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Want to apply for a credit loan, what conditions need to be met?

Questioner: @a.*** City: National Label: Loans Question Time: 2018-01-27 15:14
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  •             Enthusiastic net friend
    2018-01-28 21:12
            Personal bankCredit LoansApplicant conditions:
    A Chinese citizen who has a permanent residence in China, has a local permanent residence account (or valid proof), has full civil capacity, and meets the following conditions may apply for a personal credit loan.
    1. Have a legitimate career and a stable source of income (monthly wage income must be more than 1,000 yuan), with the ability to repay loan principal and interest on schedule;
    2. The unit where the borrower is located must be an administrative and corporate entity that is approved by the bank and has a good relationship with the bank, and the bank must pay wages on behalf of the bank;
    3. Compliance with the law, no violations and bad records;
    4. In ChinaICBCOpen a personal settlement account and agree that the bank will deduct the loan principal and interest from its designated personal settlement account;
    5. Other conditions stipulated by the bank.
  •             Enthusiastic net friend
    2018-01-28 21:03
            The applicant must meet the following basic conditions in the case of personal credit standards:
    1. A Chinese citizen who has a permanent residence in China, has a permanent residence in a local town, and has full civil capacity;
    2. Professionals with proper and stable economic income have repayment on scheduleloanThe ability of principal and interest;
    3. Compliance with the law, no violations andBad credit history;
    4. Other conditions stipulated by the loan bank.
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