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Social security loan

Social security loans, also known as social security credit loans. Refers to the long-term payment of social security customers, can apply for a very low interest rate consumer loans through the Huadian guarantee. Its uses can be: car purchase, decoration, marriage, travel, purchase of furniture and home appliances. Social security credit loans can be up to 500,000 yuan, up to 3 years. Quick and fast, the cost is extremely low, no charge is not successful.

What is social security loan?

Social security loans, also known as social security credit loans. Refers to the long-term payment of social security customers, can apply for a very low interest rate consumer loans through the Huadian guarantee. Its uses can be: car purchase, decoration, marriage, travel, purchase of furniture and home appliances. Social security credit loans can be up to 500,000 yuan, up to 3 years. Quick and fast, the cost is extremely low, no charge is not successful.

At present, some financial institutions have indeed launched such loan products, such as the “social security loan” of Beijing Hengchang Huicheng Information Consulting Co., Ltd. The loan is a credit loan business and does not require collateral or guarantee.

Social security loan application conditions

If the social security deposit period does not meet the requirements, it can also provide a continuous payment of more than 8 months of provident fund certificates.

Chinese (excluding Hong Kong, Macao and Taiwan) citizens aged 22-55 (excluding)

Have a fixed job, and the work unit pays social insurance / provident fund

The current unit has recently paid for 6 months in a row, and the social security or provident fund payment base is greater than 2,000 yuan.

The location of the work is the same as the place of application, and the location of the work is consistent with the social security payment.

Credit history is normal and no overdue

Precautions

If the social security deposit period does not meet the requirements, it can also provide a continuous payment of more than 8 months of provident fund certificates.

Social security loan required materials

Borrower ID card

BorrowerPersonal creditexposure

Borrower residence certificate

The borrower pays the guarantee

Where can I apply for social security loans?

At present, it is the information collected. Beijing Hengchang Huicheng Information Consulting Co., Ltd. can carry out social security loans with a loan term of 12-36 months and an interest rate of 2.28%/month.

Reminder: The above data is for reference only, the specific data has been subject to actual consultation.

Minsheng Bank Social Security Loan

Social security loans are issued to natural persons who meet the social security deposit conditions and use the RMB micro credit loan business for their personal consumption purposes.

Basic conditions of the borrower

1. a natural person who is 25 years of age or older;

2. The borrower has a good credit history;

3. Have the corresponding repayment ability and asset strength;

4. In line with the relevant requirements of Minsheng Bank for depositing pensions;

5. Meet other conditions as stipulated by Minsheng Bank.

Application process

1. You can apply to any business outlet of Minsheng Bank.

Loan application → loan investigation → loan data collection → loan review, approval → loan signing and issuance.

Information you need to provide

1. The identity certificate of the borrower and proof of marital status;

2. WorkProof of incomematerial;

3. Pay the social security guarantee;

4. Other information requested by Minsheng Bank.