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Rong 360>Financial encyclopedia> Loan encyclopedia> Shanghai Pudong Development Bank Loan
Shanghai Pudong Development Bank Loan

In order to comply with the development trend of small, instant, convenient and online personal loan, Shanghai Pudong Development Bank has made great breakthroughs in the process of Internetization, including the Internet consumer loan “Puyin Point” launched in the second half of 2015. “Loan” and the cash staging “Dream Loan” launched by Shanghai Pudong Development Bank Credit Card Center in the first half of 2016 are attracting attention due to its convenient application and low interest rate.

How to apply for Shanghai Pudong Development Bank

Pufa Credit Card's newly launched “Dream Loan” is aimed at new customers and cardholders. It has 9 installment products, which comprehensively cover the financial needs of consumers in the “Internet +” era, and the maximum amount of financial needs. 300000. The application method is as follows:

1. Scan the QR code of the official online dream loan of Pudong Development Bank Credit Card Center. Click on Apply Now to reserve information.

2. Apply directly to the [SPD Credit Card Center] WeChat public account. If the conditions are met within two days, a staff member will contact you to go to the door.

What is the interest rate of Shanghai Pudong Development Bank?

From May 18, 2016 to October 18, 2016, you can enjoy a 1% rate cut by selecting the first instalment to pay all the fees at one time. The interest rates for each period of Dream Loan are as follows:

How to apply for Puyin Point Loan

The main features of Puyin Point Loan are “pure credit, full online, no paper data, real-time approval of lending”, which can be applied through Shanghai Pudong Development Bank WeChat public account, mobile app and online banking. The process of applying through WeChat is as follows:

1. Enter the “product credit” through the WeChat public account “SPD Bank” and receive the product entry.

2. Enter the personal information such as the inquiry password, and answer the three questions related to the individual.

3. Sign the contract, wait for the credit, and release the money in real time within 5 minutes.

What is the interest rate of Puyin Loan?

Puyin's maximum loan amount is 300,000 yuan, and the loan term is up to 5 years. It bears interest on a daily basis, and the daily interest rate is about two ten thousandths.

1. If the loan term is within 1 year (inclusive), you can choose one of two ways: the payment of the interest in the instalment, the repayment of the principal, and the equal principal and interest.

2. If the term of the loan is more than one year, you can choose the repayment method of the principal amount equal to the monthly principal amount and the monthly principal amount.

Moreover, there is no handling fee for full and early repayment.

Shanghai Pudong Development Bank Elite Loan

Product introduction:

Credit loans issued to mid- to high-end consumer loan customers recognized by Shanghai Pudong Development Bank are used to meet the capital needs of individuals and families for reasonable consumption.

Application for loan terms:

1. A natural person of 25 years of age or older who has full civil capacity and whose loan expiration date is generally not more than 70 years old (including).

2. Hong Kong, Macao and Taiwan should have lived in the mainland for one year, and the family's main living place is on the mainland.

3. Have legal and stable economic income, good overall credit status and asset strength, and the ability to repay the principal and interest of the loan.

4. Other conditions required by the bank.

Information is required:

1. Proof of valid identification and marital status, proof of residence, personal income or proof of assets.

2. Application form (you can get it from our business outlets around you).

3. Other materials requested by the bank.

Application process:

Make an application - bank approval - sign a contract - complete the formalities - loan issuance - customer repayment.

Shanghai Pudong Development Bank Puyin Credit

Point-of-sale is a business model for Shanghai Pudong Development Bank to accept online, online signing, and instant loans to eligible customers.

Apply for loan terms:    

The age is between 18 (inclusive) and -60 (inclusive).

Has nationality

No bad records were found through the basic database of personal credit information of the People's Bank of China.

It is not allowed to be a person of Shanghai Pudong Development Bank.

Other conditions requested by Shanghai Pudong Development Bank.

Loan amount:The loan amount is up to 300,000 yuan.

Loan term:The loan period can be up to 5 years.

