Agricultural Bank Personal Business Loan
ABC's personal business loan is a kind of personal business loan product that needs to be mortgaged. The maximum loan is 10 million, and the loan term is 1 year. What characteristics does it have?
Up to 10 million;
2. The maximum number of mortgages is 70%;
The minimum rate is about 20% higher than the benchmark interest rate;
4. The term of the loan is 1 year and the credit period is 10 years;
5. The collateral (property) area is more than 50 square meters, and the housing age is within 20 years; what are the loan conditions?
Operating time must be more than 2 years;
The maximum length of the house is not more than 20 years, and the area of the property shall not be less than 50 square meters. 3. The area where the collateral is located shall be the location of the loan. The types of collateral include ordinary houses, villas, shops and office buildings.
Loan application materials include:
1. ID card, household registration book, marriage certificate,Proof of income
2. Business license, code certificate and tax registration certificate;
3. The company's articles of association and capital verification report;
4. Tax payment certificate, financial statement, purchase and sales contract for the past 3 months.