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Friends of the loan

Youxin Loan Company has a wealth of loan products. There are a variety of pure credit microfinance products such as talent loans, job loans, business loans, home loan, silver collar loans, and business loans. They have been investing a lot of energy in the research and development of microfinance products. In Beijing, Shanghai, Chongqing, Guangzhou, Qingdao and many other large, medium and small cities, we have opened branches, low loan thresholds, fast lending, and attracted many demanders of microfinance, and indeed solved the funding needs of many people.

How about the letter of credit?

Friends of the loan has a variety of pure credit microfinance products such as Yingcai Loan, Salary Loan, Business Loan, Owner Loan, Silver Collar, Loan and Loan, and has invested a lot of energy in the research and development of microfinance products. . So, is the rate of approval of the letter of credit loan high? To tell you.

As we all know, Youxin Loan is free of mortgages and guarantees. Based on your good credit history and stable economic income, you can provide professional loan services for you without providing any collateral or guarantor. The low threshold of loyalty loans and the speed of review have attracted many demanders of microfinance, and it has indeed solved the funding needs of many people.

It is understood that the letter of credit loan procedures are simple and fast. You only need to provide proof of identity, work certificate,Proof of incomeIf you have a free credit letter such as your residence certificate, you can submit your application and complete the approval within 36 hours. The loyalty loan review threshold is low, and the loyalty loan approval pass rate is relatively high. As long as your information is fully prepared, you can usually get a loan within 3-5 business days.

Is the letter loan a formal company?

Youxin Loan Company has a large economy and strong strength. Youxin Loan Company is a full name of Youzhong Xinye Financial Information Service (Shanghai) Co., Ltd. (hereinafter referred to as “Youxin”). It is a subsidiary company of Renyouyouxin Group. It was established in May 2011 with a registered capital of 200 million yuan. As of August 19, 2015, the number of Friends of the Loan Advisory Business Department has reached 150, and its business covers 75 cities across the country, becoming a new force in the same industry with a growing reputation and influence.

Youxin Loan Company has a professional service license issued by the State Administration for Industry and Commerce. Friends of Loan Company adheres to the core concept of “simple finance, honest life”. In order to enable customers to obtain more professional financial information services, Youxin obtained the business license of corporate legal person with “financial information service” in Shanghai in 2012.

Youxin Loan Company has a wealth of loan products. There are a variety of pure credit microfinance products such as talent loans, job loans, business loans, home loan, silver collar loans, and business loans. They have been investing a lot of energy in the research and development of microfinance products. In Beijing, Shanghai, Chongqing, Guangzhou, Qingdao and many other large, medium and small cities, we have opened branches, low loan thresholds, fast lending, and attracted many demanders of microfinance, and indeed solved the funding needs of many people.

The loan service provided by Youxin Loan Company is a quality and considerate human service. If your situation is urgent, Youxin will provide you with expedited business for free, and you will be able to obtain loan services within 36 hours after the information is complete. If you are functioning well, you can handle the prepayment business at any time without any liquidated damages.

Youxin Loan Company has strong security and confidentiality. Youxin will sign a confidentiality agreement with you to ensure that the personal data you provide is strictly confidential and will never be disclosed to third parties to truly protect your personal privacy.

Friends of the loan company's loans are free of mortgages, guarantees, and zero fees before the loan is borrowed. Based on your good credit history and stable economic income, you can provide professional loan services without any collateral or guarantor. Youxin will not charge you any fees and provide you with honest service before you can make a loan relationship with the lender.

Friends of the loan repayment trap

Trap 1: There is no free lunch in the world, be careful to be cheated!

“An ID card can be loaned”, “Unsecured and unsecured, and quickly paid 200,000 yuan”. Do you often see such similar advertisements? It is understood that many microfinance advertisements are currently calledID card loanThey are often just a gimmick used to attract loan friends.

Trap 2: Easily believe in people, step by step

Some people use the newcomer's ignorance of the loan world to sneak the concept of bank flow, claiming that as long as a personal account is opened in a bank and deposits are accessed back and forth, a perfect bank flow is freshly released. In addition, the loan was rejected because of the credit information problem. At this time, there will be many people like this. This is related. The one has a mouth, saying that the credit can be washed immediately.

Trap 3: Illness and medical treatment, spread the loan shark

In the face of people who urgently need money to apply for loans, the most unbearable thing for many people is that the loans are rejected. But many times it is not satisfactory. At this time, you look for the credit manager and say: "Do you have a suitable product here, and the interest rate is high!" The family replied: "Yes! The black household can also go down, 4 points, if you want, you can give it today. You are the next one."

Although you feel a little expensive inside, you can't resist the temptation to borrow money immediately, and you will be able to borrow your teeth. But the results are often not so good, notThe loan is not yet availableIt was collected by various kinds of violence, that is, the interest on usury was too heavy.

Trap 4: Carelessness, resulting in a record of default

The borrower thinks that the loan is all right, but there are still many places to pay attention to. If the borrower does not know how to punish the penalty interest, how much. Generally speaking, the penalty interest rate is relatively high, so don't think that you can pay back on time without paying attention to penalty interest.

If you can't repay in time, you must notify the organization 30 working days in advance to request an extension, otherwise it will lead to a non-performing loan record. Then, the borrower not only has to pay a higher penalty interest, but also affects his own credit information, which is highly likely to result in a situation in which he can no longer refinance.

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