I can use a credit card to buy a car.Credit card installment carDefinition: Credit card installment is a credit card installment business launched by a banking institution. The credit limit that the cardholder can apply for is 20,000-200,000; the installment has 12 months, 24 months, 36 months; the credit installment does not exist.Lending ratesThe bank only charges a handling fee, and the handling rates for different instalments vary. Credit card purchase range: Due to the limited credit limit of general credit cards, card-issuing banks generally require cardholders to provide financial certificates. Bank-certified financial certificates include real estate licenses or commercial housing sales (pre-sale) contracts and purchase invoices, and some bank requirements. The credit card itself must have an overdraft limit of 100,000 yuan to 200,000 yuan. Some banks allow cardholders with good credit to apply for a credit line to purchase cars in installments. Obviously, the banks that have launched credit card installment purchases nationwide will be more and more with the needs of customers. Currently there is ChinaConstruction bankLongka phased car purchase business,Bank of China“Car Loan” (Beijing area only) business, China Merchants Bank “Car Buying” business, Minsheng Bank “Car Purchase” business, ICBC Peony Card installment business, and some local city commercial banks’ installment business, such as Hankou Bank, Ningbo Bank, etc.
Rong 360 enthusiastic friendsAnswered on 2017-08-04