Huaxia Bank heart credit limit
"Credit card" loan amount is two thousand yuan, the loan amount does not exceed 95% of the par value of pledged; secured by way of mortgage, the loan amount shall not exceed 70% of the assessed value of collaterals, of which commercial, villas and upscale Residential does not exceed 50% of the assessed value.
Huaxia easy life products which
This series includesPersonal Consumption Loan, Personal student loans, personal car loans and more. Take "Personal Auto Loan" as an example, it is a loan issued by the bank to a borrower for purchasing a one-hand car. The self-use car refers to the car purchased by the borrower and not for profit; the commercial car means the car purchased by the borrower for the purpose of profit-making. With a variety of guarantees,Loan lineHigh, price concessions, simple procedures, service quality and other product characteristics, the maximum loan amount up to 80% of purchased cars.
With how to apply for credit
Self-service loan applications; borrower valid ID card, individual business must provide business license; borrower and family members living address proof (booklet and recent water or electricity bills, gas bills); borrower occupation andProof of incomeAnd the basic information of family members (work permit and payroll or other valid proofs). If you apply for a loan by way of pledge, you should submit the relevant documents of pledges required for the guarantee. If the obligee of the pledge is a third party, you also need to provide Valid ID card of the obligee, and pledge of power of attorney. If the common property is pledged, it shall provide the written evidence of the pledge agreed by the other property owners; if the real estate is used as the mortgage, the borrower shall provide the Certificate of Home Ownership, Property insurance policies and the assessment report of collateral issued by the authorized unit of the Bank; if the real estate under the name of the immediate family member is mortgaged, a valid ID card and mortgage authorization letter of the owner of the real estate property shall also be provided; Must provide the written consent of the other property owners agreeing to pay a mortgage; to apply for a loan by way of guarantee, the borrower must provide the guarantor and his family a valid ID card, proof of residence address and a stable income proof; provide proof of loan purposes . The company is located in:
Huaxia Bank self-service loans with heart loans
Huaxia Bank's "Heart Credit" is a self-service loan product. Credit card is a high-tech product tailored by Huaxia Bank for borrowing money with uncertain amount of money. According to the creditworthiness of the borrower, the borrower shall make a one-time credit granting. During the credit limit and credit extension period of the Huaxia Bank, the borrower may recycle the credit line to meet personal needs of the borrower for personal consumption and business turnover. The company is located in:
With credit approval for how long?Credit card is a high-tech product tailored by Huaxia Bank for borrowing money with uncertain amount of money. The product according to the applicant's credit status, a one-time credit, the credit limit and credit period, the applicant can re-use credit lines to meet the daily needs of consumer and business turnover
Huaxia Bank credit needed what material?Huaxia Bank Self-service Loans - Huaxia Bank is a high-tech product tailor-made by Hua Xia Bank for borrowing money with indefinite amount of time. Credit card products will your personal deposit, credit, transfer, consumption and other functions into a Huaxia card, integration and expansion of the bank personal financial products; personal deposit quality