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Shanghai Pudong Development Bank Loans

In line with the development trend of small-scale, instant, convenient and online personal consumer loans, Shanghai Pudong Development Bank's loans have made major breakthroughs in the process of internetization, including the Internet consumer loan “PU Yindian” launched in the second half of 2015. "Credit" and cash instalment "Dream Credit" launched by Pudong Development Bank Credit Card Center in the first half of 2016 have attracted attention because of their convenient application and low interest rates.

How to Apply for Shanghai Pudong Development Bank

Pufa Credit Card's newly launched "Dream Enjoyment", for new customers and cardholders, has 9 phased products that comprehensively cover consumers' diversified and scenarioized financial needs under the "Internet Plus" era. 300000. The application method is as follows:

1. Scan the QR code of the credit card center of the Shanghai Pudong Development Bank. Click on Apply Now to reserve information.

2. Apply directly in Wechat Public Account of [Pudong Development Bank Credit Card Center]. If the conditions are met, the staff will contact you at home for two days.

Shanghai Pudong Development Bank's interest on mortgage loans

From May 18th, 2016 to October 18th, 2016, if you choose to pay all the fees for the first-time bills at one time, you can also enjoy a 1% rate cut. The entrusted loan interest rates for each period are as follows:

Pu silver loan how to apply

The main characteristics of Puyin Spot Loan are "pure credit, all online, no paper information, and real-time approval of loans," and can be applied through the Shanghai Pudong Development Bank WeChat account, mobile app and online banking. The process of applying through WeChat is as follows:

1. Through the WeChat public account number "Pudong Development Bank", enter "Credit" and receive the entrance of the product.

2. Enter personal information such as search password, and answer three questions related to personal questions.

3. Submit the contract, wait for the credit, real-time loan within 5 minutes.

Pu silver loan interest

Puyin Loan has a maximum amount of 300,000 yuan, with a loan term of up to 5 years, which is calculated on a daily basis, with a daily interest rate of around 20,000.

1. If the term of the loan is within 1 year (inclusive), one of the two methods of paying the interest due by installment and equal principal and interest may be selected.

2. If the term of the loan is more than 1 year, you may choose to repay the principal with the same monthly amount and the monthly repayment method.

In addition, no handling fees will be charged for the entire process and early repayment.

SPD Bank Elite Loan

Product introduction:

Credit loans issued to Shanghai Pudong Development Bank for mid- to high-end consumer loan customers are used to meet the financial needs of individuals and families for rational consumption. The

Apply for loan conditions:

1. Natural persons with the nationality of the People's Republic of China who are 25 years of age or older, have complete civil capacity and whose loan maturity date does not exceed 70 years of age (inclusive). The

2. Hong Kong, Macao and Taiwan should be continuously residing on the mainland for one year, and the family is mainly living on the mainland. The

3. There are legal and stable economic incomes, and the overall credit status and asset strength are relatively good, with the ability to repay the loan principal and interest. The

4. Other conditions required by the bank. The

Information must be provided:

1. Valid identification and proof of marital status, proof of residence, personal income or proof of assets. The

2. Application Form (You can get it from my bank outlets around you). The

3. Other materials requested by the bank. The

Application process:

Submit an application - bank approval - sign a contract - complete procedures - loan issuance - customer repayment. The

Pudong Development Bank Pudong Loaning

Loan-credit is a business model in which Shanghai Pudong Development Bank accepts and accepts online services for eligible customers through the Internet and contracts are signed online.

Apply for loan conditions:    

Age between 18 (inclusive)-60 (inclusive) years of age. The

Nationality of the People's Republic

Through the People's Bank of China's personal credit information database, there are no bad records. The

Must not be a SPDB associate. The

Other conditions required by Shanghai Pudong Development Bank. The

Loan amount:The maximum loan amount is 300,000 yuan. The

Loan period:The loan period can be up to 5 years. The

Repayment:

If the term of the loan is within 1 year (inclusive), one of the two methods of paying the interest due by installment and equal principal and interest may be selected. The

If the term of the loan is more than 1 year, you may choose the method of repayment of the principal in the same amount in the month, and the principal and interest in the same amount in the current month. The

Application channels: 

It can be applied through Shanghai Pudong Development Bank WeChat Banking, Mobile App and Internet Banking. The

Application process:  

Applying for an application - bank approval - signing a contract - loan issuance - customer repayment.

