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Credit limit can buy a car?

User: Financial 360 users City: Nationwide Category: credit card to buy a car 2017-08-03 02:36:48

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                                Can buy a car with a credit card,Credit card installment to buy a carDefinition: Credit card installment car is a credit card installment launched by banking institutions. Credit card holders can apply for 20,000 -20 million; staging 12 months, 24 months, 36 months three categories; credit staging car does not existLending rates, Banks only charge fees, different installments of the fee rates vary. Credit card to buy a car Scope of application: Due to the limited credit limit of general credit card, the issuing bank generally requires the cardholder must provide the financial proof, the bank's proven financial proof includes the real estate card or commercial housing sales (pre-sale) contracts and purchase invoices, some bank requirements Credit card itself to have 100,000 yuan -20 million overdraft limit, and some banks allow credit card holders to apply for a separate credit limit installment car. Obviously, banks that introduce credit card staging vehicles in China will grow more and more as their needs increase. There are currently ChinaConstruction BankDragon card staging car business,Bank of China"Car Loan" (Beijing only) business, China Merchants Bank "car purchase easy" business, Minsheng Bank "car pass" business, Industrial and Commercial Bank of China Peony card staging car business, some local city commercial banks staging car business, such as Hankou Bank, Bank of Ningbo and so on.

360 enthusiastic usersAnswer on 2017-08-04

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                                Use a credit card to buy a car compared to othersCar loanWay, the credit card to buy a car has its own advantages, the current credit card to buy a car has two kinds of credit card mode: First, pay the full credit card credit card, and then apply to the bank bill staging. The prerequisite is: your credit card available amount to brush the car Caixing. Second, most of the dealerships support credit card swipingTo stagingBuy a car, the difference is different from the specified bank staging, so before buying must remember to ask businesses, you can hold the hand of this bank credit card can be staged to buy a car.Credit card installmentPayment method of car bid to run more convenient, low threshold, the lowest fee, but the choice of car loans or according to their own circumstances. Car payment by installment car has become an important channel for car loans. The most significant advantage of a credit car loan is that approval is fast and the procedure is relatively simple. If used by consumersCredit card loansCar, as long as there is a credit card used within a valid period and a good credit card, to provide identification card to bank card can be staged car.

360 enthusiastic usersAnswer on 2017-08-04

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