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Can everyone repay in advance?

Questioner: @a.*** City: National Label: Early repayment Question Time: 2017-09-03 17:12
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  •             Enthusiastic friends
    2017-09-04 17:37
            LandingRenren loanWebsite, open [My Renren Loan]--[Loan Management]--[My Loan] page, click [Prepayment】 Perform early repayment operations (similar to repayment operations). The user who pays in advance needs to pay 1% of the remaining principal of the borrower's loan as the early repayment compensation (liquidated damages), and no need to pay subsequent interest and management fees.
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