Monthly loan introduction
Monthly loan is to provide an unsecured loan product for mortgage/car loaners. The loan period is 1 year, 2 years, 3 years, and the general monthly loan.Loan amountThe mortgage loan can be up to 45 times the monthly loan, and the car loan can be up to 36 times the monthly loan. Specifically, it is related to the bank water, family situation, work unit and other factors of the applicant, and the final approval of the bank shall prevail. The maximum is limited to no more than 300,000.
Monthly mortgages do not require any mortgage, nor do you need a friend's guarantee, so that the monthly payment reflects more value. The loan amount can be up to 300,000 yuan, and the repayment period can be up to 36 months. If it meets certain credit conditions, you can also enjoy the preferential loan rate.
How is the monthly loan?
Monthly loan and loan conditions
Age 25-55 years old
Customer household registration, work, and residence information; one of the three needs to be in Beijing
Under the name, there is a mortgage or car loan in the mortgage (the car loan customer requires Beijing household registration), the mortgage repayment time is about 6 months, the car loan repayment time is more than 12 months or the mortgage loan is settled within 12 months. .
Monthly loan information
At present, Ping An Bank, Minsheng Bank and other lending institutions provide monthly loan service.
Reminder: The above data is for reference only, and the specific loan data has been subject to the actual consulting organization.
Personal identification card
Proof of loan
Minsheng Bank monthly loan
Monthly loan is for housing in his houseMortgage LoansThe customer configures the RMB micro credit loan business. Tailored for clients who have a mortgage loan.
Basic conditions of the borrower
1. a natural person who is 25 years of age or older;
2. The borrower has a good credit history;
3. Have the corresponding repayment ability and asset strength;
4. Comply with the relevant requirements of our bank for customers' existing mortgage loans;
5. Meet other conditions as stipulated by our bank.