Repayment:

If the loan term is within 1 year (inclusive), you can choose one of two ways: the payment of interest in the instalment, the repayment of the principal, and the equal principal and interest.

If the loan term is more than one year, you can choose the repayment method of the same amount of principal and the same amount of principal and interest this month.

Application channel: 

Can be applied through Shanghai Pudong Development Bank WeChat Bank, mobile app and online banking.

Application process:  

Make an application - bank approval - sign a contract - loan issuance - customer repayment.

Shanghai Pudong Development Bank Puyin Express

Puyin Express is a business model for Shanghai Pudong Development Bank to accept online, online signing, and immediately issue operating loans to qualified small and micro customers.

Apply for loan conditions

The age is between 18 (inclusive) and -60 (inclusive).

Has nationality of the People's Republic of China (including Hong Kong, Macao and Taiwan residents)

No bad records were found through the basic database of personal credit information of the People's Bank of China.

It is not allowed to be a person of Shanghai Pudong Development Bank.

Application is initiated through the partner platform; customers recommended by the core enterprise initiate an application at Shanghai Pudong Development Bank

Other conditions requested by Shanghai Pudong Development Bank.

Loan amount: The loan amount is up to 1 million yuan.

Loan term: The loan period can be up to 5 years.

Repayment

1. If the loan term is within 1 year (inclusive), you can choose one of two ways: the payment of the interest in the instalment, the repayment of the principal, and the equal principal and interest.

2. If the loan term is more than one year, the repayment method of the principal and interest shall be equal to the monthly basis.

Application channel  

Can apply through our mobile app, online banking and through the partner application.

Application process

Application by the partner or core enterprise recommendation - bank approval - signing contract - loan issuance - customer repayment.

Shanghai Pudong Development Bank

Anjuxiao Loan Easy refers to a series of “home use” for satisfying customers’ decoration, furniture purchase, parking space purchase, car purchase, etc.Personal housing loanAt the same time, it provides customers with the credit line for the credit method.

Apply for loan terms:   

A natural person of 18 years of age or older who has full civil capacity and whose loan maturity date is generally not more than 60 years old (including). Hong Kong, Macao and Taiwan should have lived on the mainland for one year and the family lives mainly on the mainland.

It has a legal and stable economic income, a good overall credit status and asset strength, and the ability to repay the principal and interest of the loan.

Newly issued home loan customers.

Other conditions required by the bank.

Application process:

Online application - online approval - online signing contract - online loan issuance - online repayment.

Shanghai Pudong Development Bank's overseas financial loan

Personal financial services loan refers to the expenses of the bank to the borrower to pay the borrower's own, spouse or their immediate family members, including immigration, study abroad, high-end customized overseas travel, etc., or to obtain the visa for studying abroad. Funds and open relevant certificates accordingly.

feature of product:  

Support different loan needs for different types of overseas use: including the extra large amount of loan demand for immigration.

The guarantee method is complete and can be combined by the guarantee method to apply to the visa requirements of the countries.

Flexible application of diversity repayment methods to suit different requirements of national visas.

Apply for loan terms:

A natural person who is at least 18 years of age (including) with full civil capacity and whose loan maturity date is not more than 60 years old (inclusive).

Have a permanent residence in town or a valid residence status.

Have the legal, stable economic income, good credit, and the ability to repay the principal and interest of the loan.

Other conditions required by the bank.

Information is required:

Valid identification and proof of residence, proof of marital status,Personal income certificate.

For the study abroad, provide the admission notice, or the service contract of the partner institution, or the application certificate of the self-employed study institution and the proof of reasonable expenses.

For immigration abroad, provide the application materials for the resettlement project, or the service contract of the partner institution or the valid immigration information of the green card, and the proof of reasonable expenses.

For outbound travel, provide a certificate of reasonable expenses for the service contract of the partner institution.

Other materials requested by the bank.

