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360 loan

The 360 ​​loan is positioned on the consumer credit platform of service financial institutions. Based on 360 big data, the customer credit is evaluated, and on this basis, the cash loan is provided immediately. Based on the advanced Internet security technology and big data technology of 360 Group, 360 Borrowing is based on massive user credit data and behavior data, and strives to improve the domestic personal credit system, improve the efficiency of financial services, reduce costs, and provide security for all social groups with financing needs. Stable and convenient financial services.

What is the 360 ​​loan?

The 360 ​​loan is positioned on the consumer credit platform of service financial institutions. Based on 360 big data, the customer credit is evaluated, and on this basis, the cash loan is provided immediately. 360 Finance, a brand of Qihoo 360, has already participated in the Jinshang Consumer Finance Company. The consumer credit product “360 Loan” will be launched in the fall, and the business preparation work has entered the sprint stage. In terms of product development, the “360 loan slip” has entered the test phase before going online, and it is expected that the first batch of whitelisted users will be launched in early September. In terms of strategic cooperation, in addition to the Shanxi consumer finance company, the 360 ​​loan has been connected with a number of financial institutions, and will carry out joint lending business in the future.

360 loan notes

Does 360 have any official website? What is the URL?

The 360 ​​loan was launched in September 2016, and you can now view the 360 ​​loan profile on the 360 ​​Financial website. 360 financial official website: http://jinrong.360.cn.

360 borrowing how to borrow? 360 borrowing process

Log in to the 360 ​​loan bar and click Apply Now. The process is only 4 steps: face recognition - real name information - add payment card - common contacts, automatically approve after submitting the application.

What is the 360 ​​loan clause used for? What business can I offer?

360 Loan is a consumer loan product recently launched by 360 Finance, which provides individuals withCredit loanIs said to be available immediately, andLoan amountLarge, fast, easy to operate. At the same time, the 360 ​​loan is open to financial institutions, and the cooperative institutions can expand their personal credit business through “360 loan slips” to jointly provide users with cash consumption credit services.

Is the 360 ​​loan reliable?

In addition to its own professional financial team and technical team, “360 Loan” will use 360 ​​credit big data and face recognition to conduct comprehensive user credit evaluation. In addition, the 360 ​​loan will work closely with Jinshang Consumer Finance Co., Ltd. in the fields of data, credit reporting, and risk control to provide users with safe consumer credit services.

360 debit limit

The 360 ​​loan will combine the advanced face recognition technology with the big data approval model by means of the Internet modern information technology, and then collect information according to the user's authorization, integrate internal and external data and the user's bank's credit information, and automatically analyze it. The user's loanable amount, currently supported by a range of 1,000-200,000. Calculated on a daily basis, the annualized interest rate is about 8%-24%, lower than the credit card.