At present, Atomic Loan consists of three loan products: Atomic Loan, Moonlight Foot, and Payment Loan. All three products are pure online micro-credit products, and all can be used for loan and repayment through the atomic loan app. Atomic loans and moonlight can also be repaid through the “Atom Credit” WeChat public account.
The application conditions for the three products are as follows:
All three products require: basic personal information, ID card photos, emergency contact phone number; in addition, you need to provide different materials for product features, as follows:
The minimum amount of information required for the application is only required for additional authorization of sesame seeds;
In addition to sesame seeds, you also need a credit card mailbox bill that has been used for a long time;
In addition to sesame seeds, you also need to authorize Alipay or Jingdong account;
The basic information of the three products is as follows:
The following will be analyzed one by one from five aspects:
All three products are fast, the moonlight is the fastest, the money is released within 1 hour, and other products can be released within 6 hours;
All belong to a small amountCredit loanIn contrast, the atomic loan amount is the highest, and the payment is credited;
Atomic loans and payment loans must be judged according to the specific circumstances of the applicant, and the moonlight is fixed at 0.8%/day;
Moonlight is short-term, one-off payoffs at one time; atomic loans and payment loans are repayments in installments;
Advance and deferred payment
All of them can be repaid in advance; some users of Moonlight can postpone the repayment, and after the loan, there will be a text message to inform whether the extension can be made; Atomic loans and payment loans cannot be renewed.
The application process is very simple. Through the atomic loan app or the public number, follow the prompts to fill in and upload the data. It only takes four steps and all the processes can be completed within 10 minutes. Click on the link below to see the detailed application flow chart solution:
Payment loan application flow chart solution:
Moonlight foot application flow chart solution:
Atomic loan application flow chart solution:
If you encounter any problems in the application, you can go to the WeChat public account "Atomic Loan" to check the loan strategy, or directly consult WeChat online customer service.
Atomic Loan APP Download
Atomic loan app download: scan the QR code below
Atomic Credit WeChat public number
The role of the public number:
Loan and repayment: Users can directly apply for the process of loan, inquiry, and repayment on the Apollo public account, which is basically the same as the app process. At present, it has already supported two products, Atomic Loan and Moonlight. The payment of loans is not supported.
Online customer service Q&A: Any problems encountered by the user during the loan process, such as data upload failure, repayment failure, etc., can be communicated through the atomic loan public number and manual customer service. The customer service time is 9:00~18: 00.
Unscheduled welfare activities: The public number will issue some welfare activities from time to time. If you participate, you may get a loan red envelope.
Product latest information and announcement: When new products or new features are launched, they will be released through the public number for the first time, and the arrangements for major holidays will also be released through the public number.
How to pay attention to the public number:
WeChat search public number "Atomic Loan" or use WeChat to scan the QR code below:
Atomic loan manual customer service
Telephone customer service: 010-84359010
Monday to Friday: 9:00 to 20:00
Saturday and Sunday: 9:00~18:00
WeChat customer service: search for the public number "Atomic Loan"
Working hours: 9:00~18:00
Atomic loan FAQ
Question 1: What are the consequences of overdue?
Different loan products have different levels of treatment for overdue, but there are basically four treatment methods. One is that it will affect the qualification of refinancing, the other will be collected in various ways, and the third will affect credit records, such as Sesame Credit. orPersonal creditIn the fourth report, there will be a fine that is overdue.
As far as atomic loans are concerned, if they are paid off within 7 days, they will only have a very small amount of penalty interest. Others have no effect. If they are overdue for more than 7 days, there will be not only bad credit records but also re-loans. qualifications.
Question 2: Can't get a letter?
It is a different matter to check the credit information at the time of application and not to collect the credit information on the loan record. Under normal circumstances, within 2000, not much credit, more than 2000 will be on the basic credit, different loan products for the standard of the letter is slightly different.
As far as atomic loans are concerned, the credit history record is on the credit card, so it must be repaid on time. If it is overdue for more than 7 days, there will be bad records.
How about Atomic Loan? Is the loan reliable?Nowadays, mobile phone loans are very popular. Many lending institutions have launched their own mobile phone loan apps. Among them, atomic loans are a relatively famous one. So, the question is coming, is the atomic loan loan good? Is the atomic loan loan reliable? 1. What is atomic loan? Atomic Loan APP is a convenient and fast online borrowing software.
Is there any credit card at the Atomic Credit and what is the impact on personal credit?Nowadays, there are so many mobile phone loan apps, and many people who don’t know how to pick them up, but Atomic Loans has always been very popular with everyone. So, isn’t the credit on the atomic credit? Does Atomic Credit affect personal credit? Let us first understand what the following atomic loans are. Atomic Loan is an online loan mobile phone product.
What should I do if the Atomic Loan is overdue?Atomic Loan is a credit product launched by Rong 360, because it is an unsecured credit loan product. Therefore, once it is on the line, it is favored by many borrowers. Atomic lending, in fact, is not a recent new product. It was originally called "quick-speed loan", and its quota ranges from 500 to 50,000. It is an unsecured online credit loan.
What is atomic loan?With the potential of the Internet lending industry being explored, many companies are rushing to launch related lending products, and some companies are seeking cooperation to achieve a win-win situation. For example, the free loan is changed to 2345 loan kings, and so on. What is atomic loan? Atomic lending, in fact, is not a recent new product, its original name is "
Is the atomic loan app reliable? What is the customer service number?Atomic loan app is reliable. Atomic loan is the original name of fast-speed loan, a pure online credit loan product, without mortgage, through the public number can complete all the loan and repayment process, there are sesame seeds can apply, 90% pass rate, 1 hour loan. Old users apply again, free of auditing seconds. Atomic loan amount
If there is any impact on the overdue of the Atomic Loan, will it be collected?Whether it affects refinancing mainly depends on whether the refinance can be passed, and the amount and rate obtained. Under normal circumstances, the accumulated overdue days are less than 3 days, and the refinance can still enjoy the benefits of second loan or withdrawal. When there is no money at hand, the loan platform will usually give about 3 days.