At present, the Atomic Credit consists of three loan products: Atomic Loans, Moonlight, and Loans. All three products are pure online microfinance products and they can all be submitted through the atomic loan app for loan and repayment. Atomic Loan and Moonlight can also be repaid through the “Atomic Loan” WeChat public account.
The application conditions for the three products are as follows:
All three products need: personal basic information, ID photo, emergency contact phone; in addition to this, it is necessary to provide different materials for product features, as follows:
The application requires the least amount of information. It only requires the additional authorization of sesame seed.
In addition to sesame seed, there is also a long-term credit card mailbox bill;
In addition to sesame points, Alipay or Jingdong accounts need to be authorized;
The basic information of the three products is as follows:
The following will be analyzed one by one from five aspects:
All three products are fast, Moonlight is the fastest, and loans are made within one hour. Other products can also be paid within six hours.
All belong to a small amountCredit loanIn contrast, the amount of atomic loans is the highest;
Both the atomic loan and the payment loan should be judged according to the applicant's specific conditions. Moonlight is fixed at 0.8% per day;
The Moonlight is short-term, one-off payment is due upon maturity; atomic loans and payment loans are repayment in installments;
Repayment in advance and deferred
Can be repayment in advance; moonlight part of the user can delay the repayment, after the loan will have a message to inform the extension; atomic loans and payment loans can not be delayed repayment
The application process is very simple. Through atomic loan app or public number, follow the prompts to fill in and upload data. It takes only four steps and can complete all processes within 10 minutes. Click the link below to see the detailed application flow diagram solution:
Payment loan application flowchart solution:
Moonlight application flow chart solution:
Atomic Loan Application Flow Chart Solution:
If you have problems in your application, you can go to the WeChat public account number "Atomic Loan" to check the loan application strategy, or directly consult WeChat online customer service.
Atomic Loan APP download
Atomic Loan app download: scan the QR code below
Atomic Loan WeChat Public Account
The role of the public number:
Applying for loans and repayments: Users can directly apply for loans, inquiries, and repayments on the Atomic Credit public number, which is basically the same as the app's process. At present, it has already supported two products, Atomic Loan and Moonlight, and payment loans are not yet supported.
Online customer answering questions: Any problems encountered by users in the loan process, such as failure to upload data, failure of repayment, etc., can communicate with the artificial customer service through the atomic loan public number. The customer service work time is 9:00~18: 00.
Unscheduled welfare activities: The public will release some welfare activities from time to time, and if they participate, they may get a loan red envelope.
Product Updates and Announcements: When new products or new features come online, they will be introduced through the public number at the first time. Major holiday arrangements will also be announced through the public number.
How to pay attention to the public number:
Wechat search for the public number “Atomic Loan” or use WeChat to scan the QR code below:
Atomic Loan Manual Service
Telephone customer service: 010-84359010
Monday to Friday: 9:00 to 20:00
Saturday, Sunday: 9:00~18:00
WeChat customer service: search for public number "atomic loan"
Working hours: 9:00~18:00
Atomic Loan Common Problems
Question one: What are the consequences of overdue? The
Different loan products have different levels of overdue treatment, but there are basically four types of treatment. One is that it will affect the qualifications for refinancing, the other is that it will be collected in various ways, and the third will affect credit records, such as sesame credit. orPersonal credit informationThe fourth report is that there will be overdue fines.
In the case of atomic loans, if the loan is repaid in time within 7 days, there will be only a very small amount of penalty interest, and the other will not have any effect; if overdue for more than 7 days, not only bad credit records will be recorded, but it will also affect the refinancing of loans. qualifications.
Question 2: Can not get credit information?
It is a matter of fact that when you apply for a loan, you do not check the credit information, and you do not have credit on the loan record. Under normal circumstances, less than 2000, not much credit, more than 2000 will be the basic credit information, different loan products for the Shanghai Credit Standard slightly different standards.
As far as atomic loans are concerned, credit records are credited, so they must be repaid on time. If they are overdue for more than 7 days, they will have bad records.
How about an atomic loan? Is the loan reliable?Now that mobile phone loans are very popular, many lending institutions have launched their own mobile phone loans APP. Among them, atomic lending is one of the more well-known ones. Then the question arises. Is it possible to have an atomic loan loan? Atomic loans are reliable? What is an atomic loan? Atomic Loan APP is a convenient online lending software
Does the At-Large Credit Association have any credit information and influence on personal credit?Nowadays there are many mobile phone loans APP, and many people who get it do not know how to pick it, but atomic loans have always been very popular with everyone. Isn't credit at all creditworthy? Does atomic loans affect personal credit? Let us first understand what the following atomic loans are. Atomic Loan is an online loan mobile phone product.
What should I do if the atomic loan is overdue?Atomic Credit is a credit product introduced by Rongrong 360, which is an unsecured credit loan product. So on the line, it was favored by many borrowers. Atomic Loan is actually not a recent new product. It was formerly known as "Ultrafast Loan," and its quota ranges from 500 to 50,000, which are unsecured online credit loans.
What is an atomic loan?With the potential of the Internet lending industry being explored, many companies have rushed to launch related loan products, and some companies have sought cooperation to achieve a win-win situation. For example, they have changed their hearts to 2345 loan kings. This is also true of atomic loans. What is an atomic loan? Atomic Loan is actually not a recent new product. It was originally called "
Atomic Loan app it? What is the customer service phone number?Atomic Loan App is a fast-acting atomic loan, a pure line credit loan product, no mortgage, through the public number can complete all the loan and repayment procedures, there are sesame seeds can apply, 90% pass rate, 1 hour loan. The old user reapplies for a second time without auditing the second payment. Atomic Loan Facility
What is the impact of overdue loans and will be collected?Whether there will be any impact on refinancing is mainly whether the loan can be passed again, and the amount and rate obtained. Under normal circumstances, the cumulative amount of overdue days is less than 3 days. Once again, the loan can still enjoy the benefits such as second-time loan or withdrawal, after all. When there is no money at hand, the loan platform will generally give about 3 days