Pudong Development Bank Pu Silver Quick Loan

Puyin Quick Loan is a business model in which Shanghai Pudong Development Bank accepts and accepts on-line contracts for eligible micro- and micro-customers via the Internet, and immediately issues operational loans.

Apply for loan conditions

Age between 18 (inclusive)-60 (inclusive) years of age. The

Has nationality of the People's Republic of China (including Hong Kong, Macao and Taiwan residents). The

Through the People's Bank of China's personal credit information database, there are no bad records. The

Must not be a SPDB associate. The

Initiate the application through the partner platform; the client recommended by the core company initiates an application at Shanghai Pudong Development Bank

Other conditions required by Shanghai Pudong Development Bank. The

Loan amount: The loan amount is up to 1 million yuan. The

Loan period: The loan period can be up to 5 years. The

Repayment

1. If the term of the loan is within 1 year (inclusive), one of the two methods of paying the interest due by installment and equal principal and interest may be selected. The

2. If the loan period is more than 1 year, the monthly repayment method shall be the same as the principal and interest. The

Application channels  

You can apply for the application through our mobile phone app, online banking, and through the partner. The

Application process

Apply through a partner or a core company recommendation - bank approval - sign a contract - loan issuance - customer repayment. The

Pudong Development Bank

The “Home Loan and Loan Loan” refers to a series of “home use applications” that are used to meet the customers' requirements for home decoration, furniture purchase, parking space purchase, and car purchase.Personal housing loanAt the same time, supporting customers to handle the credit method of credit loans.

Apply for loan conditions:   

Natural persons with nationality of the People's Republic of China, who are 18 years old or older, have complete civil capacity and generally do not exceed the age of 60 (inclusive). Hong Kong, Macao and Taiwan should be continuously residing on the mainland for one year, and the family should live on the mainland. The

There is a legal and stable economic income, the overall credit status and asset strength are better, and the ability to repay the principal and interest of the loan. The

Newly issued home loan customers. The

Other conditions required by the bank. The

Application process:

Online Application - Online Approval - Online Signing of Contract - Online Loan Issue - Online Repayment.

Shanghai Pudong Development Bank's financial lending abroad

Individual loan for financial services abroad refers to the cost of going abroad to be paid by the bank to the borrower to pay the borrower himself, his spouse or his or her immediate family members, including immigration, study abroad, high-end customized overseas travel, etc., or to obtain visas for studying abroad. Funds, and according to the relevant certification. The

feature of product:  

Support for different amounts of loan requirements for different types of overseas use: including the mega-credit loan demand for immigration. The

The guarantee method is complete, and the combination of guarantee methods can be used to apply to visa requirements of various countries. The

Flexible application of diversity repayment methods to apply to different requirements of visas in various countries. The

Apply for loan conditions:

A person who has reached the age of 18 (inclusive) and who has full civil capacity and whose loan maturity date does not exceed 60 years of age (inclusive). The

Have a permanent residence or valid residence status in the town. The

There is legal and stable economic income, good credit, and the ability to repay the loan principal and interest. The

Other conditions required by the bank. The

Information must be provided:

Valid identification and family registration certificate, proof of marital status,Personal income certificate. The

For studying abroad, provide a letter of enrollment, or a service contract of a partner institution, or an application for proof of application to stay in a college, and proof of reasonable expenses

For immigration abroad, provide the immigration project application materials, or the service contract of the cooperating agency or have obtained the green card valid immigration information, and the relevant proof of reasonable expenses

For outbound tourism, provide the relevant agency service contracts and other relevant proof of reasonable expenses. The

Other materials requested by the bank. The

Loan period:

According to the different national policies corresponding to the borrower's overseas activities, the borrower's actual needs and guarantees, the maximum length is no more than 10 years. Where the resettlement is used for immigration, it shall not exceed the time limit for the return of funds corresponding to the immigration project. For study abroad, up to no more than 6 years. The

