If there is no job, no collateral can successfully apply for a loan depends on the specific situation. Generally speaking, such people cannot successfully obtain loans. But many unworked friends have their own source of income, either self-employed or freelance. Some lenders can meet the loan needs of such applicants. The institutions that accept such people are generally loan companies other than banks, and such institutions also have special operating loans. If you do not have a job, but the self-employed person has a business license, tax payment certificate, business flow and other materials, you can apply for a loan to the loan company without any mortgage. In addition, if you are a freelancer, in the absence of collateral, it is best to provide for 6 consecutive months.Proof of income
That isBank flow
. Such friends can apply to the loan company on their own bank flow.Unsecured loan
. In addition, unsecured loans are also very important for personal credit. Don't forget to have a good credit history while providing proof of income and business license. In this way, you can successfully apply for a loan.