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Xingyetong Credit Card

The Xingyetong credit card series is divided into four categories: Xingyetong Diamond Card, Xingyetong Platinum Card (Standard Edition), Xingyetong Platinum Card (Yu Series), Xingyetong Platinum Card (Elite Edition) and Xingyetong Gold Card. The card is issued nationwide, the support currency is RMB, and online payment is supported: Alipay's daily maximum consumption is 500 yuan, and the highest spending in the January billing cycle is 5,000 yuan. Holders of this card can enjoy an interest-free period of 20 days to 50 days.

Xingyetong Credit Card Annual Fee Policy

Annual fee exclusive offer (Xingyetong credit card only)

First year annual fee discount: the first year annual fee will be waived if the card is successful

The following year's annual fee concession: the annual instalment transaction amount is over 5,000 yuan, that is, the annual fee is exempted.

Note: The installment transaction includes various types of instalment business currently carried out by Industrial Bank; at the same time, it must meet the accumulated amount of the instalment of the current year to a total of 5,000 yuan or more.

Activity period: before December 31, 2016 (inclusive)

Xingyetong Credit Card Staging Information

Staging type:

Single staging, billing staging, shopping mall staging, online mall staging, mail order staging, telephone shopping staging, single staging, billing staging, shopping mall staging, online mall staging, mail order staging, telephone shopping staging

Installment amount:

The online application for a single consumer installment is 0.5 yuan.

The amount of the phone application for a single purchase installment is RMB 800.

Deduction method:

One payment

Early repayment requirements:

If you pay in advance, you can call the Industrial Bank Credit Card Center or through online banking. The fees charged are not refundable.

Xingyetong Credit Card Fee Details

Late payment fee:

The minimum charge is 20 yuan, 3 dollars, and 5% of the transaction amount.

Overrun fee:

The minimum charge is 20 yuan, 5% of the transaction amount

Local counterparty cash withdrawal:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Local cross-line cash withdrawal:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Off-site peer withdrawal:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Cross-line cash withdrawal:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Overseas UnionPay cash withdrawal:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Foreign non-Union Union cash withdrawal:

0.5% of the transaction amount, the minimum charge is 1 USD

Overseas emergency cash withdrawal:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Local peers overdue payment back:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Local cross-bank overpayments:

0.5% of the transaction amount 1 USD The minimum charge is 5 yuan

Off-site peer-to-peer payment:

0.5% of the transaction amount 1 USD The minimum charge is 5 yuan

Cross-border payment in different places:

0.5% of the transaction amount 1 USD The minimum charge is 5 yuan

Overseas non-banking overpayments:

2% of the transaction amount, the minimum charge is 20 yuan, 2 dollars

Overseas emergency card replacement fee:

Gold card fee 0 yuan Platinum card fee 0 yuan Puka card fee is RMB 1450 per card

Card changer fee:

25 yuan

Courier fee:

20 yuan

Xingyetong Credit Card Wonders

1. I enjoy domestic and foreign airport VIP services

2. Enjoy health services such as green medical treatment and health checkups

3. Enjoy 24-hour non-accident road rescue service

4. Enjoy public transportation accident insurance and happy travel insurance

5. Enjoy the VIP treatment of each branch of Industrial Bank

6. Enjoy car rental supreme courtesy

For more details, please refer to the official website information.

http://creditcard.cib.com.cn/apply/products/ZTseries/xyt.html