As far as the current regulations are concerned, many banks do not accept the second mortgage business for individuals. Therefore, after the mortgage is fully repaid, the borrower has applied for the house.Mortgage
If the applicant intends to arrange mortgage loans for mortgage loans, then a more reasonable method is to find relatives and friends with more funds to make up the remainingMortgage
The money is then taken to the bank to return the remaining loan of the property, and the mortgage of the property is completed, and then the mortgaged property is mortgaged to the bank, and the loan obtained by the mortgaged property is divided into two parts, and part of the loan is exchanged for borrowing money. For your own relatives and friends, part of it can be used for freedom, whether it is for business turnover or for daily consumption. This is personal freedom. This method requires someone to provide a working capital, and the time required is two. Month, divided intoPrepayment
Solve the mortgage and mortgage application loan two links.
If the applicant can't find the relatives and friends who help, then you can also choose to seek help from the guarantee company, that is, find the guarantee company to pay the capital first, pay the balance to release the mortgage, and then you can re-apply the mortgage. Of course, this method is When the loanable amount has a large space, the operation is more meaningful. One can wake up the property that is sleeping, convert the mortgaged part of the mortgage into cash, and the value-added part of the property can be turned into cash. In the process of handling, the guarantee company needs to charge a certain fee. The fee standard is different for each lending institution. Therefore, the borrower may wish to choose a relatively cost-effective loan product after comparing the goods. At present, there are many loan intermediaries or guarantee companies that can mortgage mortgage real estate on the market, but borrowers also need to be cautious, because some of them are not well-managed, and if they accidentally fall into the trap, they may pay a heavier economic cost. .