CITIC Bank loan business
The business scope includes: RMB deposits, loans, settlement, discount business; exchange, traveler's checks, credit card business; agent payment and property custody business; economic guarantee and credit witness business; economic consulting business; foreign exchange deposits, remittances, loans Trade, non-trade settlement; acceptance and discounting of foreign currency bills, trading or trading of foreign currency and foreign currency securities; foreign exchange; export credit; domestic currency issuance or agent issuance of foreign currency securities;
CITIC Bank Loan Conditions
1, holding a legal household registration book (not limited to the city), identity card or business license, legal representative or legal residence permit, passport, in the city to buy the designated developer of commercial housing;
2, in the bank to open a deposit account, the balance of the deposit is not less than 30% of the proposed housing money;
3, with effective purchase contracts, agreements and other supporting documents;
4, agreed to purchase the contract under the housing property as collateral;
5, willing to fulfill all the terms of the loan contract;
6, the bank provides other conditions.
Information required to be issued and provided:
1, the original and a copy of the identity card;
2, the original and a copy of the purchase of housing;
3, the first payment of the original and a copy of the principal;
4, monthly contributions to prove that, including: personal and family income certificate, certificates of deposit (passbook or other securities) and so on.
CITIC Bank Loan Inquiry
1,Counter inquiries.Borrower can carry the relevant documents and my ID card to the business counter to check the progress of the loan.
2,Telephone inquiries.Query the progress of the loan can be found for our loans to the bank staff to consult, generally these loans to our staff should be able to help us inquiries, of course, can also call customer service hotline 95558, so that customer service staff to help you query. The same time as the above-