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Can a new car be loaned, and what are the conditions and materials for the loan?

Questioner: @a.*** City: National Label: Loan Question Time: 2018-01-08 14:41
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  •             Enthusiastic friends
    2018-01-09 17:07
            New cars can be loaned.Loan to buy a carThe required conditions can be loaned as long as they are met, and are not measured in terms of high or low.
    Car loanProcess flow:
    1 First, the lender needs to prepare the ID card, proof of residence, work certificate, proof of loan use and other supporting materials. Go to a bank, fill out an application form, and fill out a contract.
    2 Then, wait for the bank's pre-lending qualification survey and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan form materials. If the loan requested by the lender needs to be mortgaged or guaranteed, it is also necessary to sign a guarantee contract, a mortgage contract, and go through the mortgage registration formalities;Unsecured loanThere is no need to sign such a contract.
    3 Second, the bank issues loans to lenders. The general bank will issue the loan after the approval within two to three weeks or one month, and the loan will be released within the fastest one day.
    4 Finally, the borrower will hand over the down payment to the car dealer, and with the passbook and the bank’s bill of ladingHandling procedures.
  •             Enthusiastic friends
    2018-01-09 17:00
            New car canloan. If the conditions are as follows:
    1. The purchaser must be at least 18 years of age and a Chinese citizen with full civil capacity.
    2. The purchaser must have a more stable occupation and a relatively stable economic income or possess assets that are easy to liquidate, so as to repay the principal and interest of the loan on schedule.
    3. During the loan application period, the purchaser's account in the account of the bank savings counter is lower than the first installment of the purchase price specified by the bank.
    4. Provide the bank with a bank-approved guarantee. If the purchaser's personal account is not local, the joint liability guarantee should also be provided, and the bank does not accept the mortgage set by the purchaser to purchase the vehicle.
    5. The car buyer is willing to accept other conditions as deemed necessary by the bank. First look at yourself before the loan, see if the qualification is consistent
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