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Can a new car loan, what are the conditions and information for the loan?

Asked by: @a. *** City: Nationwide Tags: Loans Question Time: 2018-01-08 14:41
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  •             Enthusiastic users
    2018-01-09 17:07
            New car can loan.Loan to buy a carAs long as the conditions required to meet the loan, not to measure the level.
    Car loanProcess flow:
    ① First of all, it is necessary for the borrower to prepare the supporting documents such as ID card, residence certificate, work certificate and loan application certificate. At a bank, fill in an application form and fill in a contract.
    ② Then, waiting for the bank's pre-loan qualification investigation and approval. If the borrower complies with the bank's loan conditions, the bank will notify the lender to fill out some of the loan form materials. If the loan application loan needs mortgage or guarantee, but also need to sign a guarantee contract, mortgage contract, and handle the mortgage registration procedures; if the handle isUnsecured loan, There is no need to sign such a contract.
    Second, banks issue loans to borrowers. Generally, banks issue loans after approval is completed within two to three weeks or within one month, and the fastest one day can be lent.
    ④ Finally, the borrower will be the first payment to the car dealer, and with the passbook and bank issued a single carHandle car procedures.
  •             Enthusiastic users
    2018-01-09 17:00
            New car can beloan. Conditions for the following:
    1, car buyers must be over the age of 18, and is a fully civil capacity of Chinese citizens.
    2, car buyers must have a more stable job and relatively stable economic income or have easy-to-cash assets, so as to repay the loan principal and interest on schedule.
    3, During the period of applying for loan, the car buyer deposits the initial purchase amount of the car which is lower than the bank's stipulation in the account of the bank saving counter.
    4, to the bank to provide bank-approved guarantee. If the car's personal account is not local, should also provide joint and several liability guarantee, the bank does not accept the car buyers to loan vehicles set by the mortgage.
    5, car buyers are willing to accept the bank proposed other conditions that are deemed necessary. First look at yourself before the loan to see if the qualifications meet
  • Still not satisfied with the above answer? You can consult your expert about your problem

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