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What if the loan limit suddenly disappears?

Questioner: @a.*** City: National Label: Borrowing credit Question Time: 2017-10-31 10:14
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Common similar problems

2 in total

  •             Enthusiastic friends
    2017-11-01 13:45
            If the amount of the loan is suddenly gone, do not change the information frequently. Do not have any violations such as cashing in, brushing, etc. Do not bind the mobile phone number or bank card frequently.
    Possibility 1: There are violations such as cashing in, brushing, etc.
    In this case, if the account holder has violated the Alipay's prohibition by cashing in the payment of the bonus, and the violation of Alipay's prohibition regulations, the system may determine that the user has a bad credit and the risk of lending is high.Ant borrowingSuddenly it is normal and normal.
    Possibility 2: The bound mobile phone number and bank card are frequently replaced
    If the bound mobile phone number and bank card are frequently changed, the system may determine that the user is not stable enough. It is speculated that the user has a security risk and then shut down your ants. However, the above reasons are everyone's guess, some people do prove that this is true, and some people say that the above reasons are not, therefore, children's shoes with doubts, or should find Alipay ants to consult the official customer service.
  •             Enthusiastic friends
    2017-11-01 11:27
            The amount of borrowing has suddenly disappeared. There are many reasons for this.PrepaymentDo not overdue. That's it.
    Possibility 1: Never used after opening
    The signal that Alibao releases for this situation is that you don’t needloanGive you a quota, which may be a waste of resources...
    Possibility 2: Repayment in advance
    Many people are skeptical about this, early repayment forAnt borrowingIn terms of no loss, why should I lower or close my quota?
    Quite simply, the ant borrows interest, although it is low, but it is also the main profit point. If the loan period is 12 months and it is paid off 6 months in advance, for the ants to borrow, it is equivalent to less than half a year's interest. Even if some people pay back in advance, they need to pay a certain fee, but compared with interest. It is certainly not cost-effective to charge a handling fee.
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