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Can I buy a car with a credit card amount?

User: Rong 360 users City: National Category: Credit card to buy a car 2017-08-03 02:36:48

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                                I can use a credit card to buy a car.Credit card installment carDefinition: Credit card installment is a credit card installment business launched by a banking institution. The credit limit that the cardholder can apply for is 20,000-200,000; the installment has 12 months, 24 months, 36 months; the credit installment does not exist.Lending ratesThe bank only charges a handling fee, and the handling rates for different instalments vary. Credit card purchase range: Due to the limited credit limit of general credit cards, card-issuing banks generally require cardholders to provide financial certificates. Bank-certified financial certificates include real estate licenses or commercial housing sales (pre-sale) contracts and purchase invoices, and some bank requirements. The credit card itself must have an overdraft limit of 100,000 yuan to 200,000 yuan. Some banks allow cardholders with good credit to apply for a credit line to purchase cars in installments. Obviously, the banks that have launched credit card installment purchases nationwide will be more and more with the needs of customers. Currently there is ChinaConstruction bankLongka phased car purchase business,Bank of China“Car Loan” (Beijing area only) business, China Merchants Bank “Car Buying” business, Minsheng Bank “Car Purchase” business, ICBC Peony Card installment business, and some local city commercial banks’ installment business, such as Hankou Bank, Ningbo Bank, etc.

Rong 360 enthusiastic friendsAnswered on 2017-08-04

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                                Use a credit card to buy a car and compare it to othersCar loanIn terms of way, credit card buying has its own advantages. At present, there are two types of credit card buying methods: one is to pay the credit card in full, and then apply to the bank for billing. The premise is: your credit card can be used to pay for the car. Second, most car dealers support swiping credit cards.StagingThe difference between buying a car is that the bank that cooperates in the phased cooperation is different, so you must remember to ask the merchant before you buy it. Can you buy this bank credit card in your hand?Credit card stagingThe payment purchase method is more convenient, the threshold is lower, and the handling fee is the lowest, but the choice of car loan method depends on its own situation. Buying a car with a card installment has become one of the important channels for car loans. The most significant advantage of credit card car loans is that the approval is quick and the procedures are relatively simple. If the consumer usesCredit card loanTo purchase a car, you only need to use a credit card with a good credit history and a good credit history. After you provide your ID card, you can apply for a car in installments.

Rong 360 enthusiastic friendsAnswered on 2017-08-04

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