Chongqing bank loan interest rates
First, short-term loans: loans within one year (including one year), interest rates 4.35%;
Second, the long-term loans: one to five years loan period, the interest rate 4.75%; loan period of 5 years or more, the interest rate of 4.9%;
The interest rate in this table will be effective from October 24, 2015.
Chongqing Bank loan conditions
1, can provide a valid proof of identity, the age of 18 years of age to 60 years of age with full civil capacity of natural persons;
2, a stable economic income, with the ability to repay the loan principal and interest on schedule;
3, have a fixed residence in Chongqing Bank or a valid residence permit;
4, in line with the Bank of Chongqing guarantee or conditions, or to provide collateral pledges approved by our Bank;
5, Open a personal settlement account with Chongqing Bank, agree and authorize Chongqing Bank to deduct the principal and interest of the loan from its account and the related expenses borne by the borrower;
6, with a clear purpose of the loan;
7, to meet other requirements of Bank of Chongqing.
Chongqing Bank loan application information
1, original and valid copy of the applicant's ID card;
2, the loan applicant unit income proof materials;
3. If the borrower applying for the mortgage or pledge guarantee is married, a marriage certificate, valid spouse's identity card and a photocopy, and a joint repayment undertaking issued by the spouse of the borrower shall be provided. If the applicant is unmarried, the unmarried declaration must be issued ;
4, proof of use of borrowing materials;
5, Chongqing Bank required other necessary materials.
Chongqing Bank loan products
Chongqing Bank loans personal loans rich products, there are home music house mortgage loans, car mortgage loans, consumer loans, re-employment loans, revolving loans, pledged loans, entrusted loan products, a variety of loan business for the borrower to choose.
Chongqing Bank credit card how to loan?First, you have to submit a credit card application to the bank and submit relevant supporting documents, such as proof of identity, proof of income, proof of work, etc., and good personal credit; second, wait for the approval of the bank; third, after approval , You can get the bank credit card granted a certain amount. applicant
How long will mortgage loans go?How long will mortgage loans go? Second-hand housing new houses are different. Buy a new home If you want to buy a new home mortgage, the real estate has been handling pre-sale permit, as long as the bank to apply, the bank will check your credit records with the People's Bank, if there is no problem, within 3 days will reply personal loan application And ask you to press