Application process:

Submit an Application - Bank Approval - Sign a Contract - Complete Procedures (Notarization, Mortgage, etc.) - Loan Issue - Customer Repayment

Shanghai Pudong Development Bank

A good mortgage is a mortgage that a customer uses as a commodity housing or a commercial house to apply for a mortgage that is used for reasonable consumption by an individual or a family.

feature of product:

Repayment flexibility: Innovate three repayment methods to fit your cash flow arrangements. The

Loan 1 +1: For a good mortgage, a debit card with a credit line for recycling is also provided. Customers can freely use the debit card.

Very high mortgage rates, up to 80% of the value of collateral.

Apply for loan conditions:   

A person who has reached the age of 18 (inclusive) has full civil capacity and the maturity date of the loan is no more than 70 years old. The

Have a permanent residence or valid residence status in a town. The

There is legal and stable economic income, good credit, and the ability to repay the loan principal and interest. The

There are consumer financing needs in car purchase, decoration, education, tourism, weddings, large consumer goods, etc.

Bank guarantees can be provided. The

Other conditions required by the bank. The

Information must be provided:

Valid identification and family registration certificate, proof of marital status,Personal income certificate. The

Consumer use materials (sales contracts, agreements, or other valid documents). The

Application Form (You can get it from our bank outlets around you). The

Other materials requested by the bank. The

Application process:

Submit an application - bank approval - sign a contract - complete procedures - loan issuance - customer repayment.

Shanghai Pudong Development Bank's private bank exclusive investment account loan

Private bank customer exclusive investment account service is a specialized and personalized asset management service for private banking customers of the bank. The purpose is to free you from the tedious tasks of daily investment and financial management, so that you can fully pursue your life. aims. The exclusive investment account loan of private banking customers means that the applicant, the spouse or adult children of the exclusive investment account loan is based on the private investment customer exclusive investment account service business, and uses the investment funds and future earnings in the exclusive investment account ( If there is) as a means of risk mitigation, after comprehensive evaluation of customer credits, provide loan applicants with loans for consumption or business purposes. The

Apply for loan conditions:

Natural persons with nationality of the People's Republic of China who are 18 years old or older, have complete civil capacity and whose loan maturity date generally does not exceed 70 years old (inclusive). The

Hong Kong, Macao and Taiwan should be continuously residing on the mainland for one year, and the family should live on the mainland. The

There is a legal and stable economic income, the overall credit status and asset strength are better, and the ability to repay the principal and interest of the loan. The

Satisfy our private bank V1, V2 standard customers, and apply for private bank exclusive investment account business. The

Other conditions required by the bank. The

Information must be provided:

Valid identification and proof of marital status, proof of residence,Personal income certificateProof of use. The

Application Form (You can get it from our bank outlets around you). The

Other materials requested by the bank. The

The loan amount is calculated based on the customer's property value and income in the community. The

Loan period:  

The loan period can be up to 5 years. The

Application process:

Submit an application - bank approval - sign a contract - complete procedures - loan issuance - customer repayment.

Shanghai Pudong Development Bank Yijia Loan

Yijia Loan is a small-credit loan issued to qualified individual customers of financial supermarkets for personal and family consumption and normal fund requirements in personal business activities.

feature of product

1. Long term: The loan period can be up to 5 years, which greatly eases the customer's repayment pressure.

2. The amount is high:Loan amountUp to 1 million yuan, support for single or recycling.

3. Wide application: Support consumption or business use.

4. Exclusive products: Pudong Development Bank's financial supermarket customer-specific products are easy to handle.

Apply for loan conditions

1. Natural persons with nationality of the People's Republic of China who are 18 years of age or older, have complete civil capacity, and whose loan maturity date is generally not more than 70 years old (inclusive). Hong Kong, Macao and Taiwan should be continuously residing on the mainland for one year, and the family should live on the mainland. The

2. There are legal and stable economic incomes, and the overall credit status and asset strength are relatively good, with the ability to repay the loan principal and interest.

3. Customers in the area of ​​SPDB's financial supermarket management.