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Xingyetong Credit Card

Xingyetong Credit Card Series is divided into four categories: Xingyetong Diamond Card, Xingyetong Platinum Card (Standard Edition), Xingyetong Platinum Card (Youyou Series), Xingyetong Platinum Card (Leader Edition) and Xingyetong Gold Card. The card is issued nationwide. The supported currency is RMB, and online payment is supported: Alipay spends a maximum of 500 yuan per day and a maximum spending of 5,000 yuan in a single billing cycle. This card holder enjoys an interest-free period from 20 days to 50 days.

Xingyetong Credit Card Annual Fee Policy

Annual fee exclusive offer (IGS Credit Card Gold Card only)

Annual fee concessions for the first year: First-year annual fees will be waived for nuclear card successes

Annual fee concessions for the following year: The amount of transaction in installments in the current year will be 5,000 yuan, which means that the annual fee will be exempted.

Note: Instalment transactions include various types of instalment business types currently carried out by Industrial Bank; at the same time, it is necessary to satisfy the accumulated principal amount of installments of the period up to RMB 5,000 or more.

Validity of the event: December 31, 2016 (inclusive)

Xingyetong credit card installment information

Instalment type:

Single installment, billing installments, shopping malls installments, online store installments, mail order installments, telephone shopping installments, single installments, bill installments, store installments, online store installments, mail order installments, phone shopping installments

Amount from the period:

The online application for single purchase starts at an amount of RMB 500

Telephone application for single purchase instalment amounting to RMB 800

Deduction method:

Pay once

Prepayment requirements:

If early repayment can be made by calling the Industrial Bank Credit Card Center or through online banking, the fee charged will not be refunded.

Xingyetong credit card fee details

Late fees:

The minimum charge is 20 USD 3 USD 5% of the transaction amount

Over-limit fee:

The minimum charge is 5% of the transaction amount of 20 yuan

Local cash withdrawals:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Local cross-bank withdrawals:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Foreign counterparts take cash:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Off-site cash withdrawal:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Overseas UnionPay cash withdrawals:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Overseas non-currency withdrawals:

0.5% of the transaction amount The minimum charge is 1 USD

Overseas emergency cash withdrawal:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Local counterparty pay back:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Local crossover payment recovery:

0.5% of the transaction amount of $1 The minimum charge is $5

Off-site counterparty payment receipt:

0.5% of the transaction amount of $1 The minimum charge is $5

Off-site crossover payment collection:

0.5% of the transaction amount of $1 The minimum charge is $5

Overseas non-CUP overseas payment collection:

2% of the transaction amount is a minimum of 20 yuan 2 US dollars

Off-site emergency replacement card processing fee:

Gold Card Charge 0 Yuan Platinum Card Charge 0 Yuan Puka Card Each Card Charges 1450 Yuan

Card replacement fee:

25 yuan

Delivery fee:

20 yuan

Xingye Tong credit card wonderful rights and interests

1. I enjoy domestic and foreign airport VIP services

2. Enjoy health services such as medical visits, health checkups, etc.

3. Enjoy 24-hour non-accident roadside assistance service

4. Enjoy public transport accident and happy travel insurance

5. Enjoy VIP privileges at all branches of Industrial Bank

6. Enjoy Car Rental Extreme Privileges

For more detailed information, please refer to the official website

http://creditcard.cib.com.cn/apply/products/ZTseries/xyt.html