Loan term:

According to the different national policies corresponding to the borrower's overseas activities, the actual needs and guarantees of the borrower, the maximum period is no more than 10 years. The funds used for immigration shall not exceed the period of return of funds corresponding to the resettlement project. For studying abroad, the maximum is no more than 6 years.

Application process:

Submit an application - bank approval - sign a contract - complete the formalities (notarization, mortgage, etc.) - loan issuance - customer repayment

Shanghai Pudong Development Bank has a good mortgage

A good mortgage is a mortgage for a customer to use a commercial housing or a commercial house to handle a reasonable mortgage for personal or family consumption.

feature of product:

Flexible repayment: Innovate three repayment methods to suit your cash flow arrangement.

Loan 1+1: A good debit and a debit card for the credit line are used for the loan, and the customer can realize the loan with the loan.

The ultra-high mortgage rate can be up to 80% of the value of the collateral.

Apply for loan terms:   

A natural person who is at least 18 years of age (including) with full civil capacity and whose loan maturity date does not exceed 70 years of age.

Have a permanent residence in town or a valid residence status.

Have the legal, stable economic income, good credit, and the ability to repay the principal and interest of the loan.

Consumer financing needs in car purchase, decoration, education, tourism, wedding, large-scale consumer goods, etc.

Can provide bank-approved guarantees.

Other conditions required by the bank.

Information required:

Valid identification and proof of residence, proof of marital status,Personal income certificate.

Consumer use materials (sales contracts, agreements or other valid documents).

Application form (you can get it from our business outlets around you).

Other materials requested by the bank.

Application process:

Make an application - bank approval - sign a contract - complete the formalities - loan issuance - customer repayment.

Shanghai Pudong Development Bank private bank exclusive investment account loan

Private Bank Client's exclusive investment account service is a professional and personalized asset management service for private bank customers. The purpose is to free you from the cumbersome business of daily investment and management, so that you can fully pursue your life. aims. Private bank customer-specific investment account loans refer to the applicants, their spouses or adult children of the exclusive investment account loans on the basis of the Bank's exclusive investment account services for private banking clients, with investment funds and future income in the exclusive investment account ( If there is a means of risk mitigation, after comprehensively evaluating the customer's credit, the loan applicant is provided with a loan for consumption or business use.

Apply for loan terms:

A natural person of 18 years of age or older who has full civil capacity and whose loan expiration date is generally not more than 70 years old (including).

Hong Kong, Macao and Taiwan should have lived on the mainland for one year and the family lives mainly on the mainland.

It has a legal and stable economic income, a good overall credit status and asset strength, and the ability to repay the principal and interest of the loan.

To meet the standard V1, V2 customers of our bank, and to handle the private investment account business of private banks.

Other conditions required by the bank.

Information is required:

Proof of valid identity and marital status, proof of residence,Personal income certificateProof of use.

Application form (you can get it from our business outlets around you).

Other materials requested by the bank.

The loan amount is calculated based on the customer's value and income in the community.

Loan term:  

The loan period can be up to 5 years.

Application process:

Make an application - bank approval - sign a contract - complete the formalities - loan issuance - customer repayment.

Shanghai Pudong Development Bank

Yijia Loan is a small credit loan issued to eligible financial supermarket individual customers for personal and household consumption, and normal capital needs in personal business activities.

feature of product

1. Long term: The loan term can be up to 5 years, which greatly relieves the customer's repayment pressure.

2. High amount:Loan amountUp to 1 million yuan, support single or recyclable.

3. Wide use: support consumption or business purposes.

4. Exclusive products: The exclusive products of Shanghai Pudong Development Bank's financial supermarkets are easy to handle.

Apply for loan conditions

1. A natural person of 18 years of age or older who has full civil capacity and whose loan expiration date is generally not more than 70 years old (including). Hong Kong, Macao and Taiwan should have lived on the mainland for one year and the family lives mainly on the mainland.

2. Have legal and stable economic income, good overall credit status and asset strength, and the ability to repay the principal and interest of the loan.

3. Customers within the scope of management of Shanghai Pudong Development Bank's financial supermarkets.