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Atomic loan

Atomic Loan is a mobile-side online borrower that provides a small amount of unsecured personal credit loans. Users can submit corresponding information through the "Loan Loan" APP or WeChat public account number, and complete the application from loan application to loan repayment and repayment The whole process, without any mortgage and offline face trial.

product description

Currently, Loan Loan owns 3 loan products: Atomic Loan, Moonlight, Loan Payments. Three products are pure online micro-loan products, and can apply for loans and repayments through Atomic Loan app. Atomic Loan and Moonlight Foot can also apply for loan repayment through Wechat Loan WeChat public account.

The application requirements of the three products are as follows:

All three products require: basic personal information, photo ID, emergency contact number; in addition, different materials are required for product features as follows:

Moonlight foot:

The minimum information required for the application, only need additional authorized sesame seeds can be;

Atomic Credit:

In addition to sesame points, but also need to use a longer credit card mail bill;

Pay Credit:

In addition to sesame points, but also need to authorize Alipay or Jingdong account;

The basic information of the three products is as follows:

The following will be analyzed from five aspects:

Loan rate

Three products are fast, the fastest moon, 1 hour loan, other products can also be released within 6 hours;

Borrowing amount

All belong to small quotasCreditSubsection, in contrast, the maximum amount of atomic loans, pay loans;


Atomic loan and payment loans should be judged according to the specific circumstances of the applicant, the moonlight foot is fixed at 0.8% / day;

Repayment cycle

Moonlight enough short-term, one-time due to pay off; atomic loan and payment of loans is scheduled repayment;

Advance and deferred repayments

Can be early repayment; moonlight foot part of the user can postpone repayments, there will be text messages after the loan to inform the extension; Atomic and payment loans can not be postponed repayments

application process

The application process is very simple, through the atomic loan app or public number, follow the prompts to fill in and upload information, just four steps, 10 minutes to complete all the processes. Click the link below to see a detailed application flow diagram:

Payment loan application process diagram:

Moonlight foot application process diagram:

Atomic loan application flow diagram:

If the application encountered a problem, you can go to WeChat public number "Atomic Loan" to view loan application strategy, or direct consultation WeChat online customer service.

Atomic Loan APP download

Atomic Loan app download: Scan the QR code below

Atomic Loan WeChat public number

The role of public number:

Apply for loans and repayments: users in the atomic loan public account can directly apply for loans, inquiry, and repayment of the entire process, with the app's process is basically the same. Currently has support for atomic loans and moonlight two products, payment loans temporarily unsupported.

Online customer service Q & A: Any problems encountered by the user in the loan process, such as data upload failure, repayment failure, etc., can communicate with the artificial customer service through atomic loan public account number, customer service working hours is 9: 00 ~ 18: 00.

Uncertainty Welfare Activities: Public Number will release some welfare activities from time to time, and if participating, it is possible to obtain a loan red envelope.

Latest product information and announcements: When new products or new features come online, they will be released for the first time through public numbers, and arrangements for major holidays will also be announced through public numbers.

How to pay attention to the public number:

WeChat search public number "Atomic Loan" or use the micro channel to scan the following two-dimensional code:

Atomic loan workers customer service

Phone customer service: 010-84359010

operating hours:

Monday to Friday: 9: 00 ~ 20: 00

Saturday, Sunday: 9: 00 ~ 18: 00

WeChat Customer Service: Search Follow Public Number "Atomic Loan"

Working hours: 9: 00 ~ 18: 00

Atomic Loan Frequently Asked Questions

Question 1: What are the consequences of overdue? The company is located in:

Different loans for different types of overdue treatment, but the treatment is basically four kinds, one will affect the qualification of another loan, the second is through a variety of ways to collect, and third, will affect the credit history, such as sesame credit orPersonal creditReport, Fourth, there will be a late penalty.

For Atomic Loan, overdue payment within 7 days will result in only a very small amount of penalty interest, and the rest will have no effect. If the overdue amount exceeds 7 days, there will be not only bad credit records, but also the impact of re-lending qualifications.

Question two: not on credit?

Check the application does not check credit, credit records do not credit, are two different things. Under normal circumstances, within 2000, not more credit, more than 2000 basic city credit, credit standards for different loans slightly different standards.

In the case of Atomic Loan, credit records are on credit, so be sure to repay O on time, overdue for more than 7 days, there will be a bad record.