic and international flight reservations, and domestic and overseas travel and holiday product reservation services.

5, swipe card optional password

You can choose to use the “signature” or “signature plus password” in the domestic consumption to take care of your consumption convenience and security needs.

6, transaction notification SMS service

If you open the transaction notification SMS service, in your country, as long as your credit card transactions, your mobile phone can receive the transaction notification SMS immediately, fully grasp the card dynamics, and ensure the security of the card. (Gold card is free; Puka is charged quarterly, 3 yuan/month per account)

7, loss of zero risk

In order to protect the security of your card, if the credit card is lost, stolen or occupied by others, please immediately report the loss through the following methods:

1. Use my mobile phone to write a short message “34+ card number after four digits (34****)” to 95561 and receive a reply SMS to confirm the loss.

2. Log in to www.cib.com.cn;

3. Call the 24-hour customer service hotline 95561;

4. Reported to the counters of various branches of Industrial Bank.

The loss report will take effect immediately upon confirmation by the Bank, leaving you with no worries.

8, 24 hours overseas emergency rescue

For overseas trips, you can enjoy overseas rescue services including emergency withdrawals and emergency replacement cards by simply calling the local international organization toll-free.

1.2 million aviation insurance

From 0:00 on January 1st, 2016 to 24:00 on December 31st, 2016, you only need to pay the full amount of the ticket for the flight (the ticket price) for your own flight. Or pay 80% (inclusive) of the tour group fee for the ticket with the flight, and take the corresponding flight to get the flight accident insurance for the flight, the maximum insurance amount is 2 million yuan. Special protection, so you can travel safely!

2. Extreme car rental benefits

From January 1st, 2016 to December 31st, 2016, you can enjoy exclusive car rental privileges under the name of the Industrial Bank's standard credit card/